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Boilermaker Seasonal Financial Despair and In Super Hot Water – Heidi

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“Dear Steve, My husband is a boilermaker which is a feast for famine type of job. By the time we get caught up on basic utilities and rent and car payments, his job ends and if we have been able to save anything its used within the first month to survive we have 4 children and the grocery bill by ... Read More »

    We Now Live in the UK but We’ve Maxed Out Our Credit Cards in the U.S. – Carol

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    “Dear Steve, Husband has maxed out lines of credit and credit cards in the states, and we are now living in the UK. Cannot pay the debt load as his income is 1/4 of what it was 2-3 years ago. Are trying to sell 1 or 2 of the 2 houses but very little equity and market is bad. The ... Read More »

      I Went to a Second-Hand College and I’m Deep in Student Loan Debt. – Amber

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      Amber “Dear Steve, In 1999 I went to a second-hand school that due to a family situation I was unable to finish. At the time I didn’t realize I was taking on a loan that was double the amount of my schooling. I am now recently unemployed with 3 children and my loan is in default. A company called VanRu ... Read More »

        My Car Payments and Car Insurance Are Killing Me Financially. – Greg

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        Greg “Dear Steve, Car payments and car insurance are killing me financially! I don’t know what to do on my car payment anymore? I’m getting financially stressed! Its extremely high and I pay high interest, plus I have another car I owed on and traded it for this new car and what was left on the loan? Was tacked onto ... Read More »

          Single Mom Does Not Have Enough Left For Groceries. – Laura

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          “Dear Steve, I am a single parent who put my children through college, and now am $140,000 in debt with credit cards and student loans. I don’t have enough money left for groceries after paying bills. My home needs to be refinanced this year because my ARM is up. Will I be able to refinance with all of this debt ... Read More »

            I Filed Bankruptcy and Debt Collectors Are Violating My FDCPA Rights – Maria

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            “Dear Steve, I have many messages left on my answering machine from debt collectors. Some of which I believe are violations of the FDCPA. Creditors Interchange has left messages about expediting judgment against us-no mini-miranda ever. Fred Hanna Associates mention they are debt collectors. And they do say that if this is not so and so hang up now. NCO ... Read More »

              Sorry We Went With Debt Management – Amber

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              “Dear Steve, About 6 months ago, my husband and I decided to go with a debt management company to help with the relief of our credit card debt. It’s been a bigger mess than I ever thought it would be. There have been no payments made to any of my credit card companys because apparently the debt management program waits ... Read More »

                Josy Writes “My Real Estate Business Is Going Down The Drain”

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                Josy “Dear Steve, I am in the Real Estate Business. We are also a General Contractor. We currently have close to 4 million dollars in property, but have 1 million dollars in debt. But with the curent economy situation, we have found ourselves in a rut. With little money to build and lots of property we know that if we ... Read More »

                  Sally Writes In And Says “If The Bank Fails My Mother Will Lose $100,000”

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                  “Dear Steve, My Mother has a CD worth $200,000.00 at our local bank. What should we do since the amount wouldn’t be insured if something were to happen? They automatically re-upped the account saying Mother didn’t respond to a letter they sent. She’s 88 yrs old and doesn’t remember receiving any such letter. She has aked me to try and ... Read More »

                    Collections Sued But I Didn’t Go to Hearing. What Now? – Sara

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                    “Dear Steve, Couldn’t pay full payments for 2 credit cards. They went to collections. Collections sued but I didnt go to hearing. They sent a form asking my bank account info and income information. What do I do now? Sara” I asked my friend Mike Killian to answer your question for you. I wanted to make sure you got an ... Read More »

                      I Have a Zombie Debt. I Paid a Debt Off That They Want to Collect On Again. – Dawne

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                      Dawne “Dear Steve, I was contacted recently about a debt that I had three years ago. I paid some on it according to the debt collector but I thought I had paid all of it because for the past three years I have not had any contact from them at all. I saw something about statue of limitations and was ... Read More »

                        Can You Help Me Find a Debt Consolidation Company That Will Work With Me? – Scott

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                        “Dear Steve, I am about $8000 in credit card debt and behind on payments. My interest rates went through the roof and I just cant seem to get ahead on the payments. This all started as a result of two job layoffs and backed up unemployment benefits. I now have a steady job but dont make the money I was ... Read More »

                          I Owe Capital One $55,000 And Have Not Paid in 8 Months. – Dawn

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                          “Dear Steve, I owe $5,500 to Capital one. I have not paid in 8 months and it went to collection. They said they are going to sue me. I dont have the money to pay on this for another few months. What do I do? Hi, I am 24 and I have a credit card with Capital one which I ... Read More »

                            My Husband is a Trucker in the Trucking Industry And Deep In Debt. – Tanya

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                            “Dear Steve, Hello. I have been married for 3 years to a wonderful man. He recently sold the business he owned for 9 years. Over those 9 years he accumulated around $30,000 worth of credit card debt! We own a home and care together, both financed in both of our names. I have very little credit card debt (less than ... Read More »

                              Tonrita Is About to Get Her Car Repossessed

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                              Tonrita “Dear Steve, I’m behind $2,600 in car payment need to catch up but the money is just not there. Paying off a lot of other bills right now but need a car to get back and forth to work. If i could just get the money to catch up i could keep up the payment now since my husband ... Read More »

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