Home > Ask The Get Out of Debt Experts > Disability (page 2)


I Was Injured and Can’t Work. – Bill

Ready to Collapse

“Dear Steve, I was the only one working when I seriously injured my back and had to stop working and file for disability. We moved out of our home and in with family for free while my wife looked for a job. At the time I left my job I had 3 auto loans and 4 open credit cards and ... Read More »

Husband is Disabled on SSI and I Can Only Find Temp Jobs. – Nancy

Screen Shot 2011-12-14 at 2.37.54 PM

“Dear Steve, I lost my permanent job 2 years ago, been temping ever since. (Just can’t seem to nab a perm job.) Husband is on SSI Disability. The temp job pays nowhere near what I was making as an employee, and altho hubby’s disability helps, we don’t have a heck of a lot of $$ left over for any fun ... Read More »

I’m Living on Social Security Disability SSD and Getting Sued for a Discover Card. – M

Ready to Collapse

“Dear Steve, Hello. basic history is that I have been working for years in a well paying job as well as my husband having a job. 3 years ago I got sick and became disabled couldn’t go back to work with no income coming in at all for me my husbands income was all we had. 2 months after i ... Read More »

I’m Disabled. My Husband Lost His Job. Where Do We Turn for Help? – Kaye

Ready to Collapse

“Dear Steve, i am 50 and my husband is 57, i am disabled, but my husband was working at the goodyear plant in union city, tenn it closed in july. we had always helped our kids with school and bought them cars and paid there insurance.we owe $30,000 on our house and some on our sons truck, i also pay ... Read More »

Long Term Disability Provider Wants Me to Repay Money I Needed to Avoid Foreclosure. – Mary

Ready to Collapse

“Dear Steve, I am 44 years old, permanently disabled from a brain tumor (5 surgeries and radiation). I receive SSD and private LTD in about equal amounts. My house went into foreclosure because last year, my medical expenses exceeded 19K, and for a while, I had to decide between paying for private health insurance (prior to medicare kicking in) or ... Read More »

I Am a Caregiver to My Quadriplegic Husband and We are Maxed Out. – Linda

Ready to Collapse

“Dear Steve, I am a caregiver to my quadriplegic husband since 2006.The credit cartds are at their limit,I didn`t help any by going overboard at x-mas.Also if something is or says medical it is expensive,and medicaid and medicare only cover so much. So I spend a lot on things for his care and put it on the credit cards. Also ... Read More »

Permanently Disabled and Needing 401k Cash. – Alan

Ready to Collapse

“Dear Steve, I am 50 yrs old and on permanate dissability. i make 1,300 a month from ss and 1,089 a month from an insurance policy through my last employer. i have a morgage for a mobil home of $250. the park space sewer trash ect. payment of $850. a month and a brand new car payment of $320. for ... Read More »

LHDR – Legal Helpers Debt Resolution Says Creditors Can’t Touch Our Disability Checks. – Jean

Ready to Collapse

“Dear Steve, We had a credit card debt of $30,000. I signed up with LHDR and they are suppose to help me by negotiating with our CC companies. We have paid off 1 CC since signing on with them. We have gotten several letters that we would be sued. The attorney said we didn’t have anything to worry about because ... Read More »

I’m on Disability and Need a Loan to Pay Off Some Old Debt. – Elizabeth

Ready to Collapse

“Dear Steve, I am recently divorced. also, disabled 100%. I receive ssd. I have some debts that were left to me that i found on my credit report. some utility , medical, that my ex was responsible for however got left to me. I am trying to get a loan to pay these off. I can afford a monthly payment ... Read More »

Capital One Won’t Accept My Settlement. I’m Disabled. – Wendy

Ready to Collapse

“Dear Steve, I had good credit until I suffered a stroke after my 25 year marriage fell apart. I am on a fixed income now of $1380 from SSDI. Like Genie was, I am also being sued by Capital one for credit card debt of $3600, + unspecified add’l fees and interest, w/only about 25 days to respond. My credit ... Read More »

I’m Working With a Couple That Had Medical Issues and Debts. What Do You Suggest? – Lisa

Ready to Collapse

“Dear Steve, I’m working with a couple – one of whom acquired a brain injury a few years ago. She has not been able to work and has SSDI. She also has NH Medicaid and Medicare coverage. Her husband continues to work but his income is fairly low (construction in this economy). As a result of her brain injury, they ... Read More »

I’m Living on SSD. Is It True Banks Can’t Touch That? – Vincent

Ready to Collapse

many times people hear bits and pieces of things and think that they are perennial experts and repeat things that they are not knowledgable about – here is a question that I “heard” from someone and cannot for th elife of me find any information about and the reason why I am asking is that Liz Pulliam Weston on MSN ... Read More »

Should I Drain My 401(k) to Stay in My Home? – Cynthia

“Dear Andy, I am 62, on SS Disability, very recently separated, with a house that’s worth at least 250,000 and I owe 143,000. My 401K has about 115,000. I can’t survive on my SS. I can’t rely on my ex for anything. He has ruined what used to be my excellent credit so I can’t refinance. I’m on the 3rd ... Read More »

I Am Desperate and Can’t Afford Bankruptcy. – Janie

Ready to Collapse

“Dear Steve, I have a work history of 30 years. I recently worked for a call center for 8 years. I am on disability for mental health after suffering a breakdown, due to domestic violence and stress from my job. I get 600 a month from disability, and food stamps. I raised 5 children on my own, after their father ... Read More »

I Have a Bank Account and Property With My Mother. Can My Creditors Go After That? – Anna

Ready to Collapse

“Dear Steve, I live alone in a home that is now in my mothers and my name jointly. Before that it was only in her name. When she wrote her Will a couple of years ago she also put my name on her checking account. So that if she died, I would not have to go through the transfers. Her ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt. You can unsubscribe at any time with just one click. After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

I promise to keep your email safe and secure.