Latest Posts
Home > Ask The Get Out of Debt Experts (page 11)

Ask The Get Out of Debt Experts

Will Dunia Finance Send Me to Jail Over Missed Payments?

Food stamp or SNAP fraud seems to at relatively low measured levels.

“Dear Jon, I am currently working and residing in UAE particularly Dubai. i am endebted with Dunia finance, actually i missed 2 payments which i havent paid as of now but yet i am continuing my installments to my loan til now. the problem is i am pregnant and about to go home this end of october. i received calls ... Read More »

    Will Bilkish Associates Go After Me for My UAE Debt?

    uae

    “Hello Jon, I have an unpaid loan of 50k EUR from RAK Bank UAE. Problem is I really cannot pay it , lost my job in Dubai and back in my country where I am unemployed. What the Bilkish Associates LLC could really do against me ? Tiby” Tiby, Just a few questions. What country are you now residing in? ... Read More »

      What is the Process to Get ITT Tech Student Loans Forgiven?

      raising hand

      “Dear Steve, My husband and I both went to school at ITT Tech, a for-profit college. My husband got a Bachelor’s degree and I have an Associate’s degree. We each owe $100,000 in federal student loans. I am unemployed and my husband just started getting his wages garnished. We live paycheck to paycheck. If we could afford to pay we ... Read More »

        Can I File Bankruptcy on My Federal Student Loans to Stop My Wage Garnishment?

        Question Theme

        “Dear Steve, Wage garnishment has been in effect for almost two years. I was always told that you cannot file bancruptcy on fed student loans…is this true? Currently i am garnished for 25% every two weeks. I no longer can afford my home car etc. Im losing everything. I have filed bankruptcy before and would prefer not to do it ... Read More »

          Is Synchrony Bank and PayPal Doing Something Fishy?

          Screen Shot 2014-09-25 at 4.08.27 PM

          “Dear Steve, I don’t believe I have been “scammed” in the traditional sense, but I find something fishy about Synchrony Bank (Formerly GE Capital, GE Capital Retail Bank) My story is as follows: I have 3 credit cards with GE CRB and receive notices of change to Synchrony, the usual stuff (my online accts now go to them etc.) That’s ... Read More »

            My Ex-Friend Won’t Pay Me What They Owe And I Cosigned

            angry woman

            “Dear Steve, A friend asked me to use my house for a line of credit for a rental apartment about 7 years ago. I put in $45000, he put in $10000 his boyfriend paid the closing. We stopped talking two years later, but he took care of it and paid the bills. Till last October. He stopped paying the regime ... Read More »

              The Debt Collector Said I Will Be Arrested So I Paid a Debt I Didn’t Owe

              afraid alone

              “Dear Steve, “I was called about a debt that supposedly I owe I was in a consolidation payday debt agreement and I thought all of them had gotten paid got called about sending the police to arrest me at work. Did not want the embarrassment nor the file on my teaching record, therefore, I paid the debt $1200.00 in two ... Read More »

                Can I Take Advantage of a Debt Collector Settlement Offer Error?

                hiding-1

                “Dear Steve, A debt collector mailed me a bill for the total amount of $308.00. It stated in the letter that they are offering me a settlement of 75% on the past due amount. It then stated two times on the letter that the settlement amount will only be $2.31….yes $2.31. I called them to pay the $2.31 and the ... Read More »

                  My Wife Went Back to School for a Special Education Teaching Credential and We’ve Got Loads of Sallie Mae Debt Now

                  Woman in home office with computer and paperwork frowning

                  “Dear Steve, My wife has $38k in new student loans for a Special Education Teaching Credential, the loan is through Sallie Mae. We make $160k/year in California with 8 children, total family of 10. We file Married Jointly. Initial repayment is around $400/month. My wife is currently employed as a special education teacher, full time. Our income may seem like ... Read More »

                    How Do I Deal With These Back Taxes and 1099-C I Just Got?

                    IRS

                    “Dear Jim, I am dealing with several major tax issues with the IRS right now and my situation is very complicated — I really need your help. I am a single female in my 50’s, unemployed, without any income, and have not worked since 2006 due to medical reasons. In March, 2008 I filed a Chapter 7 bankruptcy when my ... Read More »

                      Is This Email I Got About an Old Debt for Real?

                      fist

                      “Dear Steve, Out of the blue I received the attached e-mail. Now I know from reading the Fair Credit Act, that this method of notification isn’t good. The 1st letter I received said they couldn’t reach me about the debt, but the 2nd letter had my name, address, ect on it. I believe this is a scam. What do u ... Read More »

                        I’m Being Sued Over an Old Debt I Don’t Recognize. What Do I Do?

                        Fight Back - Red Button

                        “Dear Steve, Some debt collector has been contacting me by phone about an old debt I know nothing about and saying I am going to miss my court date in a state I have not lived in for 10 yrs. Can they file a law suit if you are not notified in person? Donna” Dear Donna, I don’t think this ... Read More »

                          I’m Not Paying My Private Student Loan and Now Live Abroad

                          Abstract Businessman jets off with Rocket Pack.

                          “Hi Steve, I have a non-federal student loan (Sallie Mae -$12K) and have not made a payment on it in over 5 years. Apart from trying to negotiate a payment plan when i was out of work and could not afford my repayments, I have had no contact with them. For the last year or two a collection agency has ... Read More »

                            My Home Depot Project Loan Account is Hurting My Credit Score

                            caution

                            “Dear Steve, I buy and flip houses in Colorado and use the Home Depot Pro Loan on all my projects. They give a nice line of credit with a 7.99 percent interest and interest only payments for 6months. I usually pay it off before before that time period. I have done this 5 times and closed all 5 Loans. My ... Read More »

                              Will Only Full Payments Count Towards Public Service Loan Forgiveness?

                              teacher

                              “Dear Steve, I’ve been carrying a student debt since 1986, and it’s a heavy burden. I borrowed for my BA from 1986-1992 and then consolidated in 2000. I borrowed again for graduate school 2003-2005, have always been in good standing (by paying on the graduated repayment plan, being in deferment, or being in forbearance), but still carry a balance of ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.