Home > Ask The Get Out of Debt Experts (page 27)

Ask The Get Out of Debt Experts

I Was Scared With Wage Garnishment and Paid Again a Debt I Previous Settled

angry woman

“Dear Steve, I used to have various payday loans back in 2009-2010 that I settled through a company but somehow back in April of this year, I received a called from my HR Department to let me know that my salary was about to be garnished by an agency because I had a balance of $600; even though I requested ... Read More »

    Unemployed and No Income. Will Creditors Come After My House? – Chris

    body outline

    “Dear Steve, I lost my job (no advance notice) in June 2007. I was unemployed for 75% of the next 5 years. I worked for 23 months (4-2012 to 3-2014) and again lost my job. I work as a consultant primarily for Caltrans as an Inspector (bridges). In the last 6 months I’ve worked less than 60 hours and am ... Read More »

      Why Do I Feel Guilty Using My Credit Cards to Survive?

      Senior couple at home focusing on angry man

      “Dear Steve, In 2008 I was a building contractor in Florida and had all my money invested in Real Estate. With the money I had I keep paying until I just ran out of money. I now live in South America and depend on my credit cards to survive. I rent out my house but is not enough to keep ... Read More »

        Can I Get a Police Clearance Certificate to Return to the UK? – Sanny

        Uk Law

        “Hi Jon, I have lived in Scotland for about 4 years. I bought a laptop had paid an initial amount £800 and £300 on my credit card. Due to personal reasons I had to leave UK in emergency in 2010 . I am due with installments for the laptop and credit card. I couldnt return to UK. I am looking ... Read More »

          How Can I Get Sallie Mae to Settle My Student Loan Debt? – Julio

          Drowning swimmer

          “Dear Steve, I have been paying on a $65,000 private student loan for about 4 years I worked out a deal where I pay interest only around $400 a month. None of the money goes to the actual principle. The original loan was for $30,000. Recently Sallie Mae started asking for $700 a month and I can not afford that! ... Read More »

            How Can I Repay My Sallie Mae Student Loans When I’m Broke?

            time and money

            “Dear Steve, I have 8 private tuition answer loans from Sallie Mae in the total amount of $138,000 taken out between 2004-2008. After school I was able to make some payments and paid the $150 forbearance fee. Then after the crash of the economy I have not found employment that would give me enough income to cover my living expense, ... Read More »

              How Can I Get Rid of My Private Student Loans if I’m Disabled? – Wayne

              Thinking

              “Dear Steve, I have had Federal and private student loans. I have Total & Permanent Disability discharge of the Federal loans. My private signature loans are with Sallie Mae. I have not been able to work forever. I have defaulted on the loans. I have not paid on the loans since Sept. 2010. The loans have been turned over to ... Read More »

                FTC Asks Court To Shut Down Phony Debt Relief and Credit Repair Scheme

                scam

                The Federal Trade Commission asked a federal court to shut down a scam that targeted financially distressed Americans by pitching a phony debt relief and credit repair program, and by falsely claiming the program was provided and funded by the federal government and endorsed by President Obama. The FTC’s complaint targets the operators of two websites that were allegedly full ... Read More »

                  Is It True My Sallie Mae Student Loan Could Have Been Discharged in Bankruptcy? – David

                  Student Loan Corkboard Concept

                  “Dear Steve, I filed Ch 7 in 2008 and had federal & private student loans. For the student loans in question, I took out federal loans (from Sallie Mae) that paid for the full cost of attendance. These loans are now in a repayment status. I also took out private loans (from Sallie Mae). these loans were not certified by ... Read More »

                    Sallie Mae Won’t Forgive My Teacher Loan. – Mona

                    teacher

                    “Dear Steve, I have been paying on my student loans with Sallie Mae for almost 15 years. I have a perfect payment history, no defaults, no late payments, PERFECT! I took the bare minimum of a loan which is down to $26,000. Before going to graduate school, Sallie Mae told me that I would get a loan forgiveness of $17,500 ... Read More »

                      My Sallie Mae Loan in Default is No Longer Listed. – Katherine

                      Missing Concept.

                      “Dear Steve, One of my loans is no longer listed on my sallie Mae account, or so it appears. I am not entirely positive what is happening, because I had a forbearance in effect, but I am wondering if it didn’t address all of my loans, because when I went back in to set things up since the forbearance is ... Read More »

                        Why Can My College Keep My Transcript Hostage? – Kimberly

                        transcript

                        “Dear Steve, I seen a question that a guy asked you about owing a college and them holding his transcripts. I am in the same boat. I owe a private college in nyc a little less than 7,000 and I got my Associates Degree, I want to go get my Bachelors but its holding me back because I can not ... Read More »

                          Can I Really Get My Co-Signer ReleasedFrom My Sallie Mae Loan? – Robert

                          Moving Up

                          “Dear Steve, I have about $25K in private student loan debt from Sallie Mae, I have been making payments since 2008, always on time. My mother is the co-signer, she is retiring soon and would like her name removed from being the co-signer or for me to pay it off….unfortunately I do not have the money to pay it off, ... Read More »

                            Can I Be Sued For My Debt If I’m Disabled? – Remonica

                            Smiling Disabled Senior Woman In Wheelchair

                            “Dear Steve, I was working pay my credit card bill then I got sick and wasn’t able to go back to work now I get disability and now they have taken me to court. I was wondering if they could garnish my check. Remonica” Dear Remonica, I am not a lawyer and can’t give you legal advice. You would need ... Read More »

                              Coyle White Devine Solicitors is Trying to Collect My Dubai Debt in the UK. – Robbi

                              Uk Law

                              “Hi Jon. Debt in Dubai I am sure you have heard many. I am in a situation that for 2 years I have had to fight all the collection agencies, banks abusing me and threatening me here in the UK whilst trying to pay my debt off. I owe nearly £80,000 a lot and I do not think I will ... Read More »

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