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Ask The Get Out of Debt Experts

How Do I Make Nelnet Remove My Father as a Cosigner. – Steve

Rejected stamp

“Dear Steve, I have a private loan through Nelnet with about $24k (from $35k) left. My father is in the process of buying a business and needs me to take him off as a cosigner but when I called Nelnet they would not do this because I was 15 days late on a payment back in 2008. Are there other ... Read More »

    I Refuse to File Charges Against My Mother for Identity Theft


    “Dear Steve, When I was in college my mother took a credit card in my name. Apparently I signed up for a free Bank of America credit card when I also signed up for a bank account. They sent the card to my mom’s house (my official place of residence at the time even though I was in school and ... Read More »

      A Company Says They WIll Sue Me Over a Decade Old Capital One Debt. – Cheryl

      no bullshit

      “Dear Steve, I received a call on my cell from a blocked number this morning at 8:00 am that left a message giving a phone number and case number and stating it was from Legal Service, no company name, and something about issuing a summons. I called the number back and spoke to someone who claimed she was from FSM ... Read More »

        Bank of America Sold My Debt to North Star. What Now? – Jane


        “Dear Steve, Bad credit due to financial hardship/reduction in my income. My Bank of America was charged off and sold to North Star last Feb. 28, 2013. North Star has called but I have not answered. My question is should I contact them and pay this debt or just not contact them at all. I want to work on getting ... Read More »

          Can I Take Action Against Coastal Debt Solutions? – Renee

          angry woman

          “Dear Steve, Problem with Coastal Debt Solutions in Florida when I signed up for their debt solutions program in April, 2010. I paid this firm $3200.00 plus over a 9 month period so I could get a Discover card debt (starting at $7700.00 some). However, due to Discover suing me in December for the then owed sum of $8,800. some, ... Read More »

            I’m a U.S. Citizen Living in the UK. If I File Bankruptcy in the U.S. Will it Hurt Me in the UK? – Amanda


            “Dear Jon, I am a US citizen living in the UK for 4 yrs. I have no intention of returning to live in the US, and plan on applying for citizenship here. I have been paying 3 credit cards, a credit union car loan and a student loan in the US for the last 4 yrs. i have recently lost ... Read More »

              My Wife Signed Up With Student Loan Service.US and I’m Worried. – Michael

              puzzled looking little boy looking to the left

              “Dear Steve, I tweeted your account on twitter also. My wife and I have a good amount of student loan debt. She registered with a site she found online “” they are associated with “COASTALCREDITSOLUTIONS.COM” I cannot find any information about them. She gave them all of our banking information and they are set to charge our account on friday. ... Read More »

                I’m Horrible and Suck at Managing My Own Money. What Can I Do? – Jim


                “Dear Steve, Situation * Tax Debt – $175,000 Credit Card Debt – $90,000 interest on top of those All I’ve wanted all my life is to have someone to manage my money and only give me what I could spend without repercussions. I’m awful with money and have gotten myself in so deep I don’t know how to get out. ... Read More »

                  Facebook Advertisement Leads to Eyelash Product Scam. – Marina

                  make up

                  “Dear Steve, I’m 19 and I’m fairly new to the world of internet scams, so when I saw an add on facebook advertising an eyelash product I decided to give it a try. I submitted my information and waited for the email. It never came…so I used the site’s information to request a cancellation, I never heard back, never received ... Read More »

                    My Student Loan Relief Wants to Charge Me a Monthly Fee. – Danna

                    Magnifying Glass - Q&A

                    “Dear Steve, I called a similar agency to get help with my student loans. Initially I received a litigation letter in regard to my private student loan. They were threatening to follow through thus garnishing my wages. Upon calling “My student loan relief” they asked for my FAFSA pin, I gave it to them, she accessed my information. She proceeded ... Read More »

                      Back Property Taxes Building Up But Have a Chance to Work. – Linda


                      “Dear Steve, My disability income is $2200.00 per month. I am allowed to work without jeopardizing my disability income if the job pays less than 1000.00 per month. I just began looking for a part-time job. Should not be difficult since I have clerical skills and years of customer service experience. However, I have not worked since 2006. My credit ... Read More »

                        S Corp Line of Credit Backed by SBA Resulted in 1099-C From Chase. – Amanda


                        “Dear Jim, This is apparently yet another 1099C question :) For my S-corp business, I had a line of credit with a bank that changed loan terms after three years into a fixed loan. This loan was backed by SBA. I was unable to pay the new terms (and didnt actually understand that it was going to change) and tried ... Read More »

                          I’m Back on My Feet and Want to Start to Payoff My Old Debt. – Brandon


                          “Dear Paula, In Debt have not made any payment in the last 5 years or talk to any creditors about it. I Have a bout 40 grand in debt from about 5 years ago almost all credit card debt. I have some medical bills as well. I am back on my feet and starting to make good money. I feel ... Read More »

                            I Cosigned for a Private Student Loan and The Loan Has Gone Missing. – Jan

                            Woman in safari hat looking through binoculars

                            “Dear Steve, I cosigned a private school loan for someone, and upon being due she defaulted and I have been paying the payment now for about 1 1/2 years each month to the prior loan servicer AES. She never paid a payment, and has recently filed Chapter 13, and when I went into the AES site to make this month’s ... Read More »

                              Spent Through 401k Money But Can’t Afford Bills. Husband Unemployed. – Jan


                              “Dear Steve, My husband lost his job about 4 years ago. We were in debt then and had started to make extra payments to try to get out of debt. With the loss of his income, I went back to just making minimum payments on everything. I took money out of my 401k just to help us pay bills on ... Read More »

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