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Debt Settlement

The Debt Settlement Advice Places Say Debt Settlement is the Best Solution for Me. – Grace

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“Dear Steve, Situation * I was working two part-time jobs at one time and I had gotten some loans. I was making enough to pay for them and than unfortunately I was let go of one because it was only seasonal. I was hoping by that time my current employer would give me more hours however it went down. Now ... Read More »

    Bank of America Confuses Me With Their Debt Collection and Settlement Approach. – Mary

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    “Dear Steve, It will soon be 6 months that I have stopped making payments to BofA on a $42,000 balance which was mainly used for a balance transfer from different accounts over a year ago. They raised the rate and payments and could not afford it anymore since I haven’t been making money. I hired a lawyer a month ago ... Read More »

      I Hired Lloyd Ward & Associates to Settle My Debt But I Just Got Sued. – Jeanette

      “Dear Steve, I have about 10K in delinquent debt from my college years. I am trying to settle and pay these accounts so that I can increase my credit score and eventually purchase a home with out filing for bankruptcy. I hired Lloyd Ward and Assoc. about 2 years ago to take over the negotiations of all of these accounts. ... Read More »

        Legal Helpers Debt Resolution Won’t Respond to My Refund Requests. – Louise

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        “Dear Steve, I had a contract with Financial Solutions Resolution which then got changed to Legal Helpers Debt Resolution — all under Attorneys Macey, Aleman, Hyslip & Searns. I had 4 credit cards (3 discover, 1 chase) with them. one went to court but then got cancelled and taken out of court –. this was a DISCOVER account. the chicago ... Read More »

          Is Consumer Debt Initiative of National Credit Assistance a Scam? – Christina

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          “Dear Steve, I think this is a scam, but wanted to check and see if you have seen this company before. Christina” Dear Christina, Let’s look at the letter you got for what it is, a sales pitch to sell you debt relief services. The correspondence hides behind and pretends to be something that it is not. The mailer has ... Read More »

            I’m Very Concerned About the Problem Between The Debt Answer and Lloyd Ward

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            “Dear Steve, 2 1/2 years into 3 year program with The Debt Answer (Simon & Bosch & Lloyd Ward Law Firm). 4 settlements have been completed or in process of completion. Still have two to complete. Very concerned about this problem between Lloyd Ward Law Firm and the Debt Answer. Have been contacted by both and not sure who I ... Read More »

              Attorney Lloyd Ward and The Debt Answer Want Me to Switch My Debt Settlement Account to Each Other

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              “Dear Steve, I just spoke to Debt Answer and was told that Lloyd Ward and Lloyd were partners and they split and now they are fighting over clients. Lloyd ward put a hold on my global solutions account for drafts but is still collecting the fees. Debt answer told me that I have to close my Global Solutions account and ... Read More »

                How Much Will Omni Credit Services Settle For?

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                “Dear Steve, I went with the previous advice and chose to let the delinquent account go into a charge off status. What will Omni Credit Services generally accept as a settlement amount? I previously inquired about what to do about a debt I owe on a defaulted store card due to job loss. I decided since it had been so ... Read More »

                  Chase Bank Says They Won’t Settle Our Debt And Want Us to Go Bankrupt. – Sarah

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                  “Dear Steve, My husnabd and I are in the process of trying to settle $25,000 (just under) of debt with Chase (Visa credit card) for $10,000 (it would be a ‘one time’ payment – to come from my wonderful brother). We are now 5 months without making a payment to Chase. We have offered them the $10,000 and explained the ... Read More »

                    How Should I Calculate the Refund Due From the Debt Relief Company? – Matthew

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                    “Dear Steve, Hi Steve, I’ve recently made the decision to purchase a home but before I can I need to raise my credit score. As a consequence of that I’ve decided to attempt to settle with old creditors for a change of the status they are reporting to the credit bureaus. A bit more info: I made the unfortunate decision ... Read More »

                      Is World Law Group Legitimate? – Jeff

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                      “Dear Steve, I have a relative who has engaged World Law Group to help negotiate down his credit card debt I’m wondering if there is any way to know if this group is legitimate and if there is a general recommendation regarding this firm versus other firms of this type. Jeff” Dear Jeff, Yes, make sure no debt settlement firm ... Read More »

                        Debt Restructure Group and Next Generation Debt Settlement is a Scam. I Want Revenge. – Joe

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                        “Dear Steve, Debt Restructure Group, Next Generation Debt, Scam!!!!! Phony addresses, no service, lie, No response. Experiencing almost in exact detail what others have posted about these companies. How can we stop them! I’ve stopped the bleeding but now I want revenge…for the people! Joe” Dear Joe, I’m not really in the revenge business so I’m not sure what to ... Read More »

                          Macy’s Won’t Settle With Me on My Past Due Account

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                          “Dear Steve, I have defaulted on a Macy’s Account. I have sent multiple letters explaining my situation and wanting to try to settle etc, but they just keep sending bills and will not respond to my request. Steve, I wanted to know what I should try to do next. My husband was laid off from work last year suddenly around ... Read More »

                            I Fear I Made a Hasty Decision Enrolling With World Law Group. – Rhonda

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                            “Dear Steve, My husband’s commission from work dropped considerably and I have a reduction of hours at work. We just didn’t have enough money coming in each month to cover what should be going out with bills. In September 2011 I recieved something in the mail for World Law Group. I didn’t fully understand debt settlement; I didn’t do my ... Read More »

                              Is Mathys Law Group Safe to Work With for Debt Settlement? – Mary

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                              “Dear Steve, I have a total of 4 credit cards and I have fallen behind on one with a large $40,000 balance. After consulting with a credit counseling company, and taking down all the numbers for daily expenses, I was $1400 in the negative at the end of the month. I told them I have had health problems, haven’t made ... Read More »

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