Latest Posts
Home > Ask The Get Out of Debt Experts (page 12)

Ask The Get Out of Debt Experts

HMRC in the UK is Asking Me to Pay Back Money I Don’t Have. – Lolita

uk

“Dear Jon, My question is: i just received a letter from HMRC asking me to pay back 1465.54 pounds on my tax credit from last financial year. I first got tax credit in july 2013 when i was on minimum wage, i then changed my job where i was earning minimum wage + service charge which was obviously more money…. ... Read More »

    I’m From the US and Had to Leave the UK with Student Loan Debt

    uk

    “Dear Jon, American student that studied at a UK university, finances fell through, so I had to leave (I withdrew) the university and country in debt. UK collectors are now contacting me and saying that there was a breach in my immigration status since I owe debt. Since I am American, I don’t need a visa to visit, so I ... Read More »

      Why Didn’t the Bankruptcy Court Discharge My Student Loans? I’m a Teacher.

      hiding-1

      “Dear Steve, My husband & I filed Chapter 7 Bankruptcy in Arizona in 2011, discharged May, 2011. We filed due to his medical conditions, which caused our family to loose a decrease in wages, which eventually led to permanent disability. We lost our house & moved back to Arkansas (5/2011) to be closer to family. I am a certified teacher, ... Read More »

        Shouldn’t Key Bank Have Backed Off During My Bankruptcy?

        crime scene

        “Dear Steve, I graduated college in August 2010 and filed Chapter 13 bankruptcy in September of 2010 to get rid of some credit card debt I had. Under the bankruptcy I was told by my lawyer that my student loans would go into the automatic stay and be protected there until the discharge of my other debts was granted. This ... Read More »

          Will Dunia Finance Send Me to Jail Over Missed Payments?

          Food stamp or SNAP fraud seems to at relatively low measured levels.

          “Dear Jon, I am currently working and residing in UAE particularly Dubai. i am endebted with Dunia finance, actually i missed 2 payments which i havent paid as of now but yet i am continuing my installments to my loan til now. the problem is i am pregnant and about to go home this end of october. i received calls ... Read More »

            Will Bilkish Associates Go After Me for My UAE Debt?

            uae

            “Hello Jon, I have an unpaid loan of 50k EUR from RAK Bank UAE. Problem is I really cannot pay it , lost my job in Dubai and back in my country where I am unemployed. What the Bilkish Associates LLC could really do against me ? Tiby” Tiby, Just a few questions. What country are you now residing in? ... Read More »

              What is the Process to Get ITT Tech Student Loans Forgiven?

              raising hand

              “Dear Steve, My husband and I both went to school at ITT Tech, a for-profit college. My husband got a Bachelor’s degree and I have an Associate’s degree. We each owe $100,000 in federal student loans. I am unemployed and my husband just started getting his wages garnished. We live paycheck to paycheck. If we could afford to pay we ... Read More »

                Can I File Bankruptcy on My Federal Student Loans to Stop My Wage Garnishment?

                Question Theme

                “Dear Steve, Wage garnishment has been in effect for almost two years. I was always told that you cannot file bancruptcy on fed student loans…is this true? Currently i am garnished for 25% every two weeks. I no longer can afford my home car etc. Im losing everything. I have filed bankruptcy before and would prefer not to do it ... Read More »

                  Is Synchrony Bank and PayPal Doing Something Fishy?

                  Screen Shot 2014-09-25 at 4.08.27 PM

                  “Dear Steve, I don’t believe I have been “scammed” in the traditional sense, but I find something fishy about Synchrony Bank (Formerly GE Capital, GE Capital Retail Bank) My story is as follows: I have 3 credit cards with GE CRB and receive notices of change to Synchrony, the usual stuff (my online accts now go to them etc.) That’s ... Read More »

                    My Ex-Friend Won’t Pay Me What They Owe And I Cosigned

                    angry woman

                    “Dear Steve, A friend asked me to use my house for a line of credit for a rental apartment about 7 years ago. I put in $45000, he put in $10000 his boyfriend paid the closing. We stopped talking two years later, but he took care of it and paid the bills. Till last October. He stopped paying the regime ... Read More »

                      The Debt Collector Said I Will Be Arrested So I Paid a Debt I Didn’t Owe

                      afraid alone

                      “Dear Steve, “I was called about a debt that supposedly I owe I was in a consolidation payday debt agreement and I thought all of them had gotten paid got called about sending the police to arrest me at work. Did not want the embarrassment nor the file on my teaching record, therefore, I paid the debt $1200.00 in two ... Read More »

                        Can I Take Advantage of a Debt Collector Settlement Offer Error?

                        hiding-1

                        “Dear Steve, A debt collector mailed me a bill for the total amount of $308.00. It stated in the letter that they are offering me a settlement of 75% on the past due amount. It then stated two times on the letter that the settlement amount will only be $2.31….yes $2.31. I called them to pay the $2.31 and the ... Read More »

                          My Wife Went Back to School for a Special Education Teaching Credential and We’ve Got Loads of Sallie Mae Debt Now

                          Woman in home office with computer and paperwork frowning

                          “Dear Steve, My wife has $38k in new student loans for a Special Education Teaching Credential, the loan is through Sallie Mae. We make $160k/year in California with 8 children, total family of 10. We file Married Jointly. Initial repayment is around $400/month. My wife is currently employed as a special education teacher, full time. Our income may seem like ... Read More »

                            How Do I Deal With These Back Taxes and 1099-C I Just Got?

                            IRS

                            “Dear Jim, I am dealing with several major tax issues with the IRS right now and my situation is very complicated — I really need your help. I am a single female in my 50’s, unemployed, without any income, and have not worked since 2006 due to medical reasons. In March, 2008 I filed a Chapter 7 bankruptcy when my ... Read More »

                              Is This Email I Got About an Old Debt for Real?

                              fist

                              “Dear Steve, Out of the blue I received the attached e-mail. Now I know from reading the Fair Credit Act, that this method of notification isn’t good. The 1st letter I received said they couldn’t reach me about the debt, but the 2nd letter had my name, address, ect on it. I believe this is a scam. What do u ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.