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My Father Stole My Identity and Ran Up Bills But I Need Student Loans

Question: To put it most simply, I am 23 years old. Never once had a credit card – always debit. Never did anything wrong. Unfortunately, my father had my social security number, and completely destroyed my credit. It’s f**ked up, I know, but that’s the current situation. My credit score, I just found out, is …

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My Son Put My Name on His Law School Student Loans Without Telling Me. – Mark

“Dear Steve, My son co-signed my name on his student loans for law school. I did not know that he signed my name on the student loans. In March of 2013, I started receiving calls from a collection agency asking if I could make a payment on these loans. I was never notified before this …

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First National Collection Bureau Falsely Verified I Owe a Debt. – Aaron

“Dear Steve, For the past 6 months I have been dealing with a debt collection agency. First National Collection Bureau. They placed a debt on my credit report. The debt did not belong to me. My name was used fraudenlty. I disputed the debt, and came back verified. I sent 2 certified letters, for validation. …

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My No Good Ex-Husband is in Jail But Forged My Name to Loans. – Amber

“Dear Steve, My husband and I recently divorced, and I was able to keep the house. While we were married, we got a joint credit card, and also shared a bank account. I was eager to build good credit since I had filed bankruptcy just a couple years before. Unfortunately, my ex-husband had severe substance …

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I Am Willing to Sue My Mother Over My Private Student Loan. – Elaine

“Dear Steve, I attended college directly after graduating from high school in 2005. Having a full scholarship, I did not have to take out any loans for my undergraduate degree. However, my mother took out a private student loan in the amount of $27,000 with me unknowingly as the cosigner. I learned of this loan …

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