Latest Posts


American Express Didn’t Show Up for the Court Date. What Now? – Kate

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“Dear Steve, American Express is suing my friend that had a lot of medical problems and couldn’t pay his bills. He sent them a letter explaining this and got the court date changed. On the day of the court date, my friend slept through the court date but was notified that American Express didn’t show up either and they haven’t ... Read More »

    My Power Company is Suing Me. I Don’t Have the Money to Pay. – Megan

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    “Dear Steve, I moved a year ago( October 2011) and my power company changed. Before I had been on equal pay. When I closed my account with the first company, they said I owed over $700. I made one small payment to the company. Soon after they cashed that check they sent me to a collections agency, Bonneville collections Check ... Read More »

      Getting Sued for a Spa Bill and Worried About Going to Jail. – Adam

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      “Dear Steve, I saw you giving advice and I need some guidance. About a year ago I lost my job as did my wife. I had purchased a Spa years back but fell behide in payments. When I told the Spa company it was impossible for me to pay since I had no work and my wife did not. He ... Read More »

        American Express Sued My Dad But He Doesn’t Live in the U.S. – Skylar

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        “Dear Steve, My Dad got sued by American Express. They filed it in a court in CA. He doesn’t live here in the US, not a US citizen. He visits here in the US for like every 2 years and resides outside of US. He will be turning 70 yrs old and is not employed. What can I do to ... Read More »

          The Creditor Could Not Validate My Debt and Dropped The Suit. Will They Sue Again? – Beth

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          “Dear Steve, I was married for 17 years and we always had awful credit scores/debts. I basically “robbed Peter to pay Paul.” I got divorced in 2002, left with just what I could haul. Continuing my survival strategy, I used my credit cards (none with more than $2000 limit) to purchase necessities. I fell into the old paying-the-minimum-but-the-late-fees-put-me-over-my-limit, which in ... Read More »

            The Judge Said Being on Social Security Was Not Enough of a Reason to Dismiss Creditor Lawsuit

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            “Dear Steve, Old bank secured line of credit loan – already went to court – judgment against me for debt – judge said being on SS is not reason enough to dismiss – was actively working until I had a triple-bypass 5 years ago – haven’t been able to work since then & due to high medical bills (I have ... Read More »

              Am I Legally Obliged to Pay Security Credit Services that Bought My Debt? – Julie

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              I have debt with Wells Fargo, I’ve received a court summons from an Attorney’ Office which is representing a company called “Security Credit Services, LLC” which must have bought my debt from Wells Fargo. I do admit that I had a loan from Wells Fargo some time ago and ran into some hard financial times and was unable to make ... Read More »

                Sued by Mendelson Law Firm on Behalf of Asset Management for Capital One. – Theresa

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                I’ve been sued by Mendelson Law firm on behalf of Asset Management for a debt of roughly $3500 owed originally to Capital One. In February of this year I offered a settlement amount of $1300. After about 5 days they countered at $2300, I re-countered at $1500. I’ve made $50 payments on the 15th and 30th of each month while ... Read More »

                  I Live in North Carolina and Getting Sued for an Old Credit Card Debt. – Rosalind

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                  “Dear Steve, I have a bill with a credit card company it is with a collection agency. I live in North Carolina. I was paying on it. The credit card company is suing me for $636.00. I don’t have a job right now, but I’m still looking for one. They even sit the sherriff with papers about taking my propery. ... Read More »

                    I’m Being Sued for an Old Debt and Need Help Answering the Interrogatory Questions. – Rocio

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                    “Dear Steve, I was sued for 5,900 by debt collectors representing a bank. I am set for trial and I have no information on how to present my own case. I am being sued by debt collectors and they claim to represent the company that I owe. I am already set for trial within 30 days, but I still have ... Read More »

                      I Have Big Student Loans, Just Had a Baby, Unemployed, and Getting Sued by My Credit Card Company. – Lauren

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                      “Dear Steve, When your young they tell you to go for your dreams and that you can be anything you want when you grow up. I unfortunately dreamed of being a teacher I couldn’t afford to go to college and took out expensive private loans (about 64,000 total now with interest) and a credit card (5,000) for other expenses. I ... Read More »

                        We Are With Pathway Financial Management and Just Got Sued by a Citibank. – Penny

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                        “Dear Steve, My husband entered into a debt settlement agreement with Pathway Financial in May of 2010. They have only settled one credit card. Today he got a court summons regarding a debt from Citi Bank. They are suing him and threatening a judgement if he doesn’t pay the fully owed debt of over $7,000. My husband is submitting this ... Read More »

                          I’m Eight Months Pregnant and Getting Sued for a Debt. – Tracy

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                          “Dear Steve, To put a long story short, i received a letter in the mail saying that one of my credit cards is suing me and my court date is two days after my due date. I don’t work, I’m 8 months pregnant. I’m afraid to the judge will order me to pay my debt, when financially I wouldn’t be ... Read More »

                            My Son Just Got Garnished for a Really Old Debt. – Bill

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                            “Dear Steve, My son, who has always resided in Florida, had a GM credit card that was revoked in February, 1997. At some point, GM purportedly assigned their claim to Household Finance Corporation. Either GM or a purported assignee filed a collection action in 1998. My son was never served. They got a judgment (I assume the judgment was dated ... Read More »

                              My Mother is Being Sued by Chase. All She Gets is Social Security Income. – Helen

                              “Dear Michael, My Mother was served a summons today by 2 Sheriff’s Deputies. I haven’t seen the document yet, but it sounds like she is being sued by Chase. She has 30 days to respond to Magistrate Court. The debt is for $10,000 she owes on a credit card. She had a serious health scare, a ruptured aortic aneurysm in ... Read More »

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