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Mortgage

I Got a Mailer From The Remedy Group Asking Me to Fax My Bank Statement. – Mikki

scammer

“Dear Steve, I received a mailer containing my name, my address, my last year mortgage amount, my mortgage servicer, an eligibility code and a toll free number of 800-859-8641 and a promise of loan modification to reduce my interest rate. When I responded to the number, I was told that they were The Remedy Group, composed of attys and investors ... Read More »

    I’d Like to Buy a House But I Can’t Get Approved Because of Delinquent Student Loans. – Hope

    yard

    “Dear Steve, I have had many delinquencies concerning student loans in the past. At one point in time I thought I was in deferment but obviously I was incorrect. So I show substantial deliquencies in 2006. I actually finished school in 2008 and loans were deferred until 6 months after I graduated. I started paying payments on regular monthly basis ... Read More »

      Is Remedy Center in California a Scam for Loan Modifications? – Jack

      puzzle

      “Dear Steve, I responded to a solicitation for a loan re-modification from the Remedy Center in New Port Beach Ca. I sent them $3995 retainer(fee) to help me secure a loan re-modification. Is The remedy Group a scam? Jack” Dear Jack, There have been a number of variations on the Remedy name theme. You might want to look at American ... Read More »

        Bank of America is Giving Me the Run Around With My Mortgage Modification. – Terry

        Real Estate Concept

        “Dear Steve, I took in a friend of our family and he ended up ripping me off after he sold his property and never paid me back. I had to file for Bankruptcy and was cleared of that debt in April 2012. In the mean time I lost my state job, had no income and took a meanial job which ... Read More »

          We Were Scammed by United Mortgage Consulting and Want Our Money Back. – Pam

          Cosplayers at San Diego Comic Con 2009

          “Dear Steve, We filed previously with you about being scammed out of $1990.00 by United Mortgage Consulting. How long can it take for a response? We have filed complaints with the BBB, Ca State’s Attorney, IL States Attorney, FTC, FBI. Most of them stated there was nothing they could do or we never heard from them at all. We do ... Read More »

            How Do I Get Out of The Mass Joinder Lawsuit With Brookstone Law?

            Business Meeting

            “Dear Steve, Despite all legal knowledge and common sense I have joined Brookstone’s lawsuit against Citibank. I realized down the road that clients were charged different retainers. While some have paid 4000 dollars, others we charged 5000, 6000 (as in my case) and more. It looks like the Bank of America case is lost and clients are now asked to ... Read More »

              Real Estate Law Center and Chad Pratt Say They Can Go After My Previous Lenders. – Jana

              proceed slowly and carefully on the road

              “Dear Steve, I received a mailer from Chad Pratt and while doing my homework, I saw some of your articles about him from other people, but I think this is a new scam. I already received my home loan modification through Nationstar Mortgage and when I told them that, the man I spoke with George Michaels (can you believe it? ... Read More »

                Is Legal Solutions Debt Advocacy a Scam? – Sarah

                qa7

                “Dear Steve, Me and my husband have been struggling with bills for years and are trying to find a solution to the problem. We have modified our mortgage but each time we have it increases the monthly payment. We are looking for a way to get a cheaper monthly payment to help with the monthly bills/ stress. We recieved a ... Read More »

                  Estate Law Group Took Our Money. – Sussie

                  scammer

                  “Dear Steve, I was sent a card in the mail from Estate Law Group in Irvine, California about a loan modification to our existing mortgage, and it stated our lending companies’ name. I called the number on the card and was connected to a “case manager”. He said that I had to fill out all these forms that looked pretty ... Read More »

                    Mortgage Mailer is a Sales Job to Sell You a Lie

                    Screen Shot 2013-03-17 at 3.02.19 PM

                    “Dear Steve, Received this mailer offering to reduce my principal by $75k and get me a 2% interest rate. Has NO name, address, fax, or website. Phone # 877-264-8115. When I Googled that #, your site came up as evidently someone in the Comments section mentioned a solicitation with that #. It’s disturbing that an attorney’s office can violate so ... Read More »

                      What Will Happen When if I Stop Making the Second Mortgage Payments? – James

                      umbrella

                      “Dear Steve, We currently have a first and second mortgage. The first Mortgage is with Citi Bank and we owe about 160,000. The second is with America Servicing Company which is a subsidiary of Wells Fargo. We owe 140,000. The house is probably worth about 300,000 give or take. We are having a problem making the second mortgage payments. I ... Read More »

                        Quicken Loans Keeps Calling Me After Turning Us Down. – Jeffrey

                        husband wife

                        “Dear Steve, We have an upside down mortgage. In order to make mortgage payments we pretty much maxed the credit cards. We were told by Bank of America the only reason we did not qualify for HARP was b/c we were 30 days late paying June 2012’s mortgage. They told us that since we did not have any other lates ... Read More »

                          Where Can I Find a Legitimate Mortgage Modification Company? – Michael

                          Loan Modification Green Road Sign with dramatic clouds and sky.

                          “Dear Steve, Can you recommend a legitimate Loan Modification company anywhere in New jersey? All I hear are horror stories about these types of companies, and dealing with the bank directly is a joke. Any recommendation would be appreciated. Thank you, Michael” Dear Michael, The key point to remember is that no bank is required to modify any loan if ... Read More »

                            My Bank is Stringing Me Alone to Modify My Mortgage in HARP. – Maryanne

                            Loan Modification Green Road Sign with dramatic clouds and sky.

                            “Dear Steve, We have a fannie mae loan that is serviced by Bank of America. Last year when we realized we were not going to continue with payments we contacted the bank and filled out a modification form. We were turned down because our loan was not imminent. We were then told by our customer service rep that we might ... Read More »

                              I Lost My Job. How Do I Unload My Vacant Home. – Peter

                              Short Sale Green Road Sign on Dramatic Blue Sky with Clouds.

                              “Dear Steve, I have a first mortgage (about $210-220K) with PNC Mortgage and a second/line of credit with PNC Bank ($65K) on my apartment in Washington, DC. I lost my job in 2010 and moved to Illinois to help care for my elderly parents (I’m in my mid 50’s), I am behind on both payments now 7 months. Foreclosure is ... Read More »

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