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Ask The Get Out of Debt Experts

Nobody Can Tell Me Where My Money Went When the Johnson Law Group Went Out of Business. – Ashley

hiding

“Dear Steve, I was a client of the Johnson Law Group (Jonathan Rufus) 2009-end of 2010 early 2011. I had consolidated my credit card debt. They managed to pay off all but the ONE BIG ONE. They took out $400 from me monthly for 18months and never paid off the big one I asked them to negotiate. I now.. have ... Read More »

    I’m a Disabled and Retired Police Officer With Debt. – James

    past due envelope

    “Dear Steve, I am now a 52 yr. old medically retired policeman. I have been retired for now two years, I always worked secondary security jobs as most police do, so I accumulated a lots of debt, vehicles, etc. I was claimed disabled for health reasons, and I had disability insurance on my vehicle. Now since I was forced to ... Read More »

      Who Should I Use to Refinance Our House and Take Cash Out? – Chuck

      Toolbelt-On-Handyman

      “Dear Steve, Lost my job in 2008 in the building industry. Did not find a job till 2011. I used my 401k to pay bills down to where I could make minimum payments on credit cards & keep the house running on unemployment payments. The unemployment benefits ran out and so did my luck as far as keeping up with ... Read More »

        I Have a Lien Against My House for an Old Debt. – Joanne

        closeup of a gavel on cash, from above

        “Dear Steve, I had a judgement from a credit card against me, I filed for chapter 13 , but the plan was dismissed early. I saw on my credit report that the judgement was there but the company never contacted me. My wages were never garnished etc While going through my paperwork I found a letter from the sheriff that ... Read More »

          I Took Money From My IRA and Now Owe the IRS. I’m So Scared. – Angela

          IRS

          “Dear Steve, Hi. I’ve never had any problems or issues with the IRS until 2011. I resigned from a company that I worked for 11 years due to illness. I rolled over my 401k approx 60k to an IRA local bank. After recuperating, I was unable to get a job, unemployment was still high. Anyway, since I was renting, I ... Read More »

            I Had to Withdraw From Law School Due to Illness. They Say I Owe Money. – Carol

            It's all very odd.

            “Dear Steve, Student Loan Debt: over $100,000.00 law school debt plus masters debt but no undergrad debt. Here’s one for you. I was studying for a Masters at a law school in so. cal. withdrew due to illness. They say I never withdrew and took the money for one class from student loan and the other class had private funding ... Read More »

              How Can We Get the Bank to Not Report the HELOC Short Sale? – Teresa

              Real Estate Concept

              “Dear Steve, House was paid in full. Took out a HELOC that got under water. Bank has accepted a short offer. Payment on HELOC was never late. Credit score currently very, very high. We took out a HELOC a few years ago that was used toward building costs of the new house we live in now. The original house became ... Read More »

                We Owe $700,000 in Student Loans And Need Help! – Laura

                broken piggybank with dollar notes

                “Dear Steve, We are considering bankruptcy and have a huge student loan of over $700,000 that has been in forbearance for 24 months. We have only paid small monthly payments in the past because of being self-employed and not making a lot of money. The original amount was about $200,000 and the rest is interest. My husband is 51 & ... Read More »

                  I’m Buried in Debt From Getting Divorced. – Brad

                  Divorce

                  “Dear Steve, Recently divorced; incurred 30k in debt through the break up with misc. items. Income 6500 month 4200 after tax 35000 in credit card debt My mortgage 1200 Old mortgage, which I do not pay and states in my divorce decree is 2100 but this is killing my credit. What is the best way to get out from under ... Read More »

                    I Am Never Gambling at the Casino Again But I Need Help. – Pat

                    slot machine

                    “Dear Steve, I have been going to the casino for sometime now but it has really gotten out of hand I find myself hitting the atm machine and now I have no money my rent is due the gas is due and I dont know where to turn It has become serious and I am getting scared well not getting ... Read More »

                      I’m Retired, Sick, Poor, and Deep in Debt But I Want to Avoid Bankruptcy. – Jim

                      heart

                      “Dear Steve, I am 68 years old. I worked my life in the Title Insurance Business. I have a High School Education – only. I have taken classes at a University and other classes that I could sign up for and gain more knowledge. I finished my career in 2007 as I was diagnosed with Congestive Heart Failure. I owe ... Read More »

                        I Loaned a Credit Card to a Friend Who is Not Paying It Anymore. – Karla

                        oops

                        “Dear Steve, I loaned a credit card to a friend 8 years ago and she has been making minimum payments and using it until last year when she stopped making payments. I have been promised by her she will take care of it when her divorce is finalized and she gets a big cash settlement. Promises promises. The account is ... Read More »

                          MRS Associates Keeps Trying to Collect a Debt Discharged in Bankruptcy. – Katie

                          Fight Back - Red Button

                          “Dear Steve, I filed chapter 7 bankruptcy in 2012. On my credit report, the debt that is under MRS Associates states that it was discharged through bankruptcy. But I am still receiving letters in the mail from MRS trying to offer me a settlement amount for me to pay. Is it legal for MRS to still be sending me these ... Read More »

                            I Was Made Bankrupt Six Years Ago in the UK. My Bankruptcy Has Not Been Discharged. – Stewart

                            uk

                            “Dear Jon, hello i was made bankcrupt in 2007 and i have not been discharged yet as there were a few problems they have not been in contact with me for over 5 years but on checking a file i have not been discharged yet………………..my mum died last year and left me some money………the probate have said they have had ... Read More »

                              I Owe Old UK Court Fines. How Can I Start Paying Them? – Anthony

                              uk

                              “Dear Jon, I live out side the uk I have old court fines of 6400 pound ,they are 17 years old how can I find out if they are active and start to pay them and not go to prison Anthony” Anthony, You could begin by contacting the court where the fines originated and they may be able to help ... Read More »

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