I Had a Problem With a Purchase Made Through Ebay and the Seller Sued Me. – Steve

“Dear Steve, Purchase made through Ebay. Item not as described and seller would not take back merchandise nor communicate. Seller has sued me in Arizona and got a default judgement. I was never served but have found out that “Alternative Service” was approved by the judge and they used “Nail and Mail”, or what the … Read more

I Was a NYC Teacher. Will I Go to Jail Because the City Overpaid Me? – June

“Dear Steve, I worked as a NYC teacher. I was injured 6 years ago flling down the stairs. It was a line-of-duty accident, not subject to worker’s compensation laws. The departments doctor found me disabled, but did not make a final determination until 7 months later. They kept paying my salary. Then the doctor said … Read more

I Live in Wisconsin and Disabled. Can a Creditor Sue Me Again for the Same Debt? – Wendy

“Dear Steve, I had a credit card from Capital One back in 2003(?) or 2004(?)…. In a short time, I was not able to pay on it because I ended up having to apply for Disability. So they went through the normal trying to collect, then finally, took me to court (which I was not … Read more

Chase Bank Sent Me a Summons and Wants My Bank Details. Do I Have to Give It to Them? – Candy

“Dear Steve, Steve, i recieved a summons in regards to Chase bank: I contacted the law offfice that sent it to me and made arrangements to make payments on the debt owed, they are asking me for bills and checks stubs and bank information do i have to disclose that information to them? Also do … Read more

American Express Didn’t Show Up for the Court Date. What Now? – Kate

“Dear Steve, American Express is suing my friend that had a lot of medical problems and couldn’t pay his bills. He sent them a letter explaining this and got the court date changed. On the day of the court date, my friend slept through the court date but was notified that American Express didn’t show … Read more

My Power Company is Suing Me. I Don’t Have the Money to Pay. – Megan

“Dear Steve, I moved a year ago( October 2011) and my power company changed. Before I had been on equal pay. When I closed my account with the first company, they said I owed over $700. I made one small payment to the company. Soon after they cashed that check they sent me to a … Read more

The Creditor Could Not Validate My Debt and Dropped The Suit. Will They Sue Again? – Beth

“Dear Steve, I was married for 17 years and we always had awful credit scores/debts. I basically “robbed Peter to pay Paul.” I got divorced in 2002, left with just what I could haul. Continuing my survival strategy, I used my credit cards (none with more than $2000 limit) to purchase necessities. I fell into … Read more

The Judge Said Being on Social Security Was Not Enough of a Reason to Dismiss Creditor Lawsuit

“Dear Steve, Old bank secured line of credit loan – already went to court – judgment against me for debt – judge said being on SS is not reason enough to dismiss – was actively working until I had a triple-bypass 5 years ago – haven’t been able to work since then & due to … Read more

Am I Legally Obliged to Pay Security Credit Services that Bought My Debt? – Julie

I have debt with Wells Fargo, I’ve received a court summons from an Attorney’ Office which is representing a company called “Security Credit Services, LLC” which must have bought my debt from Wells Fargo. I do admit that I had a loan from Wells Fargo some time ago and ran into some hard financial times … Read more

Sued by Mendelson Law Firm on Behalf of Asset Management for Capital One. – Theresa

I’ve been sued by Mendelson Law firm on behalf of Asset Management for a debt of roughly $3500 owed originally to Capital One. In February of this year I offered a settlement amount of $1300. After about 5 days they countered at $2300, I re-countered at $1500. I’ve made $50 payments on the 15th and … Read more

I Live in North Carolina and Getting Sued for an Old Credit Card Debt. – Rosalind

“Dear Steve, I have a bill with a credit card company it is with a collection agency. I live in North Carolina. I was paying on it. The credit card company is suing me for $636.00. I don’t have a job right now, but I’m still looking for one. They even sit the sherriff with … Read more

I’m Being Sued for an Old Debt and Need Help Answering the Interrogatory Questions. – Rocio

“Dear Steve, I was sued for 5,900 by debt collectors representing a bank. I am set for trial and I have no information on how to present my own case. I am being sued by debt collectors and they claim to represent the company that I owe. I am already set for trial within 30 … Read more