Latest Posts

UK

I Took a UK Payday Loan I Can’t Pay. – Tom

uk

“Dear Jon, I was in debt i took a 500 pound loan from firm http://www.emonthloans.co.uk/ and unable to pay on time.. I too the loan of 500 from a firm and unable to pay it on time, the APR rate is 1734% so just i want to know what exactly will be the amount i have to pay.. Tom” Tom, ... Read More »

    Financial Reclaims in the UK Provided Little Service and Wants Money. – Susan

    angry woman

    “Dear Jon, t’s two things – very connected. A PPI claims company were meant to be working on my behalf to claim a PPI refund. I was initially told by the agent who first contacted me that I was entitled to over £7,000 in refund. I provided all of the original paperwork leaving the company with very little to do ... Read More »

      Will I Have Problems Getting a Spousal Visa in the UK Because of My Old Debt? – Deb

      Cure the disease

      “Dear Jon, I lived in the UK for nearly 5 years (left in 2010) and was not planning to leave, but my renewal visa was denied on a small technicality for which I wasn’t able to rectify. I therefore had to quit my job and leave the UK a year earlier than expected and so did not pay any of ... Read More »

        I Was a UK Uni Student and Don’t Feel I Owe the Debt. – Sunita

        uk

        “Dear Jon, I was at a UK uni undertaking a postgraduate course. I completed the year and found out i passed through the university student access center. I was then never sent a transcript and also never received my certificate. There was a two month lapse between me completing the exams and finding out i passed. During the whole time ... Read More »

          Will I Have a UK Police Record for Not Paying My Mobile Phone Bill? – Salman

          uk

          “Dear Jon, I owe a particular phone company around 1600 and haven’t paid anything to them in a year . I am wondering that would an unpaid phone bill of £1600 would result into a UK police record if not paid over a period of 1 year ? Or its just civil law ? Salman” Salman, An unpaid phone bill, ... Read More »

            I’m a U.S. Citizen Living in the UK. If I File Bankruptcy in the U.S. Will it Hurt Me in the UK? – Amanda

            teacher

            “Dear Jon, I am a US citizen living in the UK for 4 yrs. I have no intention of returning to live in the US, and plan on applying for citizenship here. I have been paying 3 credit cards, a credit union car loan and a student loan in the US for the last 4 yrs. i have recently lost ... Read More »

              I Moved to the UK From Canada But Left Debt Behind. – Anna

              canada

              “Dear Jon, I moved to the uk from Canada to work. lived there for nine years. year and half ago dad died suddenly and moved back to Canada to help support mom. I want to go back to the uk to just visit friends for two weeks. when I arrive is there any chance custome/immigration will stop me from entering ... Read More »

                I Had to Leave Debt in the UK to Return to India. – Purvi

                uk

                “Dear Jon, I am an Indian who lived in UK for close to 6 and a half years. I was a student initially and then worked on a post study work visa for 2 years. I have lived my life in UK, with dignity and respect in all these years. In june 2012, I had to return back to India ... Read More »

                  I Completed My Degree at the University of Hull UK But Still Owe Tuition. – Joan

                  uk

                  “Dear Jon, I completed my Masters degree last year September 2012 at the University of Hull. I still owe tuition fee in £3597.02. I am meant to graduate in Jan of 2013 but I contacted the Uni that I would not be able to pay before then and that my graduation be postponed till July of 2013 when i would ... Read More »

                    Will Debt Collectors Chase Me to India for My UK Debt? – Zampya

                    uk

                    “Dear Jon, I left uk in emergency. Now in India. Had 2 iPad and 2 phone contacts in uk. Taken recently. Trying for fresh visa which I am not getting and not enough money to pay off the contarct with 3. What should I do.? I have decided not to come back to uk again. But may come as a ... Read More »

                      Will I Be Denied Entry Into the UK Because of an Old Debt? – Vishnu

                      uk

                      “Dear Jon, I’m an international student from India and was pursuing my under graduation from Cambridge. As soon as I graduated( April 2012) I had to leave the U.K in a bit of a rush as one of my family members passed away. Late during 2011 I had taken a loan from the money shop of £200 which I kept ... Read More »

                        My Mother Passed Away and It Was Devastating. She left a Couple of Homes. – Nancy

                        Isolated wings

                        “Dear Steve, I desperately need advice. My mother passed away just over 2 years ago, which was devastating for myself and 3 siblings. She owned a house in america (Florida to be exact), which was in negative equity, none of us were financially able to manage this property and therefore have just left it, which I’m sure was the wrong ... Read More »

                          How Do I Deal With a Loan Taken Out in Poland When The Person Ran to the UK? – Kasia

                          poland

                          “Dear Jon, I am wondering if there is a way to repay debt which was taken out in Poland and person who has borrowed the money run away and currently is living in England. Is there any way to get money back? Kasia” Kasia, You may want to look into the laws to collect a debt there in Poland, but ... Read More »

                            Can My UK Lender Repossess My Car Even Though the Guarantor and Log Book Are Not in My Name? – Roy

                            uk

                            “Dear Jon, One family member is Guarantor for a 5 yr car finance deal for my sister, but the log book is in my sister’s name, there is one more year to pay the finance off, but the Guarantor has got into financial difficulty, possible Bankrupcy at the next stage, my sister is worried that the car will be re-possessed ... Read More »

                              Can the Creditors Extend Our IVA Even if We Have No Equity in Our House? – Ken

                              3D Iva button block cube text

                              “Dear Jon, My wife and I are in an IVA and have made all the payments for the last six years. We have no equity in our house at this point. Can the creditors extend the Individual Voluntary Arrangement to eight years to make up for the lack of equity in our house? Ken” Hi, Have you discussed this with ... Read More »

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