Latest Posts
Home > Ask The Get Out of Debt Experts (page 369)

Ask The Get Out of Debt Experts

I Want to Tidy Up My Debt And Make It Look Better. – Laurie

Ready to Collapse

“Dear Steve, Putting it nicely I want to “tidy” up my debt. I want to get my ducks in a row so my husband and I can eventually buy a different house. Here’s my financial picture: Together my husband and I take home: $5800/month Secured Debts: Total: $1503/month broken down as the following: 1st mortgage approx 72,000 @ 6.75% 30 ... Read More »

    I Don’t Want to Pay Stupid Credit Card Overlimit Fees And Charges. – Melissa

    Ready to Collapse

    “Dear Steve, I have 2 credit cards that I haven’t paid since August. Now my debt is almost 5000 since most is from over limit, late payment and finance charges. I was able to get one credit card to accept 50 a month at 0% for the next 12 months. Obviously i am hoping to pay more over the course ... Read More »

      Who is the Contact at First Horizon Loss Mitigation? – Daniela

      Ready to Collapse

      Daniela “Dear Steve, My lender is First Horizon Who should I contact with, who is the right person in Loss Mitigation Department I am already in default 3 months. Please help. Daniela” The Answer   Dear Daniela First Horizon Loss Mitigation Department Leigh Ann Hammon Lhammon@firsthorizon.com 214-441-7329 Shantell Williams shtaylor@firsthorizon.com 214-441-6013 Read More »

        Is There a Debt Management Program For Folks Who Are Not Currently Behind? – John

        Ready to Collapse

        “Dear Steve, Between medical bills, my son’s college tuition, and just plain being stupid, my credit card debt has just gotten out of control. I’m not having any problem making minimum payments right now, but I see that changing in the coming months. We bought a house last September and as soon as the mortgage began reporting, the credit card ... Read More »

          I’m Unemployed on Jobseekers Allowance But Creditors Want More. – Paul

          Ready to Collapse

          “Dear Steve, I’m on jobseekers allowance at present been unemployed for 6 months I am in debt on 4 credit cards total amount eighteen thousand pounds sent in budget plans with offer of payment but still find it difficult to keep up the payments and the debt companies never let go no matter what you tell them they still keep ... Read More »

            I Have $95,000 of Credit Card Debt. – David

            Ready to Collapse

            “Dear Steve, I am nearly 50 years old computer programmer living in Bay Area CA. I accumulated big credit card debts ~95K due to the fact I was unemployed multiple times in the last few years and I’ve been unemployed now for more then 3 months. I was never late on my payments except last month (March 2009). I’ve considered ... Read More »

              I Was Laid Off and Burned Through My Savings. – Tom

              Ready to Collapse

              Tom “Dear Steve, I was laid off last year and out of work for 5 months. That burned through my savings. I got a one year contract position which has now ended. I have $45K of unsecured credit and a $6K balance on a secured auto loan. Since I am out of work, I contacted my lender, Wells Fargo Bank, ... Read More »

                The Collection Agency Will Not Give Me an Estimate I Am Able to Do. – Sara

                Ready to Collapse

                Sara “Dear Steve, I have 1 credit card that has been in collections for a while now. I would like to pay it off but the collections agency will not give me a an estimate I am able to do. Is there any way of getting help in lowering the total amount I need to pay? Sara” The Answer   ... Read More »

                  I Owe Navy Federal Credit Union $17,000. – Garr

                  Ready to Collapse

                  Garr “Dear Steve, I owe Navy Federal Credit Union $17,000 the account is charge off but they are take legal act to garnishment or civil suit i am not sure they take a settlement. Garr” The Answer   Dear Garr, The issue here that you need to take some action to intervene here instead of just watching the bus hit ... Read More »

                    I’d Like to Settle My Debts Without Using a Service. – Kathleen

                    Ready to Collapse

                    Kathleen “Dear Steve, I currently have 3 credit cards I owe on for a total of approximately $3500.00. I have been receiving calls from the companies because I am behind on payments and would like to contact them to make arrangements to settle these obligations over the next 6 months. The amounts I actually owe is less, but the fees ... Read More »

                      My Credit Card Companies Said They Can’t Help Even if They Got a Bailout. – Shaun

                      Ready to Collapse

                      Shaun “Dear Steve, Hubby and I bought our home in 2007, our credit was in pretty good condition. We had the same amount of credit cards as we do now, with the exception of 2. One each. Some are the same cards for both of us. We have about 13 or 14000 in just credit cards. My car will be ... Read More »

                        I’m Addicted to Your Podcast MoneyHelp. – Mykell

                        Ready to Collapse

                        Mykell “Dear Steve, I am addicted to your podcast and now I can’t find any updated ones! Did you guys stop doing MoneyHelp podcasts in April of 2007 or are they now hosted somewhere other than itunes? MoneyHelp really did help me get on a positive path to grabbing hold of my finances and head in the right direction. Thanks ... Read More »

                          I Was Jobless For a While And I’m 120 Days Late. – Billy

                          Ready to Collapse

                          Billy “Dear Steve, I was jobless for awhile. I am 120 days late on alot of my bills… Credit cards etc.. right now im barely making enough to keep me a float. Im able to just pay neccessities right now. With different companies calling me everyday wanting me to pay, I have told all of them my situation. I dont ... Read More »

                            CACH Letter Says a Sheriff Would Be Sent Shortly. – Douglas

                            Ready to Collapse

                            Douglas “Dear Steve, My mother received a collection letter at her home of which I have not lived for a number of years. The letter stated that a sheriff would be sent shortly to serve a complaint. The collection letter said that they are not a law firm, that they were just trying to collect a debt. The letter says ... Read More »

                              I Got My Credit Report But How Can I Improve My Credit Score? – Melissa

                              Ready to Collapse

                              “Dear Steve, I received a credit report print out from all 3 credit bureaus. My credit score ranges from 604-639. I have an outstanding debt from a collection agency for $1500. And another for $183. I have paid a car loan off and I have one credit card with a $250 limit,which is current with a zero balance. I also ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.