Latest Posts
Home > Ask The Get Out of Debt Experts (page 357)

Ask The Get Out of Debt Experts

I’d Like My Farmer Father to Co-Sign for a Loan so I Can Get Out Of Debt. – Chris

Ready to Collapse

“Dear Steve, 36 years old. In the last 5 years I have had two extended periods of unemployment. I now make 37,000 a year in a good salaried job which I was hired full-time at 3 months ago. The previous 22 months I was either unemployed or making temp wages and built on my debt. Now I have a massive ... Read More »

    I’m a Mother, Wife, and College Student Drowning in Debt. Ericka

    Ready to Collapse

    “Dear Steve, I’m a 25 yr old mother and wife. When I was 18, starting college in 2001, I signed up for one of those “Hey get a free t-shirt! Sign up with MBNA!”, yeah big mistake… later on I was offered another credit card by the mail, I took it, I was never taught anything about credit… I paid ... Read More »

      I’m Afraid We Are Going to Lose Our Vehicles to Repo? – James

      Ready to Collapse

      “Dear Steve, Hi, I am currently out of work and my wife will start a travel position October 5th. We are behind on our car and truck payments 1 month. We just modified our home and got our payment lowered for 5 years. We will be able to catch up on our payments within 2 months, but I’m afraid we ... Read More »

        What Do You Think About Us Selling Our House And Paying Off Part of Our Credit Cards? – Susan

        Ready to Collapse

        “Dear Steve, My husband is 51 and I am 59. My goal is to retire at 62. We have a 1st & 2nd Morgage. Also, over 100,000 in credit card debt. We are living week to week to make all payments. We have an offer on our house. The offer would pay off the mortgages and about $45,000 of our ... Read More »

          I Settled My Debt But Bank of America Says I Still Owe It, In Full. – Chauntel

          Ready to Collapse

          Chauntel “Dear Steve, Hi, I had a BOA credit card that I couldn’t continue to may payment to for months, so it went into default and then collections with ICSYSTEM. After a couple of months I was abled to start making payments back so I called BOA and was told my account was indeed sold to ICSYSTEM. ICSYSTEM rep told ... Read More »

            I Don’t Want to File Bankruptcy or Have My Wages Garnished. – Deanna

            Ready to Collapse

            Deanna “Dear Steve, I also am having many issues with Allegro. I have stopped my payments to them and am working with my 2 creditors on my own. One creditor will lower my total due by $2,000, but I have to pay 3 payments of 2700.00 and I cannot do this. I do not want to declare bankruptcy and want ... Read More »

              My Wife is Thinking of Divorcing Me So She Can Keep The House. – Brian

              Ready to Collapse

              Brian “Dear Steve, I am currently out of work. My wife is employed and we are upside down on a mortgage that is in my name alone. Her income is not enough to pay the bills without dipping into our savings. This could possibly run our savings down to nothing and then we lose the house. • We have enough ... Read More »

                I’m Making Payments Through The Court But Now Getting My Pay Garnished. – Brandy

                Ready to Collapse

                Brandy “Dear Steve, This is my situation, I took out a christmas with the intentions to pay it back. I quite did not get much back form my taxes and was not able to pay it right back. The owner filed small suit on mine and my husband’s behalf, and the only thing that I can do is pay on ... Read More »

                  We Make Too Much Money and Have Too Much Debt. I Want to Raid My 401(k). – Paul

                  Ready to Collapse

                  “Dear Steve, My wife and I have a tremendous amount of debt. We make a lot of money by most standards, and that makes bankruptcy virtually impossible. Our credit card debt alone is more than 50% of our yearly income ($130,000 in credit card debt, plus $60K in student loans, plus $370K in mortgage debt, on $240K of yearly income). ... Read More »

                    My Husband Lost His Job as a Minister. I Drive a School Bus. – Rose

                    Ready to Collapse

                    Rose “Dear Steve, I am employed as a school bus driver. My husband was a minister until losing his job and consistent annual income 3yrs ago. He quickly went into Real Estate at precisely the wrong time. Since that didn’t work out so well and put us in the poor house, he has started a new carpet cleaning business that ... Read More »

                      I’m Waiting For My Mortgage Modification to Be Reviewed by Bank of America. – Noel

                      Ready to Collapse

                      Noel “Dear Steve, I am an officer for the State of California, and lost 15% $1,100 of my income and it’s caused a hardship because we can’t afford our payment now. It was tough anyway, but after that it’s became impossible. We’ve sent in all the information you advised and a check for what we can afford to pay Bank ... Read More »

                        How Can I Get Out of My Agreement With The Credit Exchange? – Stephanie

                        Ready to Collapse

                        Stephanie “Dear Steve, Signed up with The Credit Exchange but creditors still harrassing. I have tried to contact agent for 2 weeks but no response. Luckily It has only been one month and one payment made but want to get out of agreement and try to work with creditors. I have been laid off since January and still looking for ... Read More »

                          I Want to Clean Up My Credit But I Live Overseas Now. – John

                          Ready to Collapse

                          “Dear Steve, I ran into work trouble a few years ago and neglected to keep up with most all of my debts. Most have been bounced around from collection agency to collection agency and to some law firms. I am now where I can start paying off some of these debts, the biggest problem is I now live overseas and ... Read More »

                            I Am A College Student With Good Credit and Bad Debt. – Matt

                            Ready to Collapse

                            Matt “Dear Steve, I am a college student and currently have 10,000 in credit card debt. I have been able to make the min payments for them but have not made much progress. I am getting married in a year and a half and really dont want to have credit card debt. I applied for a loan to consolidate all ... Read More »

                              Should My Boyfriend Face Up to His Debts and Sell His House? – Jan

                              Ready to Collapse

                              “Dear Steve, Hi – I am 48; I have no debt; I own my home with less than $80,000 left on the mortgage and I pay 1-2 extra payments each year; no credit card dept -I pay ithem both off each month; no car payments; low income ($1500 pm) but I am working on a masters so I hope that ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                Latest Info, Best Advice, Cutting Edge Tips

                                I promise to keep your email safe and secure.