Mortgage

My Mother Passed Away and It Was Devastating. She left a Couple of Homes. – Nancy

Isolated wings

“Dear Steve, I desperately need advice. My mother passed away just over 2 years ago, which was devastating for myself and 3 siblings. She owned a house in america (Florida to be exact), which was in negative equity, none of us were financially able to manage this property and therefore have just left it, which I’m sure was the wrong ... Read More »

    I’m Feeling Pressured by Wells Fargo on My Loan Modification. – Tom

    Real Estate Concept

    “Dear Steve, I bought a condo in Owings Mills, MD in 2006 at the height of the mortgage boom(fraud etc.) My name is the only one on the books. Married 1 child. Canadian Citizen. 196K Purchase price. 80/20 loan. This loan was originated My a small lender and was sold to Wells Fargo the month after….. 80: 156K 6.75% 10 ... Read More »

      Married, 3 Kids, Husband Has Cancer and Trying to Refinance Mortgage. – Anna

      yikes exclamation

      “Dear Steve, Married has 3 children and a husband who has a cancer.I’m the only one working and my husband’s SSS was freeze for overpayment ,that made it harder for our finances . I used credit card for most of our bills for payment and now waiting for my bank ( Bank of America ) to process my refinance for ... Read More »

        I’m Upside Down on 30 Year Interest Only Mortgage and Medical Debts. – Scott

        Magnifying Glass - Q&A

        “Dear Steve, Upside down with home of more than $130,000 in Florida. Two loans, second being a HELOC at time purchase to avoid original PMI with Countrywide. BOA bought Countrywide and then sold second to Greentree. 30-year interest only at 6.625 on first and 8.125 on second. BOA will not work with with me as DTI is approximately 21%. This ... Read More »

          Is American Remedy Center in California a Scam? – Jose

          danger

          “Dear Steve, We received by mail a letter from one company oferring help us with the mortgage payment reduction for our home in Florida. It’s law office named America Remedy Center in California. The person in charge of my case request for sing a contract. And a payment of over $1000.00 dollars. How can I, know if this people really ... Read More »

            I’m Going for a Short Sale. I’ve Jumped Off My Fiscal Cliff. – Linda

            flying girl

            “Dear Steve, I very unexpectedly have been out of work for eight months now. I am unable to make the mortgage payments on a house with interest rate of 6.625%. The mortgage company, a very large Federal Credit Union has refused to refinance–per their VP, they never benefited from TARP and are not required to refinance. I could make the ... Read More »

              Preferred Law Doesn’t Communicate With Me About My Loan Modification With NationStar. – Al

              worried

              “Dear Steve, I am currently working with Preferred Law, in Sandy, Utah. I noticed many negative remarks concerning their business practices. They are supposed to be helping me with issues regarding my Loan Modification from Aurora Bank that was totally approved. A few weeks after the approval and continued making payments, Aurora sold the account to NationStar Mortgage which NationStar ... Read More »

                I Filed Bankruptcy Last Year But Now Want Out From Under My Mortgages. – David

                Real Estate Concept

                “Dear Steve, I have a 1st mortgage at 7.67% and a second at 12.25% I am not able to refinance because there is no equity in my home at this time plus I had a bankruptsy dicharge a year ago. I also do not qualify for modification because I am and have always been current or ahead in my loan ... Read More »

                  America’s Consumer Advocacy Group & Denny Lake Sent Me to Elite Legal Group. – Fran

                  Why?

                  “Hi Steve, I’m a 58 year old single mom I live in garden grove California and I need a loan modification BAD. I’m on a 10 yr IO and I can’t get any help from Wells Fargo we qualify for making homes affordable according to my HAMP report we got from America’s consumer advocacy group. The under writer Denny Lake ... Read More »

                    Prime Access Management Took Our Money But Didn’t Do Anything

                    Searching-right

                    “Dear Steve, Prime Access Management took 1500 dollars that we didnt have to help us with forclose of our home they didnt do anything to help they only give 750 back to us we want all of our money back or we are contacting the ky. attorney general asap Can’t we get our money back?” It looks like there have ... Read More »

                      Real Estate Defense Law Group Called Me to Sell Me Mortgage Modification Help. – Rita

                      Screen Shot 2012-12-13 at 5.03.54 PM

                      “Dear Steve, I got called by defenselawteam.com in Boca Raton.. I am in a very bad way with my mortgage and this company wants 5,000 to help me.. are they legitimate? Rita” Dear Rita, The minute I hear about a company calling to sell you some type of help my radar goes wild. Let’s put this into context, someone is ... Read More »

                        Can I Trust the National Advocacy Program to Modify My Mortgage?

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                        “Dear Steve, My wife’s home of over 2MM is deep underwater. Plus escalation rate has risen very, very high. HAMP program: I want to find out about the National Advocacy Program which tells me that my wife’s home of over 2MM can be adjusted to under 900K with a 2% rate. When I Google http://www.nationaladvocacypro… I see some good comments ... Read More »

                          I Need an Honest Mortgage Reduction Company. – Sharie

                          Real Estate Concept

                          “Dear Steve, Dear steve I am trying to find out more about the hamp program and any other program that may be available to me. I’m desperately seeking an honest debt reduction program. Sharie” Dear Sharie, There are so many mortgage reduction scam companies out there that you are correct to be concerned about finding an honest company. Many try ... Read More »

                            America’s Advocacy Law Group Wants Me to Pay Money Upfront for Mortgage Help. – Doug

                            Real Estate Concept

                            “Dear Steve, I was reviewing loan mod companies this morning I was speaking to a group in Fullerton California called America’s Advocacy law group I researched then and I notice they are located in Florida. Now I had been speaking with a person name Chris Isicsa who was my intake specialist and he was wanting me to sign there service ... Read More »

                              Can I Trust America’s Consumer Advocacy Group and Denny Lake? – Steve

                              Screen Shot 2012-12-08 at 1.01.03 PM

                              January 4, 2012 – Update: See letter from the attorney of Robert Prado at bottom of post and the statement and states that “ACAG has no affiliation with Denny Lake.” “Dear Steve, My wife and I have been searching for a good loan modification firm for about 3 months and we have been contacted by several companies by phone, mail ... Read More »

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