Should We Drain What’s Left in the IRA to Pay The Mortgage? – Susan

“Dear Steve, My husband has a IRA account that he had transferred from his previous job, and it was not much. We took money out last year to keep our heads above water. Now we are down to only $15,000.00 in our account. We see losses everyday, and we need the money now to survive. … Read more

I’m Current But Maxed Out and Want to Get Out of Debt. – Julia

“Dear Steve, I have 45k in credit card debt I am single just started a new job which is based off of commision. I am current on all of my bills no lates or over limits I am at 80% of limits, however I can only pay minimum payments on the bills. Please give me … Read more

Living in Western Maryland and Just Getting By. – Edy

“Dear Steve, credit card debt=$12,675 other unsecured debt (for metal building which is part garge/part home that we are building/financing ourselves as $$ and/or time allow) =$18901.05 land mortgage $67,000/$680 month motorhome (used as primary residence for past 5 years) 505.00 monthly truck- owe less than $1500, will be paid off in Oct or Nov, … Read more