Latest Posts


I Was Studying in England But Had to Return to Greece. I Left Debt Behind.


“Dear Jon, I am a Greek citizen and 3 years ago (mid-September 2009) I started a course at an English university. Due to some personal problems I had to return in Greece only after a month or so (October 2009), so I cut my course short. I had a student loan accepted, but I had the right to cancel the ... Read More »

    I’ll Be Committing Suicide Next Month Because of My Student Loans. – Bradley

    Student Loan Corkboard Concept

    “Dear Jon, Student – Due to illness will be commiting suicide early January If a student with pretty much no estate other than a tv and an xbox was to give said “tv and xbox” away as christmas presents. Then, took out £500-£10,000+ from these various payday loan companies at the maximum amount and time period to pay back (So ... Read More »

      How Can I Dispute a Credit Card from Cabot Financial in the UK? – Mahadeo

      Screen Shot 2012-12-10 at 10.40.14 AM

      “Dear Jon, Made request under CCA74 to Cabot financial (Europe) Ltd for true copy of credit card agreement which they claimed (under £2500) were in force since 2002.. They sent t&cs but no copy of the true executed agreement. Wrote to them to dispute their claim as unenforceable and stopped payments. They keep sending intimidating letters with threats of court ... Read More »

        Will My Unpaid University Debt Prevent Me From Staying in the UK? – Raj


        “Dear Jon, I was a student who came to the UK in 2009. I was enrolled for a course, which I did not complete. End 2009, I got a Tier 2 visa and started working. Now it’s time to extend my visa. I had paid my agent who arranged my student visa in 2009 all the money for the course ... Read More »

          Can I File Bankruptcy in the UK Even Though I’m Not an EU Citizen? – Siru


          “Dear Jon, hi, i lived in uk for about 2yrs and 8 months. I had to go back to my country because i couldn’t manage my expenses. I had some credit cards debt and overdraft (£5500 in total). i took 3 mobile sets on contract. As there was roaming facility on in one mobile i used it in my country. ... Read More »

            I Owe a Debt from the UAE that a Debt Collector is Chasing Me for in the UK. – Phil


            “Dear Jon, I was forced to leave the UAE in August of this year, I left credit card debt to the total value of AED 87K. I am now in the UK and have been contacted by a UK debt collection agency (DCA), stating they have been instructed by the UAE bank to recover the debt and handle the account. ... Read More »

              I Left Debts in England. Will I Be Able to Return? – Fred


              “Dear Jon, I left England over 6 years ago and left behind me debts from credit cards,overdrafts and some bank loans. Now i have been offered a great job and want to return to UK. My question is what sort of difficulties are ahead of me? Have my debts been written off now after 6 years? Can you give me ... Read More »

                Can I Visit My Family and Friends in the UK Without Being Arrested? – Melissa


                “Dear Jon, Hello, I am a US citizen who was living in the UK between 1998 and 2004. I still technically hold a UK resident permit (ILR), but I currently reside in Turkey. In 2004 after the breakdown of a personal romantic relationship in the UK I found myself unable to pay on a loan and two credit cards that ... Read More »

                  Can I File Bankruptcy in the UK for My Debt in Romania? – Dora


                  “Dear Jon, Thank very much for your help and time. I want to ask you if you can help me , because I am in a desperate situation right know. In my country , Romania there is no legal basis for personal bankruptcy.I have paid in six years almost 30000 euros , and after the bank moves to foreclosure of ... Read More »

                    I Wrote a Check at the Grocery Store That Bounced and Now I Owe a Lot. – Patricia


                    “Dear Jon, I wrote a check at grocery store for $18.14 and my bank empty out my personal accont and it states I owe$ 259.14 . I was in despute where I was forced out reasadent I was not properly notified. What do I do about this matter Patricia” Patricia, I am a little unclear as to what happened, ... Read More »

                      My Nan Agreed to be the Guarantor for My Sister’s Car Loan in the UK. – Chris


                      “Dear Jon, My nan agreed to be guarantor for my sister on a car loan ! My sister used the car for 6 months and then my sister fell out with the rest of the family and dumped the car on my nans drive , so my nan has the car and logbook and finance agreement but unfortunately we called ... Read More »

                        I Left a Debt in the UK to AC Telecoms. Will I Be Arrested When I Return? – George


                        “Dear Jon, I have an debt from AC Telecoms (I am not remember well name of company) since 1998 when I was student, less than £500. I left the country since 1998 however I have to come back for business purposes for few days. Would I be arrested at the UK airport when I will enter the country or when ... Read More »

                          I Can’t Afford My UK University Tuition. Do I Really Have to Pay It? – Kata


                          “Dear Jon, I have joined uk university in jan 2010 and the university fees is 10333£. i paid the minimum fees 3000£. to get an admission. i started the university. and i have written my first semester exams. then i have to pay the remaining fees 7333£. i was expecting a educational loan from india. but it have been cancelled ... Read More »

                            I Have Some Debts in the UK. Will Debt Settlement Hurt My Credit? – Nicki


                            “Dear Jon, I have a few unsecured debts. i have been offered a reduced settlement on one of them. Am I better off continuing to pay a small amount each month and paying the full amount owed or accepting the settlement. Which is better for my credit rating, if any? Thanks for your advice. Nicki” Nicki, It is difficult to ... Read More »

                              Will My Bad UK Debt Stop Me From Getting a Visa to Move From Australia to the UK? – Michael


                              “Dear Jon, I have an inquiry and would like to know if you can help me. Soon after the GFC I lost my job and a typical situation of not being able to pay rent, loans, council tax etc followed. In a few months I was evicted from my flat and had to return to my own country in the ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                Latest Info, Best Advice, Cutting Edge Tips

                                I promise to keep your email safe and secure.