Latest Posts
Home > Ask The Get Out of Debt Experts (page 120)

Ask The Get Out of Debt Experts

Social Security Administration Wants Their SSI Overpayment Back. – Penny

Ready to Collapse

“Dear Steve, I am in serious financial trouble and need some advice. My family and I have been served a social security overpayment notice for the amount of close to $16,000. The ssa is going to be cancelling my son’s disability and I am trying to work on a payment arrangement with them. As I am not working and making ... Read More »

    My Husband Passed Away. Can I File My Taxes as Single Now? – June

    “Dear Jim, my husband passed away we always filed jointly..can I file as being single this year? will I have to file his income tax…what is the best root to pursue? June” June: Thanks for your question. First of all, I am sorry for your loss. Your first question: Can I file jointly with my deceased husband for 2011 (i.e. ... Read More »

      Recent Law School Grad Struggling to Pay The Bills. – Lisa

      Ready to Collapse

      “Dear Steve, -Recent law school grad, haven’t passed the bar yet so not working as an attorney -Low paid job as a law clerk -Don’t make enough to cover all expenses, which include, but are not limited to, 3 credit card payments (12k total,) 3 student loan payments, (total owed $250k) -No health insurance and need medication totaling almost $300/month ... Read More »

        I’ve Got a 401(k) Just Sitting Stagnant. – Steve

        Ready to Collapse

        “Dear Steve, I am a state employee and am fully vested in the state’s pension plan. My job is secure and I will be able to retire with a full pension. I also have an older 401k from a previous employer with approximately $30k just sitting stagnant. My wife and I have some credit card debt and a home equity ... Read More »

          My Mother Took Advantage of My Credit When I Was 21. – Kiera

          Ready to Collapse

          “Dear Steve, 4 years ago my mother decided to buy a house, her credit would not allow her to purchase the house. She was recommended by the realtor to try someone else, her kids. I was asked. I declined. The realtor encouraged me to do this and stated in 6 mos it would be placed in my mother’s name. I ... Read More »

            Should I Be Paying Myself First?

            “Dear Paul, Can I run my vanguard index fund assett allocation by you? Also planning to move and buy a more expensive home and would love some guidance there. So, I’m still sort of polishing up the exact percentages, but contributing roughly $4-5k each month approaching $250k total in our Vanguard taxable investment account this year and $50k in the ... Read More »

              I Want to Avoid Bankruptcy for Fear of a Background Check? – Monse

              Ready to Collapse

              My business failed after 17 years. I Will not bore you with the details. This was my family main source of income. I guaranteed all business loans for the business including two SBA loans. I have just received a Summons from AMEX for one of the accounts, expecting several others to follow, as I am unable to make payments (any) ... Read More »

                Negatives on Credit Report from Student Loans

                Ready to Collapse

                I have negatives on my credit report (CR) from two types of debt. Nine of the negatives are from student loans that I thought were in deferment but where not. Once I found out I made a payment to bring the loans current and now currently in deferment. The other negative is from cancellation of credit card debt. All the ... Read More »

                  Can I Get My Dubai Debts Forgiven Now That I’m in India and Divorced? – Sheeba

                  Ready to Collapse

                  Dear Sir, This is Sheeba. I lived in Dubai from April 2007 till November 2008. I have pending loans and credits in Dubai. Briefly, these loans and credits were forced by my husband for his personal use. He promised to clear it saying he wanted to start a business in Dubai. He could not apply himself as he wasn’t eligible ... Read More »

                    Our Budget is Sound But We Have Nothing Left to Pay Off Debt! – Sarah

                    Ready to Collapse

                    Dear Steve, So debt is my problem…I have read up to the chapter in your book where I can begin to creating action plans…I created my budget…here’s my situation…my husband and I have incured about 24,000 in credit card debt (he was laid off for about two years before regaining full time permanent employment — in our very misguided world…we ... Read More »

                      I Want to Get Rid of PMI But the Bank Wants an Appraisal. – Jody

                      Ready to Collapse

                      I would like to get rid of my PMI, I have paid almost 22% of my original loan value and now the bank is telling me that it can not be removed unless I pay $135 to have a broker come and appraise my home or I have to wait until the antipated date of 10/2014 of when the bank ... Read More »

                        My Son Fraudulently Signed My Name to His Student Loans. – Bob


                        My son whom has been rehabbing from a drug addiction, signed my name to 80k of school debt, did not finish school yet but is working hard to get his life on track . The lenders are hounding me now for this money . He is telling me to contact them and tell them he has committed fraud, However as ... Read More »

                          Pay Day Loan Consolidation Advice


                          I have several pay day loans and would like to know who I can go about consolidating them into one lower monthly payment. Anne Dear Anne, There are good options for unsecured debt consolidation through and I’ve recommended those companies to people in the past and people seem to be happy with either of those companies. I hate ... Read More »

                            I Filed Bankruptcy Myself But Not Clear if My Student Loans Were Discharged? – Michael

                            Ready to Collapse

                            I was discharged through chapter 7 in Oct. 2011. I have two loans in question. One from Wells Fargo and one with the University of California, Davis. I want to know if either were discharged. The loan from UC Davis was issued from the University. They deposited money into my account after I submitted an application for a short term ... Read More »

                              Steve Rhode Who The F..K Are You to Say Anything. Stop Giving Advice

                              Ready to Collapse

                              “Dear Steve, Steve is not licensed in anyway to give financial advise so im not sure what makes him think he can do so. Steve, stop talking s..t on companies and corporations who are trying to help people, yes some companies are not legitimate but who the f..k are you to say anything. Stop giving advise about things you have ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.


                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.