“Dear Steve, I’m 27 year old single guy, currently working in an IT company, however these past few months has been a depressing experience, the first few months were fine and assuming that I will stay with the company, I bought a new car. The commute is almost 2 hours (one way). To cut it short, I hate the job, ... Read More »

“Dear Steve, My younger brother has been diagnosed as a paranoid schizophrenic. He has fought bouts of depression, hallucinations, and paranoia for the last 5-6 years. He has been on numerous different powerful drugs to help him. He, thank god, has finally found one that helps him with some of his symptoms but no way near is he the same ... Read More »

“Dear Steve, I am a college graduate with $30,878 in Stafford Loans and $50,932 in private loans. Now I went to a for profit college and I also do admit that I didn’t take as much time as I should have in researching schools. I went to school for a degree in recording arts. Looking back I take full responsibility ... Read More »

“Dear Steve, My boyfriend was living with me and about 1 week before it was to be our one year, he committed suicide. He survived for two years in a vegative state. He passed away 2 years ago and I am stuck paying his debt that he racked up on my credit card, by buying tools and then pawning them ... Read More »

“Dear Steve, 37 years old, 2 kids 11 and 10. I served in Iraq. Suffering now with severe mental issues. I grew up abused and joined the Army at 21. I have gone to Iraq. Moments after leaving home my wife moved my kids across the country and filed for divorce. While serving in a combat zone I was going ... Read More »

“Dear Steve, I asked a question a couple of months ago and you helped so thanks. This question is not for me. My niece is 40 and moved back home with her parents after her divorce about 10 years ago. Her ex has custody of their kids with the youngest being 17. Over the years we (her mother and I) ... Read More »

“Dear Steve, I’ve been in custody battles for my stepchildren for the last 6 years. We finally got full custody of the kids last April, after 3 attorneys and about $30,000.00. We still owe about $20,000 to them. When we first started the court process we had no money and I made a withdrawal from my 401k (TSP – I’m ... Read More »

“Dear Steve, I am asking the best way to deal with the credit card companies. My husband suffered a traumatic brain injury due to a car accident years back before we met. I was unaware of the severity of the damage to his frontal lobes (in fact he has none) and was unaware of the severity of the obsessive compulsive ... Read More »

I lost my job last year in September. I was admitted to a Pchyiatric Hospital. I am Bipolar and suffer fom Epilepsy. I am really trying to find work. owe monies to various Creditors including Standard Bank (five various accounts). Seeing that I am unable to make the payments they are demanding. I have offered to pay R120.00 every month ... Read More »

“Dear Steve, My son just returned from Afghanistan, and he is very messed up w/ PTSD! He was on the frontlines for 9 months, and now he is home and up to his ass in debt, the US Government does not care about these kids, how do i get him help, he is depressed and I really want to help ... Read More »

“Dear Steve, I’m current 30 years old, and I’ve had OCD since I was 8 years old, but I was only finally diagnosed a year ago, and I’ve been stabilized on medication. I have a college degree, but it has become increasingly difficult for me to work reliably, and I’ve never had a full time job with benefits. I did ... Read More »

“Dear Steve, Hi. A little background info: I have a 4 yr degree, a Masters degree and K-6 Teaching certification, all of which I have little to no work experience in. I have been diagnosed with a few mental illnesses that hinder my quality of work and has contributed me to leaving stable, good paying jobs. I qualify to apply ... Read More »

“Dear Steve, I have over 15,000 in hospital debt, over 9,000 in traffic fines and a student loan debt of more than 30,000 dollars. I keep making valuable efforts to repay with my income but with recent moves and job changes Im just losing my mind focus and energy. I regret my financial decisions and argued some of my fines ... Read More »

“Dear Steve, Last night I had vivid nightmares about my debt. I woke up and my first thought was to post here because I can’t handle this anymore. I am tired of the pressure of being in debt. Truthfully, I only have $8,500 in debt, am 26 years old, and am unemployed. I have a legitimate disability, am schizoaffective with ... Read More »

“Dear Steve, I have a 30 year old daughter that has Schizophrenia and she has school loans that she pays back out of her SSI check every month. She works PT and has a car but still lives with her elderly parents. Is there anything that can be done to “forgive” school loans? Schizophrenia is a terrible life long disease ... Read More »