Latest Posts
Home > Ask The Get Out of Debt Experts (page 62)

Ask The Get Out of Debt Experts

My Husband is Horrible About Dealing With Money. Grand Schemes and Debt is All We’ve Got. – Marie

Super Hero - Female

“Dear Steve, My husband and I are married for 4 years now, have 2 kids and one on the way in a few months. When I married him he made it seem that he is financially stable and ready for a family. But when his cash cow business was shutdown right before we got married things spiraled into insurmountable debt. ... Read More »

    Should We Deal With Our Old Debt or Use Our Cash to Build a House? – Shane

    New Construction

    “Dear Steve, newly wed 30yo male. i have around 95k in debt…. Around 70k is student loans from sallie Mae. 30k of which is co signed for my wife and her brother. all of which have defaulted…..The rest is made up of a reposessed vehicle 4 yrs ago..15k.. And various credit cards maxed out. 10-12k.my wife and I have been ... Read More »

      I’m a High School Student. How Do I Stay Out of Debt? – Eliz

      beautiful girl on stool with laptop

      “Dear Steve, I’m a sophmore in High School in Idaho USA , I have a job that i work at least 6 hours on friday and saturday at minimum wage (7.25 in Idaho I believe) and I have been saving 100 dollars each paycheck that I recieve every 2 weeks in savings in my bank account. I have a debit ... Read More »

        I Attended Crown College With Sallie Mae Loans But They Closed Without Giving Me My Degree.

        abandoned

        “Dear Steve, I attended Crown College out of Lakewood WA. It was an internet college and the course was Law Enforcement…; I told them I wanted to get a Masters in the subject eventually so that perhaps I could teach eventually. They said they only offered and Associates in this field and the credits were transferable and I could pick ... Read More »

          What is the Best Way to Refinance Our Florida Mobile Home Mortgage Loan? – Charlene

          mobile home

          “Dear Steve, I live in north florida. I would like to refinance my mobile home. I work full time and so does my husband. We have our mortgage with Greentree. I would really really like to refinance with another company. We have fallen behind on our mortage due to my husband being in a work related accident. He was out ... Read More »

            Bank of America Says I’m Not Eligible for VA Interest Rate Reduction Refinance Loan (IRRRL). – Edward

            valogo

            “Dear Steve, VA Home loan for $125,000 + Line of Credit for $28,000 = Original basis of $153,000 Went to settlement on August 2007, no representative. Country Wide Bank financed the loan. Lost Job 2009 – Unemployed now and retired! Had to rent property to pay mortage Bank of America now has loan. Loan is no longer a VA backed ... Read More »

              My Bank Says if I Don’t Get My Personal Loan Current They Will Repo My Car. – Angelo

              tow truck

              “Dear Steve, I have both a personal loan and a car loan through my bank both loans are past due. if i payed the auto loan up to date can my car still get repoed for being past due on the personal loan (bank told me over the phone that both had to be up to date to stop the ... Read More »

                Who Will Give Me a Debt Consolidation Loan to Payoff My Debt? – Tony

                magnifying glass and a Denied credit application form

                “Dear Steve, I have 3 credit cards, all maxed out, one is $18000 at 29.9% interest rate, the other one is $23000 at 15% interest and the 3rd is $5000 at 10% interest. I pay all payments on time and have great fico score but all credit unions and personal banks decline my debt consolidation loans. what is the best ... Read More »

                  Should I Stop Working for the Church and Get a Paying Job to Pay Off Our Debt? – James

                  church

                  “Dear Steve, I have a $50,000 credit card debt for which the monthly payment is $1,000 at 9%. I receive a $24,000 military retirement and my wife makes $40,000 a year. I have $230,000 from early retirement in an annuity and we refinanced our mortgage two years ago for a 5% rate and the balance is $217,000. I am 58 ... Read More »

                    We Make 150K But Living Paycheck to Paycheck. What Should We Do? – Roy

                    middle age couple

                    “Dear Steve, My wife and I are in our mid 50s living in suburban NY. Our kids are in college. Combined, our income is $150,000. While this is considered to be good money, it just doesn’t seem to be enough to cover our needs and save for the future during the years that we should be doing that. We owe ... Read More »

                      Will I Get Arrested in Saudi Arabia Because of My Bad Debt in Dubai? – Don

                      gcc money

                      “Dear Steve, I’m credit card debt and one PDC loan and one monthly payment loan. I’ve lost my job in dubai. I’m currently in dubai and i have informed banks with the same situation and have already provided them with termination letter copy. I’ve been offered a role in Saudi arabia. I’ve every intention to pay every penny to the ... Read More »

                        How Quickly Does Bankruptcy Protect Me From My Creditors? – Mary

                        Bankruptcy Road Sign

                        “Dear Steve, 58yo..unemployed for a few years.due to layoff….maxed credit cards and behind by 6 months. Just gave my BK paperwork to attorney. I believe that due to my poor credit, I cannot find a job. Having a hard time just paying the important bills. Discover has now stated they will either give me to collections or to an attorney. ... Read More »

                          I’m Concerned About Using Lending Club and this Ripoffreport.com Complaint About You. – Norma

                          Cosplayers at San Diego Comic Con 2009

                          “Dear Steve, I found your site a while ago and I was already enrolled in a debt management program who would not respond to me. Somehow, you got me a valid point of contact who resolved my issues and everything went smoothly until I fulfilled my obligations. However, I am looking for a personal loan to consolidate some debt incurred ... Read More »

                            Can Our Old Home Qualify for Tax Forgiveness if We Rented it? – Kevin

                            IRS

                            “Dear Jim, Bought a house in 2006 as my primary residence for 185k. In 2009 we receieved an appraisal of the property for 90k from the county. In the middle of 2009, I had to take another job which required a move across the US. With no time to try to sell the house, I decided to rent it out ... Read More »

                              We Should be Filing Bankruptcy But Want to Avoid Bankruptcy. – Mel

                              covering eyes

                              “Dear Steve, We owe over $100,000 in unsecured debt. Of course our outgoing is more than the incoming. BUT…somehow we have been able to maintain a current status with our payments. Technically, we should be filing bankruptcy but we are going to give repayment on our own a try first. I understand that your first loss is your best loss ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.