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Ask The Get Out of Debt Experts

I Went to LSU Shreveport in 1990 and Still Paying Student Loans. – Julie

student loan default

“Dear Steve, I took out a student loan in 1990 at LSU-S in shreveport, LA in order for me to finish my degree. I had left an abusive husband and had been a stay at home mom. I needed that amount for living expenses so I could graduate sooner in order to take care of my children financially. Twenty years ... Read More »

    My Parents Cosigned for My Private Student Loans I Can’t Afford. – Sarah

    stressed-woman

    “Dear Steve, Graduated in 2012 with a Bachelors degree in Fine Arts (sculpture). Have about $70k in private loan debt. Went into forbearance, still did not find an alternative in that time. Have looked into and applied for consolidation WITHOUT cosigners, denied. I am curious as to whether or not there are other options available. My payments are over $700/month, ... Read More »

      My Network Technology Degree is Worthless But I Owe Sallie Mae. – Omar

      Adult Ed - Questions

      “Dear Steve, Immigrated from Africa in the year 2000 with a big dream of making money in Network Technology. I went to computer school that lured me in taking a sallie Mae loan for MS NT 4.0. And $10,000 for an Operating system that turned out be a scam , not been used in the workplace (old). Two months in ... Read More »

        I Signed for My Ex-Husband’s Student Loans and They Want Me to Pay. – Maureen

        robbery

        “Dear Steve, My now ex husband went to college and accrued quite a bit of student debt. At this point, it is closing in on 130k. At some point, he consolidated the loans, and added me to the paperwork. I agreed, because he said that I had to. I did not know there were options. When we divorced, he agreed, ... Read More »

          I Included My Private Student Loans in Bankruptcy But They Were Not Eliminated. – Time

          bankruptcy-1

          “Dear Steve, I filed bankruptcy in Colorado in in 2010. Student Loans Finance corporation is still harassing me to pay back a private loan. The federal portion of the loan was paid back. They are saying that private student loans are not dischargeable. That is not what I was told. I did not use an attorney when I filed bankruptcy. ... Read More »

            Will We Ever Get Out of Sallie Mae Loan Hell? – Chris

            punched-in-face

            “Dear Steve, I’m a mechanical engineer of 8yrs, went to private engineering school, had to borrow full tuition/room/board for 4yrs. Racked up about $160k in PRIVATE loans (dad made too much to qualify for any federal $). Married my wife and fellow classmate in 2010. She also racked up about $140k, *mostly* private, but some federal loans. Predatory lending was ... Read More »

              How Do I Locate All My UK Debts? – Edward

              uk

              “Dear Jon, I want to pay off any and all debts in full against my name in the UK, all debts were incurred in England in the late 80’s. I have been resident in the Middle East since 1995. I have been married and divorced in the UK and now wish to start afresh. How do I find a list ... Read More »

                I Co-Signed for My Daughters Student Loan and Now a Lawyer Has It. – Marie

                help woman

                “Dear Steve, I co-signed for a Parent Plus loan for my daughter a few years back. Roughly $45,000 now. She wasn’t able to keep up with the payments and didn’t really know how to handle the situation so now it’s in the hands of an attorney’s office. I don’t have $45,000 laying around that I can just pay it off, ... Read More »

                  My Girlfriend is in a Situation With Her Sallie Mae Student Loans. – Justin

                  caution

                  “Dear Steve, My girlfriend is in a bit of a situation. She went to school, took out about 40k worth of student loans, which are now with fees and interest at around $80k. Sallie Mae (through MRS) is offering to set up a payment plan to take the three loans to 0.001% and stretch the payments of ~$400 a month ... Read More »

                    I Defaulted on my Federal Student Loans and Now They’ve Doubled

                    Money and book

                    “Dear Steve, I wet to a tech school right out of high school and accrued 3100 in fed student loans. I defaulted after being denied financial hardship deferment. It has been 6 years, I am now back in school and looking to receive pel grant. The amount owed on my account is now 6300, double what I took out. I ... Read More »

                      Should I Payoff My Student Loans? – Sarah

                      Sagging Economy

                      “Dear Steve, I have about $19,000 in government-backed student loans at 2.25%. When I graduated, I was advised to NOT pay off the full debt right away and “take advantage” of the low interest rate. So, I have been paying slightly more than the minimum each month ($100) and have only knocked the principal down about $1000 since graduating in ... Read More »

                        How to Avoid IRS Collection Action and Levies

                        hiding

                        Bob never intended for it to get this far. When he filed his return in April, he thought, “I’ll pay this off in a month or two.” Somehow, like many Americans, his good intentions fell by the wayside as other urgent financial obligations arose and his unpaid balance at the IRS remained unpaid longer than he intended it to. Of ... Read More »

                          Sallie Mae Student Loans are Going to Make My Daughter Sterile

                          body outline

                          “Dear Steve, I am a Nurse Practitioner who is vey very concerned about my daughters mental health -as a result of her student loans….We had NO IDEA -what a nightmare this would become:-(. She has had at least 2 jobs since she was 11 yrs old…Harding working is an understatement !! She is so depressed and dejected over her inability ... Read More »

                            I Am a Lawyer With Sallie Mae Loan Debt. Help! – Scott

                            debt

                            “Dear Steve, Public interest lawyer 250k in student debt 6k in credit card debt 8k in private credit loan from sallie mae I have a Sallie Mae loan through their private credit department. I used this loan for living expenses while I took the New York bar exam this past summer. Is this the type of loan that you wrote ... Read More »

                              The Stress From Sallie Mae is Abusive. – Sue

                              college-class

                              “Dear Steve, My 28 year old daughter Laurie has incurred over 160,000 in student loans with Sallie Mae. They are relentless and even at times harassing her for payment. They are wanting over 900.00 per month which she is not able to do at her job as a vet tech making 15.00 an hour. She tried moving out for the ... Read More »

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