Latest Posts
Home > Ask The Get Out of Debt Experts (page 350)

Ask The Get Out of Debt Experts

I Screwed Up and Lost Most of Our Retirement Income. – Rufus

Ready to Collapse

“Dear Steve, I screwed up. I made investments and lost most of our retirement income. I am also out of work. I am working as a handyman but not making much money. I am however, interviewing for a better job. My wife is hostile and can’t seem to get over that I messed up. I am making my payments (nothing ... Read More »

    I Moved Back in With My Ex-Wife to Help Her Make the Mortgage Payments. – Ron

    Ready to Collapse

    “Dear Steve, My ex-wife has a HELOC with Chase for $80,000 on a home we co-own with a current mortgage of $150,000 which we have never been late on in 10 years. After I moved out she was out of work for several months and was not able to keep up both payments and has made no payments on the ... Read More »

      Will My Car Get Repoed if I Take it to the Dealer for Service? – Mike

      Ready to Collapse

      “Dear Steve, I fell way behind on my car payment, I am on unemployment, and now my car needs to be fixed and it has to go to the dealership to get fixed. It might get repo’d if they realize its so far behind. If they do take the car, I know will be responsible for the amount still owed, ... Read More »

        My Husband Can’t Find a Job. – Elizabeth

        Ready to Collapse

        “Dear Steve, My husband has been laid off and is not able to find a job and believe me he’s looked everywhere. He had the greater income to where we could pay all our bills with just his paychech now its just my income which is half of all our bills combined. I have been considering letting go of some ... Read More »

          Why Won’t Credit Cards Settle With Me But Will Settle With a Debt Settlement Company?

          Ready to Collapse

          A questions I get asked from time-to-time is “Why won’t credit cards settle with me but will settle with a debt settlement company?” Good question. And while some settlement company may proclaim it is their contacts or wonderful talent, it is often just luck. I asked Michael Bovee of the Consumer Recovery Network to provide you with some insight into ... Read More »

            I Haven’t Paid Any Bills And Don’t Know Where to Start. – Hippy

            Ready to Collapse

            “Dear Steve, So I haven’t paid any of my outstanding bills for some time now. I know that I owe $5,000 in credit debt and I had hip surgery and a severe car accident in the last two years. I have debt everywhere and have no idea where to start. Where should I start and who do I go to ... Read More »

              We Can’t Afford Our Bankruptcy Payment Anymore But Want to Keep Our House. – Tymiee

              Ready to Collapse

              “Dear Steve, My husband and I filed Chpt 13 bankruptcy a year and a half ago, to save our house, our cars, and an irs debt that we were dumb enough to have happen. We both had jobs, and even though the payment was really high we felt we had no other choice but to file so we would not ... Read More »

                Where Can I Get a Loan to Pay For Debt Settlements? – Yonaton

                Ready to Collapse

                “Dear Steve, I am a college student who has over 10 grand in personal credit card debt and I am getting chased by Barclay Card for a DirectTV Rewards Visa and Chase Bank for an Amazon and Amtrack credit card. This week I got a letter from Chase saying they were going to take me to court over the money ... Read More »

                  Everything is a Mess With Navy Federal Credit Union. – Lesley

                  Ready to Collapse

                  “Dear Steve, Everything is a mess. Another navy federal question. I owe over 18 thousand to NFCU and around 7 thousand to other credit cards, My husband owes around 20 thousand to credit cards 6 of that is to NFCU. My husband has ended up in a nursing home. He has only retirement income. We have a medicaid trust set ... Read More »

                    Kansas Statute of Limitations Question. – KansasDebt78

                    Ready to Collapse

                    “Dear Steve, I am currently working on fixing my credit….now I am finding some hiccups My question is fairly simple. I have been back and forth with a well known junk debt buyer. My defense is easy…..SOL has expired. The key problem I am having here is proving that this credit card is indeed considered under the TILA an “open ... Read More »

                      What Options Should We Consider to Avoid Foreclosure? – Joshua

                      Ready to Collapse

                      “Dear Steve, 210,000 mortgage – 196,000 owed 4 months behind, foreclosure has not yet started but may within a month or so KS provides 120 days for the foreclosure process 15-20k unsecured credit debt/medical bills My wife has 18k in student loan debt 2 cars, not behind on and I’m not certain how much equity really is in them but ... Read More »

                        We’ve Been Struggling Below Poverty With Collection Agencies Chasing Us. – Dina

                        Ready to Collapse

                        “Dear Steve, ‘ve been a single parent for the last 19 years of two children who receives SSI and my daughter’s survivor death benefit as our family’s sole source of income for the last 5 years. Before that it was welfare and FS only. I was not always able on my limited income (below poverty level) to make ends meet ... Read More »

                          Freedom Debt Told Me Not to Speak to My Creditor. – Karen

                          Ready to Collapse

                          “Dear Steve, I owe $26,000 in unsecured credit card debt, plus $6,000 in medical bills from 2008 and 2009. 6 months ago, I turned the $26,000 over to Freedom Debt. Of course, they are taking their fee out first, they have negotiated and settled one $1,700 account for about half. The last payment goes out to that creditor November 5. ... Read More »

                            Florida Attorney General Wants Debt Settlement Companies to Put Up Before You Pay Up

                            Florida Attorney General Bill McCollum today announced that he has co-sponsored a letter to the Federal Trade Commission (FTC), asking it to amend a federal rule that would require debt relief service companies to provide services before collecting any fees. The letter was also sponsored by the Attorneys General of Illinois, Maryland, and Washington. Debt relief is an umbrella term ... Read More »

                              40 States Band Together to Regulate Debt Settlement Companies

                              Ready to Collapse

                              The attorneys general of Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Guam, Hawaii, Idaho, Illinois, Iowa, Kansas, Maine, Maryland, Massachusetts, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Washington, West Virginia and Wyoming have written to the Federal Trade ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.


                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.