“Dear Steve, My present husband and I have been married since 2001. When we got married we merged our 2 households resulting in 8 children to care for. By 2003 we had collected $100,000 in unsecured debt. We were able to resolve this debt with the help of my father. My father loaned us the money and then wrote it ... Read More »

“Dear Steve, Being sued by Capital one for $6500 and have 21 days to answer. My wife opened this account in my name without my consent or knowledge. She was making payment without my knowledge until I lost my job in the automotive and she wasn’t able to make any more payments and the ugly truth came out! They want ... Read More »

“Dear Steve, A few years ago, the person whom I shared my college post office box with stole my identity and opened several cards in my name, most of which were charged off later. To this point I have been able to have all of them removed from my report except Capital One. Although Equifax and TransUnion both removed inaccurate ... Read More »

“Dear Steve, I was married to a man that was our sole supporter for 18 years, we seperated and he kept the house. 3 years later when he died i realized that he racked up over 40k in debt in cc’s and loans in my name that i did not know about. we also had a house that was lost ... Read More »

“Dear Steve, My mother has opened at least 30 accounts in my name and stolen my identity. She put the wrong birth year on all accounts, but put the right information. I still live with her and have nowhere else to go until i become eligible to join the military service. I dont know what to do. I cant get ... Read More »

“Dear Steve, About 3-4 years ago estimated time, my mother had given me her verbal permission to get credit in her name, she never said how much credit I could take out, she said I want you to build credit, so I am fine with you having credit cards in my name with you as the 2nd cardholder to help ... Read More »

“Dear Steve, One month after my wife passed away I received a bill from a credit card company. I have never applied for a credit card and never used one. She had applied for this in my name without my knowledge. Am I responsible for this $5000 debt? Jasper” The Answer Dear Jasper, First off, I’m so sorry for your ... Read More »

“Dear Steve, My credit was ruined in early 2004 when I was in a coma and my husband had decided to leave me, take the money and not pay the bills. I lose everything, home, car, credit and any insurance money he spent. So I had started over from nothing. I have now found out that my recently deceased mom, ... Read More »

“Dear Steve, 23 years old…fraud on bank account (police did nothing about)…college tution I need to get my debt straighten out, i’m really not for sure what all i need to pay. i have no credit cards and own nothing, so how do i find out what i owe and my best option on repaying debt. Amy” The Answer Dear ... Read More »

“Dear Steve, A family member (father) owned a business that I helped operate for a short period of time. My sister worked in the office at this time. I was given a AMEX business credit card with the business and my name on it. Eventually, my father retired and closed the business. Soon there after, I learned that the card ... Read More »

“Dear Steve, I made did a very bad thing,I was going to say I made a huge mistake.but it was wrong and I knew it was wrong. I took out credit cards in my husband name used them to help family members pay bills and other stupid frivulous things. thinking i would be able to pay them off. now I ... Read More »

“Dear Steve, Discrepencies on credit report and credit card mess. Question The cc company accidentally put someone elses name on myaccount. I couldn’t have access to the account while they investigated and when the reopened it there were tons of late fees and penelties. It was not my fault. Someone opened a lot of credit using my info, need help ... Read More »