Latest Posts
Home > Ask The Get Out of Debt Experts (page 60)

Ask The Get Out of Debt Experts

I Filed Bankruptcy 7 Last Year But Still Owe Parent PLUS Loan? – Kristin

Financing a budget

“Dear Steve, Please help…I filed Bankruptcy 7 last year but syill have a 80,000 parent PLUS loan…I have used the unemployment deferement and will try for economic hardship next….I just started receiving social sec for widower benefits just 800.00 a month Shall I just default onthe plus loan and let them take 15% OR just keep deferring or using forebearance ... Read More »

    We Spent All of Our IRAs And Still Deep in Debt in Hawaii. – Gayl

    Praying

    “Dear Steve, Lost my good paying professional job 2 yrs ago. Have worked less than part time since due to chronic health issues and economy downturn. I’m 55; husband is 65. Spent savings on getting a shop built at our home so he could run his woodworking business at home vs paying high rent. Last year was lean…husband nor I ... Read More »

      Ohio Statute of Limitations for Old Student Loan Debt. – Maria

      College Tuition Expenses

      “Dear Steve, Teacher in OH- took out a student loan for $7500.00 in 1981. I thought that a law came into effect years ago stating that if by 2003 ( I believe that was the last date) your student loan in oh was at least 20 years old , that the statute of limitations expired. My SL is now about ... Read More »

        Sallie Mae Can’t Clarify Who is Really Responsible for My Student Loan. – Michele

        Screen Shot 2013-02-12 at 1.43.04 PM

        “Dear Steve, I was married and stupid enough to consolidate my 4% student loan with my now ex’s 11% student loans. Because I had over a 700 credit I became the primary. We are now divorced and the decree indicates for my ex to pay towards the monthly payment. That never happen! I paid the entire amount for 6 months ... Read More »

          I Was Working With New Horizon to Settle My Debt. Can I Do It Myself? – Joann

          black-hole

          “Dear Steve, I am working with a debt relief companyNew Horizon out of Florida. One of the credit card companies offerd me by mail a great payoff much less than I owe.Can I work independently to pay this off? Their contract is a bit threatening about they only dealing my credit issue. Can I pay off that account on my ... Read More »

            I Signed Up With Credit Advocates Group. Has Anyone Had Luck With Them? – Debbie

            Question Theme

            “Dear Steve, Have alot of debt, was not behind on anything until this last month when I signed with this company. about 22,000 I recently signed up with a group called Credit Advocates Group out of Tamarac, Florida. I’m now concerned that they are not going to do what they say. I cannot find anything good on this company.. Do ... Read More »

              I Went With Freedom Debt Relief and World Law Debt But Got Sued. – Kara

              tired working woman

              “Dear Steve, I made 2 huge mistakes regarding my credit. The first one was to call and find out about debt settlement companies. I had about $32,000 in credit card debt mostly from financing 2 direct selling businesses that went nowhere except in debt. I am working full-time as an RN in a hospital setting and was making payments on ... Read More »

                I Went With Thomassen Law Group But Afraid I Made the Wrong Decision. – Judie

                heart

                “Dear Steve, I have credit card debt and lost my job and then my husband lost his job. He had 2 heart attacks and cannot find a job. I contacted Thomassen Law Group and I thought I understood their process, but I am not sure now. They have been taking app. $600 a month out of my checking and put ... Read More »

                  We Are Currently in a Chapter 13 Bankruptcy. Where Can We Get a Loan? – Sherri

                  Magnifying Glass - Q&A

                  “Dear Steve, I applied for bankruptcy in Summer of 2011. I am wondering if it is possible to obtain a loan while you are currently in bankruptcy? My husband and I would like to do some work on our home and he will need a new vehicle very soon. The car he currently drives is in the bankruptcy proceedings, but ... Read More »

                    I’m Scared, Engaged, Pregnant and Terrified. – Alex

                    Sleepless woman

                    “Dear Steve, I got married in Sept 201 and unfortunately he ended up being the wrong person and abusive. I am still in the process of getting divorced. I racked up around 30k in credit card debt from the wedding and now for paying household and dily expenses on one income. I am living in the house which is still ... Read More »

                      My Citi Debt Was Split Between Two Debt Collectors. – Max

                      mysterious

                      “Dear Steve, I’m back again. This time I talked to Citi about getting a higher limit because they offered me 18 months of no APR again on the same account. They said no because I had an account in collections. What do you do when you hear this? You freak out. Was my ID stolen? Did I forget something I ... Read More »

                        I Got a 1099-C and My CPA Says I Have to Pay Taxes On It

                        1099C

                        “Dear Steve, I’m confused now. I just had 1099-c sent that canceled out 51,000.00 of debt (30,000.00) from one creditor who never even called me, or sent nasty emails. The rest was the balance from other cards I settled for much lesser. I just went to my cpa and found out I owe 19,000.00 in taxes to the irs for ... Read More »

                          As an Employer Do I Really Have to Garnish My Employees Wages for a Student Loan Debt? – Mike

                          money

                          “Dear Steve, Just received an Order of Withholding From Earnings for one of our employees, from ECMC in regards to student loans the employee apparently defaulted on. There is reference to Federal Law and threat to the Employer if we don’t granigh 15% of the employee’s wages. I’m not familiar with this Company and their rights to do this. Can ... Read More »

                            I Do Not Want to File Bankruptcy and Want to Avoid Credit Cards Forever. – Carin

                            process

                            “Dear Steve, I am a high school teacher-same school 24 years. We had a house fire 4 years ago, fought insurance company, ran up credit cards, then paid them all off. Then my husband’s job was disappeared; found a new one-not paid; now fighting the owner for non payment, looking for another. Credit cards maxed out. I want to pay ... Read More »

                              Is Resolution Law Group a Scam? We Are Thinking of Using Them. – Kersandra

                              detective

                              “Dear Steve, Mortgage issues: We recently refinanced with Sunbtrust Mortgage and is their a bank we can refinance our 2nd Martgage because Suntrust say the 2nd is with a private investor and will not refinance. My husband and I contacted the Resolution Law Group, P.C. of Greenwich, CT through one of their advertisement. My question is: is this a legitiment ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.