Latest Posts


Coyle White Devine is Threatening Me With Legal Action for Dubai Debt


“Dear Jon, I left Dubai in mid 2009 with a number of debts which I was unable to service (and still unable to service). I moved to Czech Republic from Dubai and have been here ever since. I have a bank account in the UK which is registered at my parents address. I guess because of this connection, a letter ... Read More »

    Will My Dubai Debt Cause Me Problems in the UK?


    “Dear Jon, I left Dubai 3 years ago and had to leave because I lost my job. I owe from the credit card and was still paying for a few months while I wasn’t in Dubai. But after a few months I couldn’t pay back anymore. My question is I am now applying for a UK visa. Will my UK ... Read More »

      UAE Bank Changed the Terms and Chased Me to UK

      Many multicolor question marks above the head of young man or boy. Making decision thinking uncertainty learning concept. EPS 10 vector illustration no transparency

      “Dear Jon, I have a loan with a UAE bank. I filled in a form stating funds were for investment in the UAE. The bank representative later came to my office and said the bank had refused to lend money for investment but he had filled out a second form himself and they had agreed to provide the loan. So ... Read More »

        Brits Might be Trapped at Border for Unpaid Debts. UK Sucks Sometimes.

        Boom! Comic Speech Bubble, Cartoon.

        “Dear Jon, I came to the UK for my post graduation studies in 2011 and left the UK in 2013 February. I am from India and I came to the UK with my girlfriend who did another course in the UK. But by the time we left the UK, we were in great shortage of money and had to take ... Read More »

          Can My Son Go Bankrupt in the U.S. and Come Back to the UK?


          “Dear Jon, My son left his home and job in the UK 16 years ago to marry an American girl. He now lives in Seattle with his wife and two daughters (11 and 8). He had a good well paid job as a graphic designer for King 5 News for 16 years. Unfortunately, the marriage has irretrievably broken down due ... Read More »

            Will I Be Stopped From Getting a UK Visa Because of Old Debt?

            Close up United Kingdom visa in passport
** Note: Shallow depth of field

            “Dear Jon, I left UK in the 2013 as my work visa expired. I couldnt pay my bank loan and my account was in overdraft. My bank wasnt closed either. Will this stop me from visiting the UK. Will UKBA not grant me a visa and will i be stoped at the immigration. Any information will be helpful. Appreciate your ... Read More »

              Will I Be Caught at the Airport When I Return to the UK for My Internet Bill?


              “Dear Jon, I was student in UK back in 2005-2006. I had a credit card (Nat West bank) and had good history by paying my full debt regularly for almost 3 years. By the end of 2007 I had some bad time and got my self in debt for less than 300-500 pounds (cant remember exactly). Same thing with BT, ... Read More »

                I’m a UK Citizen and Living in the U.S. Can I Go Bankrupt?

                couple working

                “Dear Jon, I am a UK citizen, having resided in US now for about a year. I have moved here following my job, but recently was made redundant. I have debt in UK with regards to credit cards and student loan totaling approx. £25,000. I have struggled paying the monthly amounts now for a few months and am now in ... Read More »

                  Will My UK County Court Judgment Impact My Citizenship Application?


                  “Dear Jon, Hi! I was living in UK for about 3 yrs and was back to my home country in 2013. I had a few unplanned overdrafts and a mobile contract on my name which i ignored paying since i hardly had anything with me. Now, I am married to a UK citizen and expecting to move UK in 2015. ... Read More »

                    Will I Be Arrested at a UK Airport if I Have Debt?

                    Uk Law

                    “Dear Jon, I left the UK in 2008 under a cloud, a lot of things had gone wrong for me. Among them was debt. I had taken a job for Swindon council who promised to refund my moving expenses during the application process but when I turned up with the bills played dumb and denied any responsibility. So I borrowed ... Read More »

                      Will My Old UK Debt and Taxes Owed Prevent Me From Returning to the UK?

                      questions narrow

                      “Dear Jon, I lived in the UK since about 2000 to 2007. I left the UK in 2007 due to family health issues, Dad subsequently passed away. Was expecting to come back to the UK but circumstances changed and was not able to return until now. What happens to unpaid taxes? Unpaid credit cards or bills? Have been told debt ... Read More »

                        UK Individual Voluntary Arrangements to Set Record

                        UK IVA

                        By Andrew Smith Last year I predicted it would be a record year for IVAs. There had already been more than 40,000 Individual Voluntary Arrangements, the most-used personal insolvency procedure in England and Wales, in the first nine months of the year and here at ClearDebt we were pretty confident the total for the year would top 50,000. Well, on ... Read More »

                          I Want to Move to the UK But Will a U.S. Bankruptcy Hurt Me?

                          Uk Law

                          “Dear Jon, I am divorced and through separation and divorce agreement, my ex was to take on all debt and pay it. He has not and my credit is awful. But what I owe is connected with the ex, I have no other debt.. My question is to find out if I were to file bankruptcy here in the US, ... Read More »

                            Can I Get Back Into the UK From India With My Bad Debt?


                            “Dear Jon, I was on a student visa from Oct 2009 to Jan 2011. I owed a sum of 1500 GBP in total to 3 network, by taking mobiles and some gadgets. But I never paid back since I had no job in UK (Not intentional though). I came back to India in Feb 2011. Now my company in ... Read More »

                              I’ve Lost My Job Seekers Allowance in the UK But Still in Debt


                              “Dear Jon, I have been struggling with my debt for a while now. But the last straw was in November 2013 when I lost my job. By then I had few credit card bills and a loan with barclays and tesco. (about 40k). I was looking for a job, but at the same time I couldn’t pay my bills. My ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.