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Ask The Get Out of Debt Experts

I Didn’t Graduate From Medical School But Have All the Debt

In God We Trust

Question: Dear Steve, I am 800k in debt for medical education but I failed the final national board exam and was dismissed from school with no degree. I have an Assoc degree that I can use to make 70k/yr but definitely won’t be enough to make my loan payments. 240k private 620k fed and maybe forgivable after 10yrs of 10% ... Read More »

    Van Ru is Still Chasing Me for My Federal Student Loans

    Whiteboard

    Question: Dear Steve, Well I went to school for Commercial Illustration back in about 2000. I didn’t feel right about the large amount of loans they were giving me but I really wanted to be an illustrator, so I gritted my teeth and bared it. The few grants I did get started to dwindle more and more each year, while ... Read More »

      Will Consolidating My Student Loans Stop My Wage Garnishment?

      business and office, stress, problem, crisis concept - stressed

      Question: Dear Steve, Recently contacted by consolidation group about consolidating my student loans I also have a wage garnishment on my recent paystub’s from my college institution I was wondering if consolidation would remove that garnishment from my current paystub’s the person I spoke to you about the consolidation told me that that would not remove it but your website ... Read More »

        Is This Private Student Loan Company Legitimate?

        bad dog

        Question: Dear Steve, Student Loan Help, I read your article about SLS Managers and filed a complaint myself last year. I attended Westwood College Online in Colorado for Graphic Design from Aug 2008 to Oct 2010 and am paying Sallie Mae / Navient loans in the amount of 58,000 12,000 in Private and 46,000 in Federal loans for an Associates ... Read More »

          Will I Get Any Money Back from Morgan Drexen?

          asian dragon

          Question: Dear Steve, I was a client of Morgan Drexan for over 5 years, I too paid up front fees prior to any services being rendered. Plus a lot of fees along the way. I read in your column that the court gave a verdict and found Morgan Drexan guilty and ordered them to pay damages. My question is that ... Read More »

            How Can I Get My Old Bad Credit Removed?

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            Question: Dear Steve, Years ago I had a car accident and was out of work and got in trouble with all my creditors. My credit since I got healthy has been excellent but I am haunted by stuff that is 7-12 years old on my credit report My credit report is loaded with old debt 7+ years and many 10+ ... Read More »

              What Do You Think About Curadebt and Peak Legal Services?

              payday_loans

              Question: Dear Steve, Watching you site for quite a while. Recently I took out a pay day loan to help my son. Huge mistake. They are charging over 300 dollars every two weeks. We were making the payments and then got hit with a auto renewal we were not expecting. Bang! everything bounces and then we get hit with bank ... Read More »

                I’m an Attorney. Should I Default on My Private Student Loans for Law School?

                apple bobbing

                Question: Dear Steve, So you’re only the second person in the world I’m telling this to because I was embarrassed by my decision to default on my private law school student loans back in 2014, but now I’m thinking I may be a genius. So I went to law school at large private school in Manhattan. I still live in ... Read More »

                  Should I Cash Out Retirement to Pay Parent PLUS Loans Off?

                  bad decisions

                  Question: Dear Steve, Single 60 year old woman with parent loans of $60000- 8.5%- since getting divorced have been unable to pay – loans in deferment Does it make sense to take money out of my retirement funds ($80000) to pay off the loans at this point? I am unable to save for retirement now but I don’t see any ... Read More »

                    Experian Continues to Report Judgment Included in Bankruptcy

                    eraser and word bad credit

                    Question: Dear Steve, I filed Bankruptcy Chapter 13 in 2011 and completed in 2014. Since that time, I have tried to clean up my credit reports. With most of the issues I have had success. There is however one Reporting agency (Experian) That did nothing with my dispute about a Judgment that was included in the Bankruptcy. Most recently they ... Read More »

                      I Lost My Job, My Husband Died, and I’m Drowning in Debt

                      church

                      Question: Dear Steve, I am 60 years old, lost my job 1 1/2 yrs ago and subsequently started my own business. I was receiving 1/2 of my ex-husbands military pension, and paying down my debt and remodeling my home. Then the bottom fell out. My house was flooded by a faulty hot water heater and very extensive repairs needed to ... Read More »

                        Consumers Alliance Processing Corporation is Offering Me Help

                        Mature woman confused

                        Question: Dear Steve, My name is Amie and I am almost 45 years old. I became permanently disabled in 2001, due to a chemical that was passed to me by my father during his service in the Vietnam war. I have a considerable amount of debt for someone who lives off of disability and though I am not late paying ... Read More »

                          Will I Be Chased in Mexico for My Private Student Loan?

                          Money puzzle piece

                          Question: Dear Steve, I am a Canadian who was given a USA private student loan with EdInvest that was then transferred to FirstMark Services, who now has my loan. I owe approximately 21000 USD and I am unable to make the loan payments. I do not live in the USA. I have 2 children and need the money for basic ... Read More »

                            Should I Go With Student Loan Assistance Center for Help?

                            process

                            Question: Dear Steve, Student Loan Assistance Center SLAC said that they would help me with my student loans. I currently have $307,500 worth of them right at 50 when I checked myself. I currently don’t have a source of income, and I still have two children in the home. They wanted me to come up with $799 for a loan ... Read More »

                              I’d Like to Know if My Student Loans are Now Eligible for Forgiveness

                              Patriotic senior woman waving flags and smiling

                              Question: Dear Steve, I am contemplating my options for some of the new govt student loan forgiveness programs (working a govt job or time based), and I trying to track down how much “official credit” I have accumulated towards student loan payments since loans were taken out in 1994. I have been paying on the loans off and on since ... Read More »

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