Home > Ask The Get Out of Debt Experts (page 5)

Ask The Get Out of Debt Experts

What Do You Know About the ITT Lawsuit?

kicked_in_the_nuts

Question: Dear Steve, ITT Tech graduate, associates of applied science in Graphic Design. Was told by school it was a prerequisite for game design. Program was dropped approx 1 month before graduation. Poor education. What do you know about this lawsuit? What do you know about this lawsuit against ITT. Too many scams out there nowadays. I was sent to ... Read More »

    I Can’t Afford a Lawyer to Stop My Wage Garnishment in Kentucky

    closeup of a gavel on cash, from above

    Question: Dear Steve, I had a good paying job and was able to take out a loan to help reestablish my credit. They used a car of mine as collateral and placed a lien on it. I lost the good paying job and was unable to pay the monthly payments. I have a husband who does not have a job ... Read More »

      Should I Get a Loan to Payoff My Parent Plus Loans?

      Drowning swimmer

      Question: Dear Steve, I am retired from one job after 31 years, with a pension and aprox.$90,000 in parent plus loan debt. I have not consolidated it but wonder if it’s time. I am paying the lowest amount allowed and am job hunting. I viewed the video by the other debt adviser which is why I’m asking you. Would a ... Read More »

        A Debt Collector is Chasing Me in Texas Over an Old American Express Bill

        Drowning swimmer

        Question: Dear Steve, Got an American Express card back in 2007 (I think). Got divorced, hadn’t worked in 20 years. Tried to open a restaurant lost all my money, couldn’t find a job, found one in 2013 part time. Finally found full time but I’m still not making enough money to pay off this debt. I was making payments for ... Read More »

          Can I Payoff My Student Loan With Home Equity?

          qa7

          Question: Dear Steve, Took student loan for 2500, wasn’t able to pay so it piled up over fees and interest and is now 10k. How can I just pay it off at once and not have to pay the fees. I can put it on my home equity. I think I have enough. Josh Answer: Dear Josh, There is nothing ... Read More »

            Is US Hardship Group Too Good to Be True? – Marie

            Beautiful woman with question bubble

            Question: Dear Steve, I’m a believer that if it seems too good to be true, it’s usually not true. But because I am a co-signer to a large student loan, I thought I would run this letter past you. It seems like a scam, but I’d like a second opinion. I’ve attached the letter. Is the attached letter a scam? ... Read More »

              What Can I Do When I’m Being Sued by a Debt Collector

              Salesman

              Question: Dear Steve, I’m being sued by a debt collector for a recent charged off credit card debt. I only work part time and I’m struggling financially, thus the reason why I stopped paying my credit card bill. I simply didn’t have the money to pay it. Now I’m being sued. At least, that’s what I think its going to ... Read More »

                It’s Unfair We Can’t Consolidate Our Spousal Consolidation Loan

                help woman

                Question: Dear Steve, I am in the same sinking ship (spousal consolidation); however, my wife and I are still together. We are both working for qualified organizations for the Student Loan Forgiveness Program, but AES and DOE will not approve it…Help!!! I really need help with this. I don’t want to avoid payments or the debt, but I do want ... Read More »

                  I Didn’t Graduate From Medical School But Have All the Debt

                  In God We Trust

                  Question: Dear Steve, I am 800k in debt for medical education but I failed the final national board exam and was dismissed from school with no degree. I have an Assoc degree that I can use to make 70k/yr but definitely won’t be enough to make my loan payments. 240k private 620k fed and maybe forgivable after 10yrs of 10% ... Read More »

                    Van Ru is Still Chasing Me for My Federal Student Loans

                    Whiteboard

                    Question: Dear Steve, Well I went to school for Commercial Illustration back in about 2000. I didn’t feel right about the large amount of loans they were giving me but I really wanted to be an illustrator, so I gritted my teeth and bared it. The few grants I did get started to dwindle more and more each year, while ... Read More »

                      Will Consolidating My Student Loans Stop My Wage Garnishment?

                      business and office, stress, problem, crisis concept - stressed

                      Question: Dear Steve, Recently contacted by consolidation group about consolidating my student loans I also have a wage garnishment on my recent paystub’s from my college institution I was wondering if consolidation would remove that garnishment from my current paystub’s the person I spoke to you about the consolidation told me that that would not remove it but your website ... Read More »

                        Is This Private Student Loan Company Legitimate?

                        bad dog

                        Question: Dear Steve, Student Loan Help, I read your article about SLS Managers and filed a complaint myself last year. I attended Westwood College Online in Colorado for Graphic Design from Aug 2008 to Oct 2010 and am paying Sallie Mae / Navient loans in the amount of 58,000 12,000 in Private and 46,000 in Federal loans for an Associates ... Read More »

                          Will I Get Any Money Back from Morgan Drexen?

                          asian dragon

                          Question: Dear Steve, I was a client of Morgan Drexan for over 5 years, I too paid up front fees prior to any services being rendered. Plus a lot of fees along the way. I read in your column that the court gave a verdict and found Morgan Drexan guilty and ordered them to pay damages. My question is that ... Read More »

                            How Can I Get My Old Bad Credit Removed?

                            credit_report_errors

                            Question: Dear Steve, Years ago I had a car accident and was out of work and got in trouble with all my creditors. My credit since I got healthy has been excellent but I am haunted by stuff that is 7-12 years old on my credit report My credit report is loaded with old debt 7+ years and many 10+ ... Read More »

                              What Do You Think About Curadebt and Peak Legal Services?

                              payday_loans

                              Question: Dear Steve, Watching you site for quite a while. Recently I took out a pay day loan to help my son. Huge mistake. They are charging over 300 dollars every two weeks. We were making the payments and then got hit with a auto renewal we were not expecting. Bang! everything bounces and then we get hit with bank ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.