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Ask The Get Out of Debt Experts

A Directv Collection Agency Took Our Money. – Georgia

Money puzzle piece

“Dear Steve, MY QUESTION TO YOU STEVE,IS MY HUSBAND AND I PAID OFF A DEBT OVER A YEAR AGO, AND WE STILL HAVE THESE COLLECTION AGENCY CALLING US. IS THERE ANYTHING WE CAN DO ABOUT THAT? ALSO WE HAVE JUST MOVED IN TO A NEW PLACE AND WE CALL DIRECT TV FOR SERVICES THEY TOOK ALL OF OUR INFO AND ... Read More »

    How Do I Get Equifax to Remove Old Accounts Off My Credit Report? – Angela

    Nr. 61

    “Dear Steve, How do you get Equifax and other agencies to take accounts over 7 years old off of your account? When does the 7 years start from what date? Angela” Dear Angela, Thanks for writing in and asking. It is a common question people have and get confused about. Negative items on your credit report should automatically be removed ... Read More »

      What is Your Opinion of Stratix Financial? – Bob

      Audit Stamp Shows Financial Accounting Examination

      “Dear Steve, I would like to pay off some of my credit cards. Do you have any comments on Stratix Financial?” Bob Dear Bob, Until I got your question I’d never heard about them before. Not knowing anything about them I went and applied many of the steps I lay out in my guides about how to check out a ... Read More »

        Is Student Loan Consolidation Center Really Related to Military Debt Management Agency

        detective

        “Dear Steve, I read an article about Military Debt Management Agency and how they are a non profit company ripping off military members for assistance with their student loans. I found came across an address for a student loan company that is the same as military debt management agency called Student Loan Consolidation Center, you might want to look into ... Read More »

          Will I Ever Get Justice for Being a Victim of Allegro Law Debt Settlement? – Rebekah

          Beautiful blond girl with sky as a background

          “Dear Steve, We were with Allegro Law for 3 years, and did file the forms with the appropriate people when the scam was uncovered. We have been waiting several years for our refund from Allegro Law, it has still not been resolved it seems. Have you hopefully an further info on when payments might be. The last update on the ... Read More »

            Our House Sold in Four Days. What Do We Do Now? – Rob

            moving

            “Dear Steve, I wrote to you about two months ago stating that my wife and I have a combined income of $150K, live in Long Island, New York and have two college aid kids. Our home was too small for a family of four six years ago and renovated it, spending $228K on construction. We have only been paying the ... Read More »

              Krystal International Vacation Club Turned Out to be a Fraud. – Norma

              yikes exclamation

              “Dear Steve, I signed a contract with Krystal International Vacation Club that was supposed to be an investment according to them but it turned out to be a fraud. I gave a down payment of 13,400. I was supposed to give monthly payments of 773.00 x 60mths. They promised to deposit 21,000 usd / year for the next five years ... Read More »

                Is the Sallie Mae Class Action Lawsuit a Scam or Will I Get Money? – Vicki

                single mom

                “Dear Steve, I have student loans with Sallie Mae and was notified of a Class Action suit against them because of excessice cell phone calls to customers. I have my student loans with Sallie Mae (which are current and in good status) but was notified last year of a Class Action suit against them (Arthur et Al.v Sallie Mae). I ... Read More »

                  A Law Firm Says They Can Protect Me When I Settle My Debt. – Sherrie

                  Woman Whispers a Secret

                  “Dear Steve, I received settlement offers from my creditors. How do I ensure that they do not sell my account to another party for collections after receiving the settlement? I was told by a debt counselor working with a local law firm that I could settle my accounts on my own, but creditors have been known to then sell the ... Read More »

                    Can the Original Creditor and Debt Collector Report the Same Account Twice on My Credit Report? – John

                    money

                    “Dear Steve, Can the original debt grantor continue to report your debt to credit bureau’s after they have turned the debt over to a collection law firm. They show one balance the debt grantor and the collection company shows a larger balance. John” Dear John, There are a number of issues here. The first is if the collection company is ... Read More »

                      Would My Bankruptcy Have Any Impact on My Medicare or Medigap Insurance? – Lee

                      Medicare Card

                      “Dear Steve, I have medicare & medicare gap coverage. Have filed for bankruptcy & discharged. If I were to mention to them I had filed, (just in case). Would that have an impact on my gap premium. In other words, how do they look at it. That you’re debt free & have extra money or otherwise. Because if I were ... Read More »

                        Can My UK Debt Follow Me Back to the U.S. and Hurt My Credit? – Kelly

                        uk

                        “Dear Steve, I was living in the UK for 6 years and have a loan there with HSBC for approx 3000 gbp. I am now living back in the US and have no plans to ever live in the UK again. Can this debt follow me to the US and affect my US credit rating? Kelly” Dear Kelly, Even though ... Read More »

                          My Son Put My Name on His Law School Student Loans Without Telling Me. – Mark

                          ID Theft or Stolen Identity

                          “Dear Steve, My son co-signed my name on his student loans for law school. I did not know that he signed my name on the student loans. In March of 2013, I started receiving calls from a collection agency asking if I could make a payment on these loans. I was never notified before this that I was co-signed on ... Read More »

                            How Can We Go About Selling Our Timeshare Without Getting Scammed? – Lisa

                            money down the drain

                            “Hello again Steve. I have another question. My husband and I own a timeshare with Shell Vacation Club. It was paid off in January of this year. The monthly maintenance fees are $74. We don’t use the timeshare that much and we are considering selling the timeshare. I’ve heard its very difficult to sell timeshares and that there are a ... Read More »

                              In Our Divorce My Ex-Husband Was to Pay Half of My Credit Card Bills But He’s Filing for Bankruptcy. – Becky

                              qa7

                              “Dear Steve, Credit cards that are in my name only. My ex husband was ordered to pay half of my credit card bills… they are all in my name only… he did not pay so I took him back to court and they held him contempt and ordered him to pay a certainty amount each month until they are paid. ... Read More »

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