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Debt Settlement

I Have Five Payments Left With Legal Helpers. Should I Cancel? – TC

Writing Q&A, Questions and Answers on a blackboard.

“Dear Steve, Been in Legal Helpers for 32 Months no debts had been paid. We were settling BOA debt with Budnik n Dynia LLC and they dropped the ball and sold account to another company . Nothing been settled and paid over $20k to Legal Helpers. March 2013 is when my last payment and program should end. I dont know ... Read More »

    I Settled My Debts With Everest Debt Solutions. – JB

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    “Dear Steve, Had Credit Card Debt with Capital One for around 10,000 I just recently read your article on Everest Debt Solutions. Interesting to say the least and made me a little nervous! I enrolled in their program 2 years ago. As far as I can tell, they have done what they promised…..a 24 month program in which I have ... Read More »

      Did Consumer Affairs Legal Center Close Up? – Karen

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      “Dear Steve, Hello, my name is Karen and I signed up with Consumer Affairs Legal Center back in 2010 and I am having nothing but trouble trying to contact their company regarding creditor problems. I have been following this column for a few months after one of my co-workers saw this column and knew that I had signed up with ... Read More »

        What is Your Honest Opinion About World Law Group? – Tammy

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        “Dear Steve, I am in about $28,000.00 in unsecured credit card debt. I got a flyer in the mail about 3 weeks ago stating they could help me get out of debt. I called the number and in about 2 days I got a call from World Law Group and before I knew it I was signed up with them ... Read More »

          It Was Surprisingly Easy to Settle Our Debt with Chase Bank

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          “Dear Steve, We have negotiated a $6,000 one time settlement with a CA (Client Services, Inc – St. Charles, MO) who are representing Chase. Chase charged off our credit card debt ($26,000) one month ago after 6 months of non-payment, but they still own the debt. We had tried to settle with Chase for $10,000 but they always refused. Gettign ... Read More »

            Is Nationwide Debt Direct a Reputable Company or a Scam Operation? – Rick

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            “Dear Steve, I had some smaller debt that was not a problem but some medical bills for knee surgery needed to be paid and that amount has pushed me to the limit in many ways. I am know looking at a way to make the debt more manageable. I can pay the monthly payments plus other expenses but I am ... Read More »

              I Signed Up for Debt Settlement With Davenport Law. Now They Are Talking a Chapter 13 Bankruptcy. – Alfonso

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              “Dear Steve, I owe about $10,000.00 of credit card debt. I have made arrangements with settlement companies on a couple of them and they appeared on my credit report. I signed up for assistance with Davenport Law out of Dallas, TX, and have been paying $40 monthly fees for about 4 years now. I was recently contacted by a legal ... Read More »

                I Settled Bank of America Account But Account Number on Letter Doesn’t Match Mine. – Mary

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                “Dear Steve, I recently settled 2 of my credit cards with Bank of America. After they received my payments, they released 2 letters confirming that the accounts have been paid. I noticed they did not have my account numbers on the letters, instead they had 4 digit ending numbers that did not match mine. I called them and they said ... Read More »

                  My Mom is On SSI and Accredited Debt Relief is Selling Her Debt Settlement. – Molly

                  “Dear Steve, My mom is 63 years old and was recently divorced and left with all the marriage debt. She has a discover card in her name (15k) and medical bills (4K). She is on a fixed income (SSI) and paying her monthly minimum it will take 15 plus years to pay it off. Is it a good move to ... Read More »

                    My Parents Were Contacted by Debt Relief Centers of America. – Sharron

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                    “Dear Steve, First I just wanted to thank you for what you do….I have been helping my parents evaluate debt settlement ‘companies’ (I now prefer to call them predators) and your site has been extremely helpful. I also wanted to submit some information that I hope can help someone else going through the same process My parents were recently contacted ... Read More »

                      This Company Said They Can Settle My Debt For Me. – David

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                      “Dear Steve, Due to divorce, I had a foreclosed mortgage 2 years ago. Was going through a short sale for about a year before the foreclosure. Was relieved on the first. After about 5 months during the short sale process the second lender turned it over to the PMI company. They have sent me letters for about a year. Now ... Read More »

                        I Am Not Sharpest Financial Knife in the Drawer. – Siva

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                        “Dear Steve, Income recently decreased from 80,000 to 35,000. Have signed with Elite Financial Solutions Ft. Lauderdale FLA, to help me get my debt under control. Now I am not sure if this place is legit or NOT. I really need a clearer cut answer as I am not the sharpest financial knife in the drawer. Okay, more like a ... Read More »

                          Should I Go With Williamson Law Firm for Debt Help? – Karen

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                          “Dear Steve, I am 54 yrs young and I have recently divorced. My husband left 3 yrs ago and after him pulling his pay check I found myself living on my credit cards. We had plans made for our future.. bought some land,gather building supplies to build a home and had 401k to go along with selling our house for ... Read More »

                            I Want to Settle My Debt But Will My Credit Score Drop? – Mariam

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                            “Dear Steve, My annual income is 22,000. a year, I have almost 12,000 in debt, i want to debt settlement, because its tooo much Ive been paying my minimum payments and i am current. I want debt relief, on my income I cant pay it back just tooo much, i want to know about how much would they settle, me ... Read More »

                              After a Failed Relationship I’m Left With Piles of Bad Debt And I Want to Settle One Account. – Kathy

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                              “Dear Steve, The short version…. As the result of a failed, long-term relationship, I was left responsible for a significant amount of credit card debt. My ex- boyfriend agreed to work with me to pay off the debt so we agreed to go through a Debt Settlement Company. After 1 year and several thousands in fees, only 1 account was ... Read More »

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