Latest Posts


I Have Unpaid Debts from the UK. What Can I Do?


“Dear Jon, I have unpaid credit cards from banks, unpaid phone bills and I bought a laptop and a tablet on installment which I started to pay already. However my visa has run out and I had to return back to my home country. It’s been 8 months since I came back from UK and I am without a job ... Read More »

    Will I Be Arrested for Back Council Tax at Heathrow?


    “Dear Jon, Back in England I couldn’t afford to pay my Council Tax when working and eventually it went to a payment plan. However shortly after this, I emigrated and naturally haven’t heard anything since. I’m now having to head back due to a sick Mother in February (over a year since I emigrated) and I’m concerned about being arrested ... Read More »

      Will I Be Arrested for My UK Tax Debt?

      Uk Law

      “Dear Jon, I have a problem with the UK tax on what I owe. They sent me a statement last month to my address in Thailand. Can I get arrested at the airport on arrival or departure in the UK? Thank in advance for your help John” John, First off, no worries, you will not be arrested, stopped, or detained ... Read More »

        HMRC in the UK is Asking Me to Pay Back Money I Don’t Have. – Lolita


        “Dear Jon, My question is: i just received a letter from HMRC asking me to pay back 1465.54 pounds on my tax credit from last financial year. I first got tax credit in july 2013 when i was on minimum wage, i then changed my job where i was earning minimum wage + service charge which was obviously more money…. ... Read More »

          I’m From the US and Had to Leave the UK with Student Loan Debt


          “Dear Jon, American student that studied at a UK university, finances fell through, so I had to leave (I withdrew) the university and country in debt. UK collectors are now contacting me and saying that there was a breach in my immigration status since I owe debt. Since I am American, I don’t need a visa to visit, so I ... Read More »

            Will I be Able to Leave the UK Again Because of My Bad Debt?

            Uk Law

            “Dear Jon, When I was a student in the UK I had a credit card with a 1000 pounds overdraft, a student account card for 1500 and I made a loan of 4000 pounds. I paid some of the money when I left the UK but I stopped paying. I think all together was about 5000-6000 pounds … all of ... Read More »

              How Can I Sort Out My Serious Debt Problems in the UK? – Sakina


              “Dear Jon, My family’s facing serious serious debt problems. The rent is unpaid too and we might be leaving the house anytime soon. And the banks are waiting for their payments too. How do we sort it out? Sakina” Sakina, I have a few questions to help me better understand your situation and offer solutions. Are you living in the ... Read More »

                What Action Can be Taken Against me in the UK for My Dubai Debts? – Rehan


                “Dear Jon, Was working in Dubai for 4 years. Left the country with Credit Card debt of up to 90,000DHS. Now back in UK. Can you please inform me what kind of action can be taken against me for leaving credit card debt in the UAE. I left the UAE almost 3 years ago and have just recently received a ... Read More »

                  Can I Get a Police Clearance Certificate to Return to the UK? – Sanny

                  Uk Law

                  “Hi Jon, I have lived in Scotland for about 4 years. I bought a laptop had paid an initial amount £800 and £300 on my credit card. Due to personal reasons I had to leave UK in emergency in 2010 . I am due with installments for the laptop and credit card. I couldnt return to UK. I am looking ... Read More »

                    Coyle White Devine Solicitors is Trying to Collect My Dubai Debt in the UK. – Robbi

                    Uk Law

                    “Hi Jon. Debt in Dubai I am sure you have heard many. I am in a situation that for 2 years I have had to fight all the collection agencies, banks abusing me and threatening me here in the UK whilst trying to pay my debt off. I owe nearly £80,000 a lot and I do not think I will ... Read More »

                      I Am Now a UK Citizen. Can My Dubai Debt and Bilkish Chase Me?


                      “Dear Jon, I left Dubai 12 years ago, I am now citizen in Uk – very recently Bilkish from Philippines is harassing me and keep calling my work place, they wouldn’t stop. They are demanding i pay 6000AED to my account in Dubai which i presumed is now close. What can I do to stop them from calling my work ... Read More »

                        Can My Creditor in the UAE Pursue Me for a CCJ in the UK?


                        “Dear Jon, I Left Dubai in 2009 after 18 months there. I left a unpaid loan and am now being persuade for it in the UK. I am in the process of going to county court as they try to get a CCJ against me even though I have offered them a settlement of almost all the debt. There case ... Read More »

                          Can My Dubai Debt to First Gulf Bank be Enforced Against Me in Scotland?

                          Eilean-Donan-Castle scotland

                          “Dear Jon, I have debt in Dubai, now living permanently in Scotalen and have received the below letter text – can they enforce in UK? specifically Scotland? Has anyone successfully defended a case like this? I’m sure there are many examples but I can’t find any positive or negative – any advice appreciated, Dear Sir Indebtedness to First Gulf Bank ... Read More »

                            Will I be Arrested for Overpayment of UK Tax Credits at the Border?


                            “Dear Jon, I left the UK in June 2011 to live in the USA. I was in receipt of Tax Credits the previous tax year. They continued to pay me until July even tough I wrote to them telling them I was moving. I think I now have an overpayment. I am returning to England this year for a short ... Read More »

                              Can Halifax Bank in the UK Keep Me Out of the Country? – Niko


                              “Dear Jon, I owe UK Halifax bank £2,000, I now live outside the UK. I do not have UK passport. Will I be denied Visa if I try to enter back into the UK? The VISA I usually get is a 6month visa on entry as I am a common wealth citizen (Belize country). Thank you very much for your ... Read More »

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