Latest Posts
Home > Ask The Get Out of Debt Experts (page 30)

Ask The Get Out of Debt Experts

Clear One Advantage and ACCC Both Say They Can Help Us With Our Debt. – Ty

questions

“Dear Steve, My wife and I have a combined debt of 75,000.00. A large part of this is due to using credit cards when I was out of work for a year and a half. This was 4 yrs ago. We are current on all of our debt but find that we are just getting by paycheck to paycheck. We ... Read More »

    I Thought Student Debt Relief Studentdebtrelief.us Looked Legitimate?

    Writing Q&A, Questions and Answers on a blackboard.

    “Dear Steve, I was looking for refinancing and when I typed in student debt, this popped up. It looked like a legitimate company and I gave them all of my information including my fafsa pin. The name of the company is Studentdebtrelief.us. I gave them $260.00 and authorized them to take it out three times and then they said that ... Read More »

      My Student Loans Are Deferred And I Can’t Pay My Other Debts. – Annie

      sad-woman

      “Dear Steve, I owe over $20k in credit cards (Discover and Visa, both of which are maxxed out) and over $40k in student loans (which are currently deferred). I changed my spending habits and budgeting over the last 6 months. Despite all of this, I am still only able to make slightly more than the min payments every month (before ... Read More »

        Denied for a Debt Consolidation Loan. What Now?

        Rejected stamp

        “Dear Steve, Total credit card debt due to starting an unsuccessful business that was good for about a year and a half then crumbled with the economy. Both lending club and prosper have denied me loans and my credit rating is 720. I am never late paying anything but am drowning in debt. I don’t know where to turn to ... Read More »

          I’m a Diabetic and Medical Debt is Dragging Me Down

          medical-bills

          “Dear Steve, I have been diabetic since the age of 5 or 6 and not able to work but get a disablity ckeck I am 34 yrs now. 20 yrs ago I was in hospital and a 20k dollar bill has turned into close to 80k dollars. Please help me what should I do??? I DONT OWN ANYTHING AND LIVE ... Read More »

            My Husband Had a Traumatic Brain Injury and We Are In Debt. – Bobbi

            brain

            “Dear Steve, My husband has a traumatic brain injury and currently in therapy. He was on the job and he does get the workman’s comp pay each week. I have been told that when my husband goes back to his job they plan to fire him asap. He will not be able to do the job he had before the ... Read More »

              I’m 25 and Not Making Enough Money to Pay Off My Debt. – Jackie

              math

              “Hi Steve, I am a 25 yr, who has a big load of student debt and i have debt from two credit cards when i was 20. I only make 20,000 a year so there is no way i can pay if off. If i have credit card debt from when I was 20, and never touch it yet, what ... Read More »

                It’s Been So Many Years But First Card Visa Collection Company Contacted Me. – Sally

                hiding-1

                “Dear Steve, I was contacted by a collection agency regarding a First Card Visa that was opened in 1991 and closed as a charge off in 2006. They just contacted me yesterday and it’s 2013! Can they still collect from me even though it was a charge off? I am aware that collections is big business and they coming out ... Read More »

                  I Feel Cheated by Debt Validation of America and The Firm. Help! – Bonnie

                  help woman

                  “Dear Steve, Several years ago I contracted with Debt Validation to negotiate and pay off my debts. Over two years, I gave them $400 per month, totally about $9,000. I have not been able to get info from them for awhile, and now I just found out they went bankrupt, are being picked up by The Firm, who did not ... Read More »

                    Where Can I Really Refinance My Private Student Loans? – Eveline

                    loan-approved

                    “Dear Steve, Ex husband co-signed on private student loan while married. There is a balance of approx. 11,000 left on the loan amount. My credit is bad, and I have not been able to refinance in my own name, of course Wells Fargo will not do it because it is better to have 2 signers responsible for this than 1. ... Read More »

                      Do You Do Personal Debt Counseling to Help Me Get Out of Debt? – Gayle

                      raising hand

                      “Dear Steve, It is way too long to write about but a couple bad divorces and helping my children through college then losing my own job. Long story short, want to get out of debt. Do you do personal debt counseling or help set up plans to get out of debt? What is the cost? Gayle” The Answer Dear Gayle, ... Read More »

                        Is Green Student and StudentLoanService.us for Real?

                        run away

                        “Dear Steve, Can someone check this website out for me before I make a mistake and sink my money into it to get out of debt with my Federal student loan? I called them up and they gave me a spelle saying that if I gave them 1% of my Student loan debt of 60,399.00 that they could erase my ... Read More »

                          A Directv Collection Agency Took Our Money. – Georgia

                          Money puzzle piece

                          “Dear Steve, MY QUESTION TO YOU STEVE,IS MY HUSBAND AND I PAID OFF A DEBT OVER A YEAR AGO, AND WE STILL HAVE THESE COLLECTION AGENCY CALLING US. IS THERE ANYTHING WE CAN DO ABOUT THAT? ALSO WE HAVE JUST MOVED IN TO A NEW PLACE AND WE CALL DIRECT TV FOR SERVICES THEY TOOK ALL OF OUR INFO AND ... Read More »

                            How Do I Get Equifax to Remove Old Accounts Off My Credit Report? – Angela

                            Nr. 61

                            “Dear Steve, How do you get Equifax and other agencies to take accounts over 7 years old off of your account? When does the 7 years start from what date? Angela” The Answer Dear Angela, Thanks for writing in and asking. It is a common question people have and get confused about. Negative items on your credit report should automatically ... Read More »

                              What is Your Opinion of Stratix Financial? – Bob

                              Audit Stamp Shows Financial Accounting Examination

                              “Dear Steve, I would like to pay off some of my credit cards. Do you have any comments on Stratix Financial?” Bob The Answer Dear Bob, Until I got your question I’d never heard about them before. Not knowing anything about them I went and applied many of the steps I lay out in my guides about how to check ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.