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Ask The Get Out of Debt Experts

I’m Not Paying My Private Student Loan and Now Live Abroad

Abstract Businessman jets off with Rocket Pack.

“Hi Steve, I have a non-federal student loan (Sallie Mae -$12K) and have not made a payment on it in over 5 years. Apart from trying to negotiate a payment plan when i was out of work and could not afford my repayments, I have had no contact with them. For the last year or two a collection agency has ... Read More »

    My Home Depot Project Loan Account is Hurting My Credit Score

    caution

    “Dear Steve, I buy and flip houses in Colorado and use the Home Depot Pro Loan on all my projects. They give a nice line of credit with a 7.99 percent interest and interest only payments for 6months. I usually pay it off before before that time period. I have done this 5 times and closed all 5 Loans. My ... Read More »

      Will Only Full Payments Count Towards Public Service Loan Forgiveness?

      teacher

      “Dear Steve, I’ve been carrying a student debt since 1986, and it’s a heavy burden. I borrowed for my BA from 1986-1992 and then consolidated in 2000. I borrowed again for graduate school 2003-2005, have always been in good standing (by paying on the graduated repayment plan, being in deferment, or being in forbearance), but still carry a balance of ... Read More »

        A Debt Collector is Trying to Get Me to Pay An Old Private Student Loan

        law books

        “Dear Steve, I listed a private student loan, for a vocational school. I don’t know if it was discharged or not. How can I tell be looking at my bankruptcy discharge papers? The loan was once again sold to some collector after 6 years, and they are now trying to collect. The loan no longer shows up on my credit ... Read More »

          I Took Out Chase Private Student Loans and My Father Cosigned

          oops

          “Dear Steve, I was very irresponsible in this decision that I had made back in 2007 (after I had graduated high school), I somehow managed to convince my father to co-sign a loan for me for $8,500. My father barely speaks English and you could say that I even tricked him into signing those papers. It was terrible. Anyway, I ... Read More »

            Boriqua College Will Not Give Me My Transcript

            angry woman

            “Dear Steve, I was a student at Boriqua College and have over 100 credits. I am now a Teacher’s Assistant with the Department of Education. My problem is I am getting the lowest possible pay because this college will not give me my transcripts because of a tuition balance of 700.00. I could be making 7-8 thousand dollars more a ... Read More »

              Will I be Able to Leave the UK Again Because of My Bad Debt?

              Uk Law

              “Dear Jon, When I was a student in the UK I had a credit card with a 1000 pounds overdraft, a student account card for 1500 and I made a loan of 4000 pounds. I paid some of the money when I left the UK but I stopped paying. I think all together was about 5000-6000 pounds … all of ... Read More »

                I am a Ukrainian Citizen But Stuck in the UAE Because of Debt

                Flag_of_Ukraine.svg

                “Dear Jon, I spent 6 years in UAE working in oil/gas sector and had a successful career, good salary and of course, as all people do – I had some loans and credit cards. The things became horrible, when I accepted new offer from another company in Jan 2014 and had a 1,5 month gap in income until my visa ... Read More »

                  Why Won’t Sallie Mae Settle My Student Loan Debt?

                  Ready to Collapse

                  “Dear Steve, I currently have a bit over $67k in student loans through sallie mae at 6.5% interest rate consolidated. I have never missed a payment and pay an extra $120 a month to pay off my loans faster for a total of approximately $681 a month to Sallie Mae. I consolidated them back in 2007. I’ve asked Sallie Mae ... Read More »

                    I Filed Bankruptcy. What Should My Credit Report Look Like?

                    credit good

                    “Dear Steve, I filed chapter 7 bankruptcy in October 2009 and the disposition date was March 2010. I am currently reviewing my credit report, as a means of disputing any inaccuracies found on the report. Issue 1: On credit report A under public record it states that I have a $0 claim amount and a $0 liability amount. On report ... Read More »

                      What is the Best Way to Get Off a Sallie Mae Student Loan as Cosigner?

                      punched-in-face

                      “Dear Steve, I cosigned a student loan for a friend in 2000. Friend has not paid or not made regular payments. Loan is through Sallie Mae. Loan has gone to collections. Collections agency is contacting me at work, calling my parent’s home, my cell phone. Friend does not have money to pay or says does not have enough money to ... Read More »

                        How Can I Sort Out My Serious Debt Problems in the UK? – Sakina

                        uk

                        “Dear Jon, My family’s facing serious serious debt problems. The rent is unpaid too and we might be leaving the house anytime soon. And the banks are waiting for their payments too. How do we sort it out? Sakina” Sakina, I have a few questions to help me better understand your situation and offer solutions. Are you living in the ... Read More »

                          What Action Can be Taken Against me in the UK for My Dubai Debts? – Rehan

                          uk

                          “Dear Jon, Was working in Dubai for 4 years. Left the country with Credit Card debt of up to 90,000DHS. Now back in UK. Can you please inform me what kind of action can be taken against me for leaving credit card debt in the UAE. I left the UAE almost 3 years ago and have just recently received a ... Read More »

                            My 5Star Bank Secured Card Was Sold to UMB Bank. They Want Money.

                            Boom! Comic Speech Bubble, Cartoon.

                            “Dear Steve, UMB Bank inherited this debt from 5Star Key Bank. Even though this was only one account, a credit card secured with my original $750 payment, UMB Bank now claims that I owe them $750 becuase they claim that there was a savings account and a credit card. They claim that the check that they sent to me in ... Read More »

                              My Apollo College Student Loan Was Sold to Sallie Mae

                              happy woman in wheelchair outdoors beach showing victory sign

                              “Dear Steve, I enrolled in Apollo College’s Vet Tech program in 2003. Through them I obtained a loan from First National Bank for the tuition of around $6,000.00. One of the first questions I asked the loan officer was whether or not my loan was of the type that would later be sold to another agency. I was assured that ... Read More »

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