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Ask The Get Out of Debt Experts

Prime Legal Experts is Supposed to be Helping Us Get Out of Debt


“Dear Steve, I paid Prime Legal Experts 106.00for two of us and 350.00on first of month and 250.00aftet that for two more months help me out this is the third company geting me out of dept 800.and 800. And now 900 please help me now I’m trying to get out of my time shares I’m going bankrupt” I really need ... Read More »

    I Moved to the UK From Canada But Left Debt Behind. – Anna


    “Dear Jon, I moved to the uk from Canada to work. lived there for nine years. year and half ago dad died suddenly and moved back to Canada to help support mom. I want to go back to the uk to just visit friends for two weeks. when I arrive is there any chance custome/immigration will stop me from entering ... Read More »

      I Tried Cockburn & Associates But Should I File Bankruptcy in Canada? – Cris

      Man in the field

      “Dear Steve, I was self employed for a number of years operating in all cash. The work dried up a couple years ago and I finally gave up on it in Feb 2012. So for a good year I was living beyond my means holding out hope but it was all for naught. I moved to a different city for ... Read More »

        How Can I Refinance My Mortgage With Chase? – Mark

        Real Estate Concept

        “Dear Steve, Mortgage is not supported by Fannie or Freddie. Was “self” funded by Washington Mutual (original lender). Now mortgage is held by Chase. Rate is 5.75. Any way to refinance. Does not seem any “Obama plan” is applicable because of non-Fannie or Freddie support. Mortgage Modification? I received same notification from S C Law Firm that you have been ... Read More »

          Davenport Law Vanished On Me. What Do I Do Now? – Alex


          “Dear Steve, I have been using davenport law for almost 2 years now making a monthly payment of 148.79 to them. As per my contract it says that my payments are for 48 months in order to settle my 9,880.00 in debt. Recently I have not been able to get a hold of them, and I am starting to wonder ... Read More »

            Should I Wait to Rebuild My Credit or Start Now? – Renee

            credit good

            “Dear Steve, I’m 36 and I got credit cards for the first time at age 27 in 2004. I had pretty low limits, 1,000 or less on the 3. I lost the security of my job and got behind on payments, then eventually stopped paying and everything went to collections in 2007. I’ve managed to pay off all my student ... Read More »

              Bank of America Says I Can Opt Out of My Debt Settlement. – Eric

              emergency exit

              “Dear Steve, I am in an debt settlement program and have negotiated a settlement with a creditor Band of America. I have a question for you concerning a settlement agreement that I have with BOA. In the Settlement letter is says “As required by federal law we will honor you opt out request with in 30 days.” Does this mean ... Read More »

                I’m Way Deep in Debt But Signed for My Husband’s Line of Business Credit. – Carolyn

                couple working

                “Dear Steve, I am self employed, and my husband is a partner in his own business, both of which were majorly affected by the recession; our incomes fell almost 80%. I spent way too much time and money trying to keep my employees and office before shutting it all down and now work by myself from home. My husbands business ... Read More »

                  I Send My Credit Card Companies What I Can Afford to But They Say It’s Not Enough. – Dorene


                  “Dear Steve, Over 2 years ago I lost my job. A month later I got another job, it was part time but worked out to become full time. The pay I receive now is $150.00 less a week than what I was receiving from my previous job. My ex-husbands health is not good so I am not receiving allimony any ... Read More »

                    I’m in Dire Need of a Debt Consolidation Loan. Lending Club Turned Me Down. – Kevin


                    “Dear Steve, I am in dire need of a debt consilidation loan. I applied with Lending Club and did not get approved due to my credit score. I am in the military and im able to afford a consilidated payment i just need to be approved. Do you have any advice what so ever? Kevin” Dear Kevin, The different branches ... Read More »

                      Are New Vision Relief Center and New Horizon Debt Solutions Legitimate Companies? – Jannina

                      Loan Modification Green Road Sign with dramatic clouds and sky.

                      “Dear Steve, Trying to get a modification on my present home and also to settle 30k on credit cards debts. I am the only one working in my household my 67 yr husband can not find a job after he was forced retirement and my 18 yrs son who just graduate from high school are not able to find a ... Read More »

                        I Just Can’t Seem to Stop Spending Money. – Chase


                        “Dear Steve, Hi, a little about me. I am 29 years old separated from my former fiancé who is also the mother of our 5 yr old awesome daughter. We owned a condo together which I gave her and moved in with my mother :( so I am saving money there but I just can’t seem to stop spending money ... Read More »

                          Capital One Collector is Threatening to Sue Me. – Becky


                          “Dear Steve, I have a credit card debt with capital one. I havent heard from them in over 8 yrs…a Collection agency called today and asked Me questions…if i worked last yr…am i Getting a refund. Etc. He said he is going For a judgement against me. Can the garnish my wages? Can they take Money from cking acct? I ... Read More »

                            Modification Review Board Wants to Sell Me Advance Fee Loan Modification Help. – Danielle

                            Screen Shot 2013-02-20 at 5.52.33 PM

                            “Dear Steve, I have been looking into the Making Home Affordable Program. I found some companies offering assistance and asked for call backs. I have also been reading some of what they are allowed to do, not do, offer or not offer. I got a call back today from “the Modification Review Board.” I am writing you tonight after seeing ... Read More »

                              Is DDS Debt Defense Services a Legal and Legitimate Company? – Martineau.

                              Magnifying Glass - Q&A

                              “Dear Steve, My wife and I are in a difficult financial situation. We ride to file bankruptcy in the past, but that didn’t work out for us, but we consider a debt consolidation or dispute. However we were contacted by the DDS for services, before we sign any agreement with them , we want to make sure the company ” ... Read More »

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