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Ask The Get Out of Debt Experts

Can I Get My Vehicle Out of Pawn With a Title Loan? – Kelly

money down the drain

“Dear Steve, Currently have a title pawn for $5000. I know these are stupid, but desperate people do desperate things sometimes. the monthly payment I have to pay is $500 which is the interest. more if I want to bring down the principle balance. Are there any legitimate companies out there that will assist with a title loan payoff. Meaning, ... Read More »

    Should I Use My Retirement Money to Pay Off My Student Loans? – Cynthia

    process

    “Dear Steve, I would like to know if I would be better off paying off student loans with a retirement plan disbursement from former employer I have about $26,000 in SallieMae student loans. I will be receiving a disbursement from a former employer for Profit Sharing and Money Purchase plans. I want to know if I would be better off ... Read More »

      Is the Legal Advocate Network a Mortgage Modification Scam? – Bobbie

      Black Leather Flogging Whip and money on white background. Not i

      “Dear Steve, I was looking into a mortgage modification and my mortgage company said they can’t do one for us. I received information for a mortgage modification from Legal Advocate Network. I can’t find any info on them and their web site has not address. When I called them all they would tell me is that they are in Orange ... Read More »

        I Can’t Afford My UK IVA Payments and Go to Bed Hungry. – Paulette

        hunger

        “Dear Steve, I am currently on IVA debt management plan. At the moment am unemployed. Struggling to pay my plan. Am a single mother of four children. This is surpose to take five years to be written off or get out of the debt. I am not coping with it. some days we go to bed hungry. Is there a ... Read More »

          I Have an Old Credit Card on My Credit Report. Will It Go Away? – Julie

          goodbye

          “Dear Steve, There is a credit card debt on my credit report that is more than 10 years old. I can’t get any questions answered or removed from my credit report. I’m in California. How long is the debt collectable? What is the statute of limitation on collecting the debt? What can I do to get it removed? Julie” The ... Read More »

            The Lender Agreed to a Short Sale But Nobody Wants to Buy It. – Hal

            Decision time

            “Dear Steve, We have a underwater mortgage that is approximately $100,000 in excess of the value of our home. We have been trying to get the principal reduced and now have the offer listed in the “question’s section” We have underwater mortgage that was transferred from Bank of America to SPS and they have offered a “Short Payoff” in the ... Read More »

              When Does the Statute of Limitations End on My Foreclosed Mortgage? – George

              time and money

              “Dear Steve, I’m resident of CA (only live in CA), but I had a property in AZ . I had purchase money deal 80/20 original loan. I had to refinance less in a year later because HOA had rules on backyards on the golf course (was not disclosures too me). So I had to refi my 2nd TD and I ... Read More »

                What Happens if I Can’t Pay Back My Loan and Go to India? – Feroz

                Lifestyle choices.

                “Dear Steve, I’m living in the United Arab Emirates and I borrowed a Personal loan for 4 years but now I lost my job. I cannot pay my Personel loan. If I do not get another job and go to India. what will happen? Feroz” The Answer Dear Feroz, The United Arab Emirates is one of those countries that is ... Read More »

                  We’d Like to Cut Up Our Credit Cards and Start Over. – Terry

                  needy

                  “Dear Steve, I have $38000 in credit card debt, an $18000 2nd mortgage, a $134000 mortgage and a $520 per month car payment. My wife and I bring home $85,000/year. We pay our bills on time each month but have difficulty saving with life’s unexpected expenses, ie older vehicle repairs, medical expenses, etc. I would like to cut up credit ... Read More »

                    Illinois Title Loans is Harassing Me. – Danny

                    auto title loans

                    “Dear Steve, I have a title loan out from Illinois Title Loans I was recently admitted to the hospital with a heart attack and told I have MS I sent my girlfriend to make a payment and I was $53 short of the $253 payment a month I have never been short or late prior my question is are they ... Read More »

                      Collection Company Wants More Than We Can Afford for an Old Truck Repossession. – Bekki

                      tow truck repo

                      “Dear Steve, My husband & I had a 2002 Chevy Impala repossessed in May of 2007. At the time of the repossession we owed $8502.39 & received notice that the bank would sell our vehicle at auction. I later received a notice of sale stating that they sold a 2002 Chevy S10 pickup at auction for $3068.00 (which of course ... Read More »

                        Is American Student Assistance Really Who They Claim to Be?

                        detective

                        “Dear Steve, Thank you for the information you give. I wish I had found your site in 2004, before they made it impossible to discharge student loans through bankruptcy. One set of my student loans has been in unemployment deferment. It is set to come off of that on 5/16. I finally was able to get a part time job, ... Read More »

                          Is Federal Student Aid Relief for Real and Can Reduce My Student Loan Payments? – Kari

                          warning

                          “Dear Steve, I have been speaking with the Federal Student Aid Relief I havent signed or paid anything yet. I was hoping this was for real because I really need help. So this is a scam? What should I do? What company can help me with my loans because I am drowning.. Kari” The Answer Dear Kari, These student loan ... Read More »

                            Clear One Advantage and ACCC Both Say They Can Help Us With Our Debt. – Ty

                            questions

                            “Dear Steve, My wife and I have a combined debt of 75,000.00. A large part of this is due to using credit cards when I was out of work for a year and a half. This was 4 yrs ago. We are current on all of our debt but find that we are just getting by paycheck to paycheck. We ... Read More »

                              I Thought Student Debt Relief Studentdebtrelief.us Looked Legitimate?

                              Writing Q&A, Questions and Answers on a blackboard.

                              “Dear Steve, I was looking for refinancing and when I typed in student debt, this popped up. It looked like a legitimate company and I gave them all of my information including my fafsa pin. The name of the company is Studentdebtrelief.us. I gave them $260.00 and authorized them to take it out three times and then they said that ... Read More »

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