Latest Posts
Home > Ask The Get Out of Debt Experts (page 64)

Ask The Get Out of Debt Experts

A Collection Company Bought an Old Payday Loan I Owed. They Are Threatening Me. – Ian

angry caller

“Dear Steve, an old pay day loan of 600.00 which i did not pay was bougth by a 3rd party collection bcm they called me and said they had court papers to delive but icould pay them 1200.00 and they would cancel them they taped me saying that i owed the debt and to pay payments to them if i ... Read More »

    I Have Several Payday Loans I Can’t Afford to Pay. What Company Should I Use? – Myma

    payday loan

    “Dear Steve, several payday loans, cannot make house payments at this point. I know I have not been very respoisble but need help what company is legit to use to help do settlements with these companies? I want to pay them just need to reduce the payments so I can pay my other bills. Please help I dont want to ... Read More »

      I Signed Up With Freedom Debt Relief and it Feels Like the Wrong Choice Now. – Jim

      dog running

      “Dear Steve, i’m about $38,000 in credit card debt as a result of a divorce and an stupid lifestyle. I signed up with Freedom Debt Relief and after almost 4 months it feels like the wrong thing to do esp. after reading that some banks won’t deal with them and you end up in a bigger hole than what you ... Read More »

        I Was Going to Sign Up for Freedom Debt Relief But Should I Tackle It On My Own? – Jim

        signing

        “Dear Steve, Was ready to go over the falls and begin missing payments and signed up with Freedom Debt Relief. Nothing has gone wrong yet but i read the “fine” print and did a little research to find that this company is involved in class action suits in Colorado, California, Illinois and who know where else and an investigation in ... Read More »

          We Offer Free Legal Advice in Miami. A Client is Being Garnished.

          closeup of a gavel on cash, from above

          “Dear Steve, I am a clerk working for a Miami-based firm that offers free legal advice to indigent clients. I had a heart-wrenching moment today when a single mom walked into my office. 25% of her wages are being garnished even though she is head of household and has just about zero disposable income. None of her wages would be ... Read More »

            I Have Bad Credit and Want to Settle My Debt But Can’t Get a Loan. – Andrew

            magnifying glass and a Denied credit application form

            “Dear Steve, My name is Andrew and I need help. I used to be really good at budgeting and saving money. At age 20 I had $7000.00 in the bank and a credit score of over 750. I screwed up really bad. Most was my fault but some was not. I lost my job due to the economy back in ... Read More »

              Lloyd Ward & Associates Stopped Taking Money From Our Account. – Sue

              confused man

              “Dear Steve, I have been a client of Lloyd Ward Assoc. for a few years and am finally getting to the end of my debts. We have around $895.00 taken out of our account (personal bank) monthly to pay off our various debtors. We calculate that we will satisfy everyone by this March. This month, no monies were taken from ... Read More »

                We Have Great Credit But Want to Take Money From IRAs to Pay Down Debt. – Doris

                robbery

                “Dear Steve, 48 year old female, married, 1 child 14 years olds in 9th grade – college bound. 11 years at job with vested pension, Roth and traditional IRA’s, home owner – 174,000.00 at 6% (fixed VA) monthly payment with taxes and insurance – 1507.00, 800 credit scores, 2 cars financed at 2.5% totaling – $40,000.00, 16 years before retirement, ... Read More »

                  I Don’t Think Relief LLC is Doing Their Job Eliminating My Payday Loans. – Robert

                  White Collar Criminal

                  “Dear Steve, I don’t think Relief LLC is doing their job . My contact mrs Molly is suppose to take care of these pay day loans I have. But they sure take their money from me like clock work but by them not doing handling these pay day loan companies I have to pay one the companies ez cash a1000.00 ... Read More »

                    How Can I Best Avoid Paying Taxes Using the Accepted for Value Process? – Steve

                    no bullshit

                    “Dear Steve, In looking for relief of the burdin of paying taxes on income I have been reading the UCC-1, Accepted For Value,The Law Of Nations, as well as web sites and there is one inparticular educationcenter2000. Mr. Rhode through all of your vast knowlege of studies have you ever found away to avoid paying taxes on income by using ... Read More »

                      I Owed RC Willey But Had to Quit Paying Them. – John

                      classified

                      “Dear Steve, I owed R.C.Wiley $12k + had a medical situation happen and quite paying them and paid the medical . Big mistake ! Anyway they turned it over to collection law firm. I have been making quaterly payments on the $12K for 2 years and have paid the law firm over . The original amount was $8,950 but the ... Read More »

                        I Married a Drunk and Selfish Ass Who Never Cared About Debt or My Student Loans. – Tammy

                        Student Loan Corkboard Concept

                        “Dear Steve, I have a 22 year old student loan, it was 1.200 originally. I was married to a drunk and a selfish ass who never cared about debt. who has gotten us into more and more debt .I got rid of him finally now I am filing bankruptcy for all the debts except the student loan. With interest it ... Read More »

                          Resolution Law Group Sent Me a Mailer About Suing Countrywide Mortgage. – Patrick

                          Real Estate Concept

                          “Dear Steve, bought house through country wide morgage co. recieved leter about complex tort action against them i recently recieved a letter from resolution law group about a complex tort action law suit against country wide i called the number and spoke to a jay wilson to make long story short he told me when all is done i would ... Read More »

                            How Do I Consolidate My Credit Card Debt Into One Payment? – Michelle

                            black-hole

                            “Dear Steve, I would like to consolidate my credit card debt into one payment to lower my payments and can see a end date. What is the best way to do this and what company can help? I don’t have extra money to pay down. Michelle” The Answer Dear Michelle, That’s hard to tell just based on what you shared. ... Read More »

                              Got Student Loans. Got Cancer. Can’t Make Payments.

                              Magnifying Glass - Q&A

                              “Dear Steve, 10+plus years of student loans Bachelors and Masters Degree Cancer 2008 – now in remission Two Kids Stay at home Mom No solid work experience I have utilized all forbearance and deferments and I am not looking for full time work and there has been no attempt to repay, yet I want to discharge my debt because I ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.