Latest Posts

UK

I’m a U.S. Citizen Living in the UK. If I File Bankruptcy in the U.S. Will it Hurt Me in the UK? – Amanda

teacher

“Dear Jon, I am a US citizen living in the UK for 4 yrs. I have no intention of returning to live in the US, and plan on applying for citizenship here. I have been paying 3 credit cards, a credit union car loan and a student loan in the US for the last 4 yrs. i have recently lost ... Read More »

    I Moved to the UK From Canada But Left Debt Behind. – Anna

    canada

    “Dear Jon, I moved to the uk from Canada to work. lived there for nine years. year and half ago dad died suddenly and moved back to Canada to help support mom. I want to go back to the uk to just visit friends for two weeks. when I arrive is there any chance custome/immigration will stop me from entering ... Read More »

      I Had to Leave Debt in the UK to Return to India. – Purvi

      uk

      “Dear Jon, I am an Indian who lived in UK for close to 6 and a half years. I was a student initially and then worked on a post study work visa for 2 years. I have lived my life in UK, with dignity and respect in all these years. In june 2012, I had to return back to India ... Read More »

        I Completed My Degree at the University of Hull UK But Still Owe Tuition. – Joan

        uk

        “Dear Jon, I completed my Masters degree last year September 2012 at the University of Hull. I still owe tuition fee in £3597.02. I am meant to graduate in Jan of 2013 but I contacted the Uni that I would not be able to pay before then and that my graduation be postponed till July of 2013 when i would ... Read More »

          Will Debt Collectors Chase Me to India for My UK Debt? – Zampya

          uk

          “Dear Jon, I left uk in emergency. Now in India. Had 2 iPad and 2 phone contacts in uk. Taken recently. Trying for fresh visa which I am not getting and not enough money to pay off the contarct with 3. What should I do.? I have decided not to come back to uk again. But may come as a ... Read More »

            Will I Be Denied Entry Into the UK Because of an Old Debt? – Vishnu

            uk

            “Dear Jon, I’m an international student from India and was pursuing my under graduation from Cambridge. As soon as I graduated( April 2012) I had to leave the U.K in a bit of a rush as one of my family members passed away. Late during 2011 I had taken a loan from the money shop of £200 which I kept ... Read More »

              My Mother Passed Away and It Was Devastating. She left a Couple of Homes. – Nancy

              Isolated wings

              “Dear Steve, I desperately need advice. My mother passed away just over 2 years ago, which was devastating for myself and 3 siblings. She owned a house in america (Florida to be exact), which was in negative equity, none of us were financially able to manage this property and therefore have just left it, which I’m sure was the wrong ... Read More »

                How Do I Deal With a Loan Taken Out in Poland When The Person Ran to the UK? – Kasia

                poland

                “Dear Jon, I am wondering if there is a way to repay debt which was taken out in Poland and person who has borrowed the money run away and currently is living in England. Is there any way to get money back? Kasia” Kasia, You may want to look into the laws to collect a debt there in Poland, but ... Read More »

                  Can My UK Lender Repossess My Car Even Though the Guarantor and Log Book Are Not in My Name? – Roy

                  uk

                  “Dear Jon, One family member is Guarantor for a 5 yr car finance deal for my sister, but the log book is in my sister’s name, there is one more year to pay the finance off, but the Guarantor has got into financial difficulty, possible Bankrupcy at the next stage, my sister is worried that the car will be re-possessed ... Read More »

                    Can the Creditors Extend Our IVA Even if We Have No Equity in Our House? – Ken

                    3D Iva button block cube text

                    “Dear Jon, My wife and I are in an IVA and have made all the payments for the last six years. We have no equity in our house at this point. Can the creditors extend the Individual Voluntary Arrangement to eight years to make up for the lack of equity in our house? Ken” Hi, Have you discussed this with ... Read More »

                      I’m a UK Student That Took Out Payday Loans. What Can I Do Now? – Alex

                      payday loan

                      “Dear Jon, Hi, I am a student, and was lead to take out payday loans as I didn’t have enough money, at the time I had a part time job so was able to pay them back. I then lost my job, and couldn’t pay my loan back, and I just kept getting more loans out (stupidly). I now have ... Read More »

                        I’m Going Back to London for a Job Interview. Will I Get Arrested at the Border? – Maya

                        uk

                        “Dear Jon, I have lived in London for few years,studied also.During that time i took a loan for 20,000 pounds and was paying it off for a year untill i got refused the work permit and also because all of that stress i got ill and had to go back home in one of the non EU countries… So after ... Read More »

                          Can I File a DRO From Outside the UK?

                          uk

                          “Dear Jon, I have debt of 10K in UK. I took up these loans thinking I could repay them in due course of time.Although I did paid up for the 3 consecutive loan installment as I was earning. But due to change in visa rules I was forced to leave job and cldnt find another job ultimately I had to ... Read More »

                            Will I Be Arrested Trying to Leave the UK With Debt? – John

                            13

                            “Dear Jon, I am currently international student and will be leaving the country towards the middle of 2013. I currently owe £400 to the banks and £196 on an unpaid mobile contract bill. As it has been more than 60 days since I’ve repaid both, I am assuming that my credit score and information has been circulated to the credit ... Read More »

                              I Was Studying in England But Had to Return to Greece. I Left Debt Behind.

                              greece

                              “Dear Jon, I am a Greek citizen and 3 years ago (mid-September 2009) I started a course at an English university. Due to some personal problems I had to return in Greece only after a month or so (October 2009), so I cut my course short. I had a student loan accepted, but I had the right to cancel the ... Read More »

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