Question: Dear Steve, I am currently diagnosed with PTSD, depression, anxiety, and OCD. I have over $100K in debt (including my massive student and personal loans). I pay off my credit cards and run them back up when I have hard days. I am on medication and see a therapist regularly. I am also lying … Read more
Question: Dear Steve, I have severe bipolar depression that always causes me to have mental breaks whether I’m taking medication or not. I have had to be admitted to the hospital quite a few times throughout my entire life. It’s something I have had since I was 7 years old. I also have student loan … Read more
Question: Dear Steve, I’m not even sure where to start. I guess the diagnosis followed with a rough idea of the dollar amount of debt. I am bipolar and have somewhere north of $80,000 in debt. There are times where I feel positive about my efforts to eradicate it, but most of the time, I … Read more
Question: Dear Steve, My husband has outlandish student debt. He has a clinical diagnosis of anxiety, depression, and PTSD. His doctor says it’s not “debilitating.” I have epilepsy. Everything online (at least for Missouri) says 120 payments required. I know that will never happen. He did not graduate. I don’t want to live the rest … Read more
Question: Dear Steve, I’m drowning in debt. I was diagnosed with bipolar in 2012 and have accumulated a massive amount of debt since that time. I was diagnosed with Bipolar in 2012. Since then I have racked up $30,000 of debt. I am completely overwhelmed and don’t know where to turn? I’m drowning and fear … Read more
Question: Dear Steve, I am bipolar and have PTSD social security disability. I signed up for several credit cards to get mileage to visit our 6 children, needless to say, I got my husband and myself in 30,000 dollars debt in 6 months. I am 60 years old and my husband is 65 years old. … Read more
Question: Dear Steve, I have student loans that I will need to pay after I graduate. However, I suffer from bipolar, manic depression and psychosis. Will I be able to receive a total and permanent disability (TPD). Or some other loan forgiveness. I am still attending school though. I have been hospitalized for about 10 … Read more
Question: Dear Steve, Diagnosed in 1986 W/bipolar disorder, started Alcoholics Anonymous 1986(yes still sober & clean, 3/3/20,34yrs) I went to DeAnza College from 1990-1994, including summer, all vacation sessions allowed due to the fact of depression. I had to catch up. 1995 injured at work, 2 broke disks, had 2 wait 6yrs 4 surgery due … Read more
Question: Dear Steve, I have been diagnosed with bipolar disorder more than two decades ago. I am now on government assistance for my condition. I don’t receive a large income and because of my mistakes, nearly 1/3 of my income go to paying my debts. I was suicidal and now I plan to see not … Read more
Question: Jon, Bipolar, Income Protection Insurance delays, no income. Single parent, child, Corporate Amex and £7K to pay and scared to call them. Owe family member and friend money, paying them is so important, I can’t sleep thinking about it. Credit history destroyed as 10 years ago was sick, made arrangements for lower payments with … Read more
Question: Dear Steve, I am a disabled combat veteran and I am also a victim of four people beating me up kicked with steel-toed boots nearly 20 times in the face where I needed to get plastic surgery and four titanium plated in my cheekbone and orbit of my eye. I have recently lost my … Read more
Question: Dear Steve, $8,000 in debt to Barclays Bank. All debt was accrued during a manic episode. I have been making $257/ month payment to National Debt Relief. I lost my job and had to use retirement $ to live on until I found a much lower paying job. Agreement setup with IRS for $250 … Read more
Question: Dear Steve, Married with kids. A masters degree in Urban planning. Long story Since I have trust issues and self-worth issues that come from untreated and misdiagnosed CPTSD I attempted to bootstrap myself into a better situation by getting a lot of education. Now I have a lot of education and a ton of … Read more
Question: Dear Steve, I have been in debt before and got out so I am upset with myself for this. I had a major concussion 3 years ago, and I went through brain retraining 2017/2018 and my brain came alive and I was happy and went on a major spending spree, (when I know better) … Read more
Question: Dear Steve, It’s regarding my son James. He is 44. He was diagnosed as a paranoid schizophrenic when he was 17. Many hospitalizations and has been on antipsychotic medication since. He graduated from college 15-20 years ago. I paid. He has borrowed about $56,000 from the Feds and about $3,000 from a private bank. … Read more