Home > Ask The Get Out of Debt Experts > How To Get Out Of Debt (page 3)

How To Get Out Of Debt

What is a Good Credit Counseling or Debt Settlement Company?

process

“Dear Steve, My husband and I used to have impeccable credit but now we just have to much credit. We are overextended and hardly have money left over after bills are paid. Our credit scores have suffered as a result and getting a consolidation loan might not be a viable option. We have a plan to sell our house within ... Read More »

    Reader Got Mailer from US Mortgage Corporation That Led to Consult America

    Rejected stamp

    “Dear Steve, I received a letter in the mail from US Mortgage Corporation regarding refinancing my house. I called them and a gentleman took my intial information then said that one of there loan specialists would call me which he did. When I spoke to the specialist he asked some of the same questions as the first guy then he ... Read More »

      My Boss is a Bully and I Can’t Take It Anymore. – Sherry

      Women fighting

      “Dear Steve, I just stumbled upon your site. THANK YOU for this empowering information. I’m in a tough situation. I have been employed for the past 13 years at my company and am at the top of the pay scale for my position. I’ve got a lot of credit card and personal loan debt (36,000 all together) that I planned ... Read More »

        Is Consult America Legit?

        chalkboard

        “Dear Steve, First of all, I want to say thank you for putting this site together. I hope God takes care of you and your family in the best way possible. I’m not sure if this will lead to anything or not, but I’m hopeful. I’ve currently accumulated quite a bit of debt (more than I ever imagined I could). ... Read More »

          I’m So Embarrassed About My Debt. – Patty

          Lifestyle choices.

          “Dear Steve, I’m scared about being scammed also, I can’t seem to save any money. I’m just too tired to keep from worrying all the time. To be very honest. We have a credit score of 760. I’m paying credit cards and no money left over so I keep the same pattern. Pay amount due and then have to charge ... Read More »

            I Want to Take Cash Out of My House to Pay My Debt. – Bruce

            Couple Buying House

            “Dear Steve, I live in Northern California and have approximately 90K in credit card debt and need help badly as we’re having trouble making ends meet! If possible I don’t want to file BK I make approximately 125k a year and my wife has been unable to work the past 4 years due to medical issues. We currently own a ... Read More »

              I’m Back on My Feet and Want to Start to Payoff My Old Debt. – Brandon

              superhero

              “Dear Paula, In Debt have not made any payment in the last 5 years or talk to any creditors about it. I Have a bout 40 grand in debt from about 5 years ago almost all credit card debt. I have some medical bills as well. I am back on my feet and starting to make good money. I feel ... Read More »

                I Was Homeless and an Alcoholic and Have Some Debt. – John

                man - elderly

                “Dear Steve, I was homeless for a long time & had a drinking problem iv gone through some programs in one now that helps with rent. im 65 & on a fixed income of 730.a mo. letters say i owe 900 to a co. down so. i know theres more cant get a debt list. an dont know how i ... Read More »

                  I Can’t Sleep Because I’m So Stressed Out About My Debt. – Bill

                  future

                  “Dear Steve, I live in Georgia. 50 years old, wife is 41, two boys age 14 and 11. Boys are special needs and attend private special needs school, tuition paid in full by my Mom. Own home with $133K left on loan balance. Equity is anywhere from $2K to $10K. Home prices have stabilized in my zip code but area ... Read More »

                    Should I Go With ClearPoint Credit Counseling or File Bankruptcy?

                    black-hole

                    “Dear Paula, I am at a crossroads with deciding between debt consolidation with a reputable lawyer in Manhattan, Clearpoint Consumer Credit Counseling, or taking a loan from Lending Club to resolve my debt. I realize I should have done something about this sooner but I always thought “things will change” – however, that’s not happening and I’ve finally come to ... Read More »

                      I Send My Credit Card Companies What I Can Afford to But They Say It’s Not Enough. – Dorene

                      contemplate

                      “Dear Steve, Over 2 years ago I lost my job. A month later I got another job, it was part time but worked out to become full time. The pay I receive now is $150.00 less a week than what I was receiving from my previous job. My ex-husbands health is not good so I am not receiving allimony any ... Read More »

                        I Just Can’t Seem to Stop Spending Money. – Chase

                        radar

                        “Dear Steve, Hi, a little about me. I am 29 years old separated from my former fiancé who is also the mother of our 5 yr old awesome daughter. We owned a condo together which I gave her and moved in with my mother :( so I am saving money there but I just can’t seem to stop spending money ... Read More »

                          Is DDS Debt Defense Services a Legal and Legitimate Company? – Martineau.

                          Magnifying Glass - Q&A

                          “Dear Steve, My wife and I are in a difficult financial situation. We ride to file bankruptcy in the past, but that didn’t work out for us, but we consider a debt consolidation or dispute. However we were contacted by the DDS for services, before we sign any agreement with them , we want to make sure the company ” ... Read More »

                            My Work Has Been Cut in Half and My Health Makes it Tough to Work More to Repay My Debt. – Kimberly

                            get out of debt

                            “Dear Steve, I have unsecured credit card debt. Have been with a few different debt settlement companies who have gone bankrupt. Still am trying to pay off these bills. Is there a statue of limitation on collecting money owed on these? And what can they do to you? Since the economy has crashed my work has been cut in half ... Read More »

                              My College Related Debt Creates a Lot of Anxiety. – David

                              stressed man

                              “Dear Steve, During college I moved out with a friend, which went sour and I end up owing about $1,200 when I had to move out because she didn’t pay. Then my father, who had promised to help me with school went on disability and I couldn’t afford my apt and bills. After this I decided to continue on with ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.