Latest Posts
Home > Ask The Get Out of Debt Experts (page 358)

Ask The Get Out of Debt Experts

I’m a Disabled Construction Worker in Oklahoma That is Being Chased by Bank of America. – Butch

Ready to Collapse

Butch “Dear Steve, I live in a “village” located on Lake Tenkiller in Northeast Oklahoma. I am 58 years old and have worked construction (worker, foreman, owner) all of my life. I have been married and divorced three times. After the third divorce I lost my business, my home and all of my money. I was disabled and had been ... Read More »

    I Can’t Make the Mortgage and Feed the Kids. – Lill

    Lill “Dear Steve, We are having problems making our mortgage payments and lot rent. We live in a modular home park and we are suppose to pay 21000.00 total for this place. The modular home appraised by the county is at 11,000 as I just found out not long ago. We pay 285 monthly lot rent and 295 monthly mortgage. ... Read More »

      Chase Put a Hold on My Bank Accounts and I Can’t File for Bankruptcy. – Gina

      Ready to Collapse

      Gina “Dear Steve, Chase places a judgement against me for $3,700 for a credit card. I was going to include this in my bk. They got to me before I could file and put a legal hold against 3 bank accounts (joint checking, joint savings, personal checking). The hold was for $7,500 per account for a total of negative $22,500. ... Read More »

        My Business is Melting. What Options Do I Have Other Than Chapter 11 Bankruptcy? – Robert

        Ready to Collapse

        “Dear Steve, I own a dental lab business for about 28 years. It does well enough to pay my bills and credit card debt so far. About 3 years ago i bought into an ice cream store and created an all organic ice cream. It was a great idea, i thought, but never really took off the way i thought ... Read More »

          My Son Has Aspergers, Autism, Anxiety, Depression and College Credit Cards. – Laura

          Ready to Collapse

          “Dear Steve, My son who is 27 yrs old and currently on permanant disability for aspergers autism,anxiety disorder 300 and depression, he got caugh up in getting credits cards while attending school you know the ones, credit cards for students. Any way he will never be able to work and is currently getting social security disability benefits. what action can ... Read More »

            I Filed a Chapter 13 Bankruptcy But Now it is Getting Dismissed. – Laketia

            Ready to Collapse

            Laketia “Dear Steve, I filed chapter 13 bankruptcy in June of 06, I was laid off of my job Jan 09 I notified my attorney and I was told I still had to make my payments. I did’nt have a option of getting my plan decreased or anything I was just told to find a job point blank! Now my ... Read More »

              I’m Being Chased For a Repo From Six Years Ago. – Steve

              Ready to Collapse

              “Dear Steve, I went through a bad time financial about 6 years ago. In 10/2004, I turned a vehicle back into the lender that financed it MMCA. I only ever heard from them once by phone and recently, in the last 90 days, they have transferred the old debt to a collection company showing it as an unsecured debt. This ... Read More »

                The Collection Company Says My Income Counts in Repayment Even Though I Am Not On the Credit Card. – Kim

                Ready to Collapse

                Kim “Dear Steve, My husband hasn’t worked a full pay period in months and therefore one if his credit cards went to collection. I am not on that card as a signer nor did my income get used for securing that card, however the debt collection company is telling him that my income is included and therefore I can pay ... Read More »

                  I’m Not Sure if Ocwen Will Modify My Mortgage. They Won’t Respond. – Rush

                  Ready to Collapse

                  Rush “Dear Steve, I am in Dallas, Texas and have been unable to find full time work since 9/2007 and am 6 months behind on my mortgage. I submitted a modification package to Ocwen in April but have received no response other than “Your request is still under review.” Meanwhile, I have received a bunch of foreclosure documents from some ... Read More »

                    I’m Taking Oxycontin and Roxicodone. I Can’t Think Straight to Deal With My Debt I Ran Up in My Husband’s Name. – Cynthia

                    Ready to Collapse

                    “Dear Steve, I am on disability and ran up 17000 in credit card debt in my husbands name and he can’t file bankruptcy or he will loose his job. I only get 11.00 an hour on disability and have applied for social security disability and keep getting turned down. the company I hired Binder & Binder are not helping me ... Read More »

                      I Have Gone Through All My Savings and Gambled to Try to Stay Current on My Bills. – Janet

                      Ready to Collapse

                      “Dear Steve, I am 75,000 in debt. All are credit cards. Last year I lost a job of 20 years but was able to get a job at about 20,000 less income. I was able to convince myself that I had my debt under control because I was able to pay it. I have been fooling myself and now have ... Read More »

                        My 19 Year Old Daughter Owes $5,000 on a TD Bank Credit Card. Does She Have to Pay?- Marion

                        Ready to Collapse

                        Marion “Dear Steve, My daughter was is 19 years old was offered a credit card at TD Bank, when she went in to take some money out of her savings account. She was told that it was a great time to get a card, and that they get commission/points for how many people they can sign up for a credit ... Read More »

                          My Fiance is Going Bankrupt. Will We Ever Be Able to Buy a House? – Jennifer

                          Ready to Collapse

                          “Dear Steve, My fiance is considering filing for Chapter 7. He has okay/good credit, but more than $25,000 in credit card debt and his payments severely limit our finances. He does not have a car or house that creditors can seize for payment. I’ve read that bankruptcy will stay on your credit for 10 years, but other people have told ... Read More »

                            I Have $95,000 in Credit Card Debt and Can’t Make the Minimum Payments. – Kevin

                            Ready to Collapse

                            Kevin “Dear Steve, I’m presently current on all of my credit card debt (nearly $95,000), but life’s circumstances are making it extremely difficult to pay the minimum payments and I am not making any headway with my debt. I’m considering one of the many debt settlement companies out there and wondering if you know much about New Era Debt Settlement ... Read More »

                              Bill Collectors Keep Calling About a Truck We Paid Off in 2003. – Stephanie

                              Ready to Collapse

                              Stephanie “Dear Steve, My husband had bought a (used, but newer) truck a few years before we married (around’03?) He sold the car(truck) because full insurance with his driving history (at the time) made insurance and payment more than the rent payment. He knew he was “upside down” on the truck lien when he decided to sell it. Trying to ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.