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Ask The Get Out of Debt Experts

Where Can I Get a Loan for $800 to Payoff My Debt With Bad Credit? – Terri

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Terri “Dear Steve, I NEED $ 8,000.00 TO GET OUT OF DEBT. I HAVE BAD CREDIT. IF I CAN GET THE MONEY, I WILL BE ABLE TO REPAY THE LOAN IN EIGHT MONTHS. THE DEBT IS NOT DUE TO CREDIT CARDS, IT’S DUE TO FALLING BEHIND ON HOUSEHOLD BILLS, SUCH AS RENT, ELECTRIC AND SO ON. NO ONE WILL EVEN ... Read More »

    Should We Walk Away From Our Mortgage? – Phyllis

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    Phyllis “Dear Steve, We bought a house three years ago – ARM, two mortgages, total payment 2562. One year after we purchased the house, we were in the middle of refinancing when my husband lost his job. He was unemployed for four and a half months and we had to use our retirement to keep our bills current. My husband ... Read More »

      I Cosigned for My Daughters Law Degree Loans Which She Refuses to Pay Back. – Pam

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      “Dear Steve, I cosigned on private student loans for my daughter’s grad school years (these are not federal loans.) I’ve since then, been diagnosed with a brain lesion which required treatment, have subsequent seizures, spinal problems and multiple other medical problems. I had to sell my home and move in with my mom and step dad. I have not been ... Read More »

        Christian Credit Counselor Tells Us to Go to CCCS or Debt Settlement Instead. – Shelly

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        Shelly “Dear Steve, I lost my job in 2005 and for a year and a half, we lived on one income (with a little extra from my part time jobs) on a two income budget. We used credit cards to help us during this time. Although I am now working full time, all we manage to do is make minimum ... Read More »

          When Are NFCC Call to Action Debt Management Plans Going to Be a Reality? – Eric

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          “Dear Steve, As of 14 months ago I was grossing $100K/yr, now $42K, I have $51K in CC debt, i am not late/delinquent but it is inevitable, I am down to $1100 bal on a broken down car, $355/mo payment has 3 mo left. I have $7500 in 401K, 44 yrs old. Was able easily to cover CC pmts until ... Read More »

            We Are Spending Down Our Savings Trying to Make Ends Meet. – Patch

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            Patch “Dear Steve, My husband and I have alot of debt due to my student loans that are almost 100,000, and then of course we have a mortgage, car payments and the household bills. I feel like we are drowning and our savings is dwindling down fast. How can we get this under control before we are totally broke? Patch” ... Read More »

              I Can’t Afford My Car Payments. What Can I Do? – Jason

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              Jason “Dear Steve, I purchased a car about two years ago, due to the recent drop in the economy my job has been made pretty much obsolete and now i can afford to make the payments, is there anything i can do asap to fix the situation ? What can i do to fix this problem so i don’t lose ... Read More »

                I Want a Divorce From My Cheating Husband But We Have This Mortgage. – Stuck

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                Stuck “Dear Steve, I am seeking to divorce my husband who I have found out is cheating. We live in a no fault state so that is not an issue. However, though the title to the house is in both our names, the main mortgage is in my husbands. I say main because we qualified for the house from a ... Read More »

                  I’m a Disabled Construction Worker in Oklahoma That is Being Chased by Bank of America. – Butch

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                  Butch “Dear Steve, I live in a “village” located on Lake Tenkiller in Northeast Oklahoma. I am 58 years old and have worked construction (worker, foreman, owner) all of my life. I have been married and divorced three times. After the third divorce I lost my business, my home and all of my money. I was disabled and had been ... Read More »

                    I Can’t Make the Mortgage and Feed the Kids. – Lill

                    Lill “Dear Steve, We are having problems making our mortgage payments and lot rent. We live in a modular home park and we are suppose to pay 21000.00 total for this place. The modular home appraised by the county is at 11,000 as I just found out not long ago. We pay 285 monthly lot rent and 295 monthly mortgage. ... Read More »

                      Chase Put a Hold on My Bank Accounts and I Can’t File for Bankruptcy. – Gina

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                      Gina “Dear Steve, Chase places a judgement against me for $3,700 for a credit card. I was going to include this in my bk. They got to me before I could file and put a legal hold against 3 bank accounts (joint checking, joint savings, personal checking). The hold was for $7,500 per account for a total of negative $22,500. ... Read More »

                        My Business is Melting. What Options Do I Have Other Than Chapter 11 Bankruptcy? – Robert

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                        “Dear Steve, I own a dental lab business for about 28 years. It does well enough to pay my bills and credit card debt so far. About 3 years ago i bought into an ice cream store and created an all organic ice cream. It was a great idea, i thought, but never really took off the way i thought ... Read More »

                          My Son Has Aspergers, Autism, Anxiety, Depression and College Credit Cards. – Laura

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                          “Dear Steve, My son who is 27 yrs old and currently on permanant disability for aspergers autism,anxiety disorder 300 and depression, he got caugh up in getting credits cards while attending school you know the ones, credit cards for students. Any way he will never be able to work and is currently getting social security disability benefits. what action can ... Read More »

                            I Filed a Chapter 13 Bankruptcy But Now it is Getting Dismissed. – Laketia

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                            Laketia “Dear Steve, I filed chapter 13 bankruptcy in June of 06, I was laid off of my job Jan 09 I notified my attorney and I was told I still had to make my payments. I did’nt have a option of getting my plan decreased or anything I was just told to find a job point blank! Now my ... Read More »

                              I’m Being Chased For a Repo From Six Years Ago. – Steve

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                              “Dear Steve, I went through a bad time financial about 6 years ago. In 10/2004, I turned a vehicle back into the lender that financed it MMCA. I only ever heard from them once by phone and recently, in the last 90 days, they have transferred the old debt to a collection company showing it as an unsecured debt. This ... Read More »

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