Latest Posts
Home > Ask The Get Out of Debt Experts (page 359)

Ask The Get Out of Debt Experts

I’m $211,000 in Student Loan Debt to Become a Lawyer. I Don’t Want to Be an Attorney Anymore. – Jacob

Ready to Collapse

Jacob “Dear Steve, I’m a 26 year old male who is a third year law student. I have a significant amount of debt. I have 26K in personal unsecured debt, and $211K in student loan debt. The student loan debt was amassed from attending a private university for five years and three years of law school. While in undergrad, I ... Read More »

    Recently Married But Brought My Sexually Transmitted Debt Into the Relationship. – Jeff

    Ready to Collapse

    “Dear Steve, Over the past few years I have incurred about $20,000 in credit card debt. I am not at the point where I have missed any payments, so I haven’t been harassed by creditors. But the reality is that I barely get by now month to month and if some emergency came up where I needed funds, I don’t ... Read More »

      I Had to Flee the UK. Will I Be Arrested For Debts When I Fly Back In? – Ann

      Ready to Collapse

      “Dear Steve, I had to flee the uk for me and my kids safety , i had lots of debts and credit cards . now im in another country , im scared , my mother is severly ill and i need to try and get back to the UK , i havent paid any of my debt from last august ... Read More »

        We Went to a Bankruptcy Attorney And Was Told Bankruptcy Was Not a Good Thing. – Barcia

        Ready to Collapse

        Barcia “Dear Steve, Do to lower salary can only pay mortgage or credit cards of 100k. Went to bankrupcty attorney and he said we do not qualify for chap7 and chap 13 was not a good thing. Told us to stop paying credit cards and only mortgage. We have done that but are afraid credit cards will come and sue ... Read More »

          I Used Credit Cards to Get By While in College. Now They Want Me to Pay. – Tracy

          Ready to Collapse

          Tracy “Dear Steve, I have recently completed my degree, but cannot find a job in my field. I am working for $9.00 an hour. I unwisely charged $16,000.00 on a credit card-misc. expenses while I was completing my degree. Now I am struggling to pay the minimum, and I have made some late payments-causing the interest rate to skyrocket to ... Read More »

            American Express Cancelled My Card With Them Because My Mom Defaulted on Hers After 32 Years. – Carl

            Ready to Collapse

            Carl “Dear Steve, I earn 85K clear of tax per year, I have a total of 95K in unsecured credit card debt, I am single and cover the expenses of my mother with a disabilty and she lives with me. My mother had an American Express charge card for 32 years, she made a few late payments recently so Amex ... Read More »

              I’m a Filipino in Dubai and Scared I Will Have to Leave the Country to Avoid Jail. – Hope

              Ready to Collapse

              Hope “Hi Steve, I’m a filipino currently employed here in Dubai. going for 2 years. I have some personal loans & credit cards here in Dubai. Before, everything is fine because overtime is open in our dept. which makes my earnings more adequate to my expenses & i still can manage all my financial obligations. Then the economic crisis affects ... Read More »

                I Own a Home But Can’t Seem to Refinance it to Take Cash Out. – Kathy

                Ready to Collapse

                Kathy “Dear Steve, I own a home and i am at 80% so finding it hard to refinance my home with my current debt. I owe 24,000.00 in debt and dont want to file banckrupcy. i need help and cannot afford to pay for a service and dont know who i can trust Kathy”   Dear Kathy, You picked the ... Read More »

                  I’m Thinking of Killing Myself Because of My Gambling and Debt. – Christie

                  Ready to Collapse

                  Christie “Dear Steve, I’m a 28 year old casual worker in melbourne australia, i owe debts to the value of 13 and a half thousand dollars, i owe this over 6 creditors like i said i only work casual so how am i supposed to pay someone off when the others are hounding me and payment plans arnt an option, ... Read More »

                    Please Review This Debt Rx USA Marketing Material for Me. – Jeannie

                    gview

                    Jeannie “Dear Steve, Debt RX USA sounded too good to be true, started researching reviews and found your site. any advice? am forwarding the letter I receuved from them after our phone call. am glad I did not sign up with them. Jeannie”   Dear Jeannie, First off, thank you so much for sharing the information you received from Debt ... Read More »

                      We Had a Contract for Deed / Land Sales Contract But the Owner Went Bankrupt. – Dawn

                      Ready to Collapse

                      Dawn “Dear Steve, We have a contract for deed on the property that we live in. We are the authorized users/contact with the mortgage company, Litton Loans, that our landlord has their mortgage with. We pay Litton directly for the mortgage and are current and have never been late. Our landlord recently filed Chapter 7 bankruptcy. We receieved a letter ... Read More »

                        Should I Just Tell My Creditors to Sue Me? – Heather

                        Ready to Collapse

                        Heather “Dear Steve, Basics: I just turned 40. I’ve been unemployed for about 9 of the last 18 months. Finally have a part time, minimum wage job. Looking for more work but can’t find anything yet. I owe around $12-15,000 in unsecured debt. I agreed to a program with Discover where they reduced my interest rate to 5.9% and automatically ... Read More »

                          Will Banks in Dubai, Hunt Me Down in Canada? – Kent

                          Ready to Collapse

                          Kent “Hi Steve, I left Dubai without paying my credit card bills with 2 int’l. banks. I am now here in Canada on a permanent resident status. Can they trace me here? I am worried that it might adversely affects my application for Citizenship should I apply after 3 to 4 years. I am really stressed now. Thanks, Kent”   ... Read More »

                            Which Debt Should I Pay Off First, Credit Card or Personal Loan? – Sean

                            Ready to Collapse

                            Sean “Dear Steve, I’m a 20 year old college student around $2000 in debt, with two credit cards and one personal loan. What should I pay off first? The credit card with the highest balance or the one with the higher interest rate, or the loan. What effects my credit score the most? Sean”   Dear Sean, Personally, I like ... Read More »

                              I Feel So Embarrassed, Ashamed, and Without Hope Because of My Debt. – Karen

                              Ready to Collapse

                              Karen “Dear Steve, I am 62, divorced, working full time and heavily in debt. I tried Consumer Credit counseling, Debt Settlement by closing what little 401K I had and finally have filed for bankruptcy. My court date is in 1 month and I just received an audit from the IRS and find I owe another 5000 due to my own ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.