Latest Posts
Home > Ask The Get Out of Debt Experts (page 41)

Ask The Get Out of Debt Experts

Where Can I Get an Unsecured Loan to Pay Down Debt? – Riss

thumb up

“Dear Steve, Approx. $25K in credit card debt. Using 75% of available credit and making minimum payments. Tried the home equity route already and was denied. Have a credit score of about 706. I would like to obtain an unsecured loan to pay down debt, but using 75% of my available credit is probably going to hurt me even if ... Read More »

    Can You Please Review My College Loan Services Agreement for Student Loan Help? – Lisa

    Screen Shot 2013-04-23 at 1.55.14 PM

    “Dear Steve, I have two daughter who just graduated college. Between them, my husband and myself, we have 9 federal loans totaling almost 250K. At this time none of us can afford to pay the minimum loan monthly payments. I recently contacted a college loan consolidation company. It’s a private company that charges for consolidating and reducing the monthly payments ... Read More »

      How Can I Afford My Sallie Mae Student Loans in Retirement? – Nancy


      “Dear Steve, I owe Sallie Mae about $62,000. I originally borrowed $45 in 1998 for graduate school all are subsidized student loans consolidated at 8.5%. I have been making payments since 1999 with some times of forebarence etc. I make OK money now and pay the loans of $571, but now I am retiring and will make so much less. ... Read More »

        The Mystery of What Debt Consolidation Really Means. – Gene

        questions narrow

        “Dear Steve, I’m overwhelmed with debt and I need your advance once again. Steve, please tell me the best debt consolidation companies? A company that will get the job done and put me back on track with my finance. I have always trusted your advice. Please help!!! Thanks again, Gene” Dear Gene, Thanks for coming back for advice. Unfortunately I’m ... Read More »

          I Tried Getting My Money Back from Lloyd Ward Law Firm. Nothing Was Settled. – Carolyn


          “Dear Steve, I tried getting help from you, and you gave me some advice that did not help. I have been scammed by debt resolution companies ( one charged me over $600.00 a month and only applied $100.00 to my debt. Nothing was settled in over a year. I guess I don’t have a question, nothing was resolved before. Carolyn” ... Read More »

            First National Collection Bureau Falsely Verified I Owe a Debt. – Aaron

            jump gap

            “Dear Steve, For the past 6 months I have been dealing with a debt collection agency. First National Collection Bureau. They placed a debt on my credit report. The debt did not belong to me. My name was used fraudenlty. I disputed the debt, and came back verified. I sent 2 certified letters, for validation. They never responded. Ive sent ... Read More »

              Credit Repair Group Robocalling is Harassment. – Nancy

              angry woman

              “Dear Steve, While desperately searching the Internet for help with a Robo Caller, Credit Repair Group, I came across your article. Thru NO FAULT of ours, we’ve been harassed by this Company since last June. I have well documented every call with both my Caller ID, as well as, my answering machine. My Husband and I have lived at our ... Read More »

                How Do I Get Midland Credit Management to Stop Calling Me?

                blank screen mobile in woman hands

                “Dear Steve, Calls started mid October 10/12. Always let unknown calls go directly to VM. Multiple calls – never a message. Sent Cease & Desist letters via certified/return receipt to both of the published California addresses on 11/16/12. Received both return receipts. Calls started again n 11/26/12 – 19 calls to date. I have NEVER spoken with a representative of ... Read More »

                  Georgia Payday Lenders Are Illegal. How Do I Get My Money Back? – James


                  “Dear Steve, I have discovered the online payday lenders are not licensed to loan money to Georgia residents. Therefore, all online payday loans are considered illegal in Georgia. However some Georgia residents received loans because the companies stated they were sovereign entities. However the State attorney office of Georgia states it is still illegal. Some of these companies were instructed ... Read More »

                    Is Home Remedy Center a Scam? – Thomas


                    “Dear Steve, Im trying to get my mortgage modified ANSI got something from home remedy center and they said they can do it. I can not find anything on the web about this “law firm”. Can you help Can you help Thomas” Dear Thomas, Home Remedy Center just looks like a new mutation of other groups like Remedy Law. In ... Read More »

                      Should I Sell My Home to Get Out of Debt? – Gloria


                      “Dear Steve, I am a divorced woman about to turn 60. I am a teacher and make decent money, however, it is taking all of my take home pay to keep everything paid each month. I am not able to put money into my retirement or go see my grandkids. Three years ago I bought a home. At that time ... Read More »

                        Will a Land Trust Stop My Property From Getting Foreclosed On?

                        money down the drain

                        “Dear Steve, I’m falling behind on my mortgages (2 mortgages) since I can’t rent out my rental property for 7 months. My income is not much to keep me upfloat and since there other expenses plus the devastating property taxes I’m really falling behind and having a hard time. The property where I live was refer to foreclosure dept. but ... Read More »

                          How Can My Business be Successful and Survive? – Akash

                          Drowning swimmer

                          “Dear Steve, Had an it company for 7 years , ran into debt over 1 million dollars. 2006-2012 I broke up with girlfriend( she was obsessive and over bearing, it’s a good thingr)…2011. I split with business partner , i handed over company in return for 50% of debt….2012. I can still use the software we built if want to.however ... Read More »

                            The Collection Agency Knows I’m Not Responsible But They Keep Trying to Collect. – Jonathan


                            “Dear Steve, I have a medical bill thats on collection that doesn’t belong to me. I tried to dispute but the only one of the credit bureau. Its a medical for a doctor, i never been to. When i call the collection agency, they told me its for a yessenia torres, when she took her daughter to the doctor. I ... Read More »

                              We Filed Chapter 13 to Save Our House But Can’t Keep Up With Payments. – Jennifer

                              Drowning swimmer

                              “Dear Steve, My husband filed chapter 13 in Dec 2012 to save our home and we just cannot make the large payments….most of the bankruptcy payment is the house debt. Chase says we now owe $286k and our home is only valued and purchased at $254k. Should we surrender in chapter 13 we are 2 months behind now again? Our ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.