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International Debt

Can the Creditors Extend Our IVA Even if We Have No Equity in Our House? – Ken

3D Iva button block cube text

“Dear Jon, My wife and I are in an IVA and have made all the payments for the last six years. We have no equity in our house at this point. Can the creditors extend the Individual Voluntary Arrangement to eight years to make up for the lack of equity in our house? Ken” Hi, Have you discussed this with ... Read More »

    Will I Be Arrested at the Bahrain International Airport Because of My Past Debt? – Raffi

    Bahrain Airport

    “Dear Jon, i left sharjah in june 2011. and i have 3 cridit cards outstanding , all are less then 40k.aed. i left sharjah , uae in 2011 june with 3 cridit cards outstanding. know i got an offer in Saudi Arab , and they are calling me to an interview in Bahrain. if i go to Bahrain is there ... Read More »

      I Was a Student in Dubai and Now I’m Being Threatened by Debt Collectors. – Haima

      dubai

      “Dear Jon, I was a student in a university in dubai.When I opened an account for fee transfers with Emirates bank, they forced me to take a credit card with 4000 limit and 0% interest for 6 months and free for life they said.I took that and seldom used.Total used is less than 3000.I paid more than minimum every month.once ... Read More »

        I Had to Leave the UAE for Turkmenistan and Left Debt Behind to Dunia Finance Bank and HSBC. – Temur

        turkmenistan-flag

        “Dear Jon, I lost my job on October so before that My job was excellent I was getting 7800 AED salary and was employed for almost 3 years. on May this year I got 100.000 loan form one of the bank and till October I paid. Suddenly I company informed me to look for another job and they gave me ... Read More »

          Will Pounds2Pocket Chase Me Down in Bangladesh? – Sabbir

          bd

          “Dear Jon, I lived in UK for about 4 years for study purpose. I needed some urgent cash loan and so I got £600 cash loan from an online company named pounds2pocket. I think this pounds2pocket is a sister concern of Aspiremoney. I applied online, gave my details ..signed the agreement online and got the cash straight into my bank. ... Read More »

            I’m a UK Student That Took Out Payday Loans. What Can I Do Now? – Alex

            payday loan

            “Dear Jon, Hi, I am a student, and was lead to take out payday loans as I didn’t have enough money, at the time I had a part time job so was able to pay them back. I then lost my job, and couldn’t pay my loan back, and I just kept getting more loans out (stupidly). I now have ... Read More »

              Bilkish Collections Sent Me an Email They Will Block My Immigration. – Nono

              01_dubai_popup

              “Dear Jon, i have credit in my credit card in dubai for 6000$ and its almost 4years that. didnt pay im going to get a police clearance from there coz im in america i just wnn sk if they file a case against me in the police because of my credit balance somebody from bilkish collector agency send me n ... Read More »

                Will I Run Into Trouble if I Left Debt in Dubai and Have to Travel Through to Change Planes? – Aussie

                Dubai-International-Airport

                “Dear Jon, I read through your forum and my question is probably the same as others. Anyway. I spend like 1 1/2 years in Dubai and left the country legally. Means, I put in my resignation, got my visa cancelled and left Dubai legally. Went back after a month for a few days. No problems at all. However, when I ... Read More »

                  Will I Be Arrested in a GCC Country if I Have An Outstanding Debt in the UAE? – Kumar

                  uae

                  “Dear Jon, I was in UAE and worked for 05 years and had a perosnal loan of AED 100000 ( i had paid my imonlthly instalmentys for 03 years, but i am not aware of the balance) and some credit cards of around AED 50000, before i left UAE in 2010, since i had lost my job. Now, I got ... Read More »

                    I’m Going Back to London for a Job Interview. Will I Get Arrested at the Border? – Maya

                    uk

                    “Dear Jon, I have lived in London for few years,studied also.During that time i took a loan for 20,000 pounds and was paying it off for a year untill i got refused the work permit and also because all of that stress i got ill and had to go back home in one of the non EU countries… So after ... Read More »

                      Can I File a DRO From Outside the UK?

                      uk

                      “Dear Jon, I have debt of 10K in UK. I took up these loans thinking I could repay them in due course of time.Although I did paid up for the 3 consecutive loan installment as I was earning. But due to change in visa rules I was forced to leave job and cldnt find another job ultimately I had to ... Read More »

                        Will I Be Arrested Trying to Leave the UK With Debt? – John

                        13

                        “Dear Jon, I am currently international student and will be leaving the country towards the middle of 2013. I currently owe £400 to the banks and £196 on an unpaid mobile contract bill. As it has been more than 60 days since I’ve repaid both, I am assuming that my credit score and information has been circulated to the credit ... Read More »

                          I Was Studying in England But Had to Return to Greece. I Left Debt Behind.

                          greece

                          “Dear Jon, I am a Greek citizen and 3 years ago (mid-September 2009) I started a course at an English university. Due to some personal problems I had to return in Greece only after a month or so (October 2009), so I cut my course short. I had a student loan accepted, but I had the right to cancel the ... Read More »

                            I’ll Be Committing Suicide Next Month Because of My Student Loans. – Bradley

                            Student Loan Corkboard Concept

                            “Dear Jon, Student – Due to illness will be commiting suicide early January If a student with pretty much no estate other than a tv and an xbox was to give said “tv and xbox” away as christmas presents. Then, took out £500-£10,000+ from these various payday loan companies at the maximum amount and time period to pay back (So ... Read More »

                              How Can I Dispute a Credit Card from Cabot Financial in the UK? – Mahadeo

                              Screen Shot 2012-12-10 at 10.40.14 AM

                              “Dear Jon, Made request under CCA74 to Cabot financial (Europe) Ltd for true copy of credit card agreement which they claimed (under £2500) were in force since 2002.. They sent t&cs but no copy of the true executed agreement. Wrote to them to dispute their claim as unenforceable and stopped payments. They keep sending intimidating letters with threats of court ... Read More »

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