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Question: Dear Steve, I am looking for help to consolidate my debt. I have looked for a company that could help, but because my credit score is now low, I don’t qualify. Do you know of a legit company that could possibly help me? Annie Answer: Dear Annie, Typically no reasonable lender would be interested …
Question: Dear Steve, I have separated and have no assets except a 2006 Chevy SUV. I can afford my rent and one loan, but I can’t afford the credit card debt I piled up. Should I file for bankruptcy would be the third time, first though in this new county, or just stop paying? Tom …
Question: Dear Steve, I have credit card debt but yet need a new car. I am in debt of about $15,000. I also need a new car very badly. Should I get a loan to pay off my credit card debt and have one payment? But then I would have to get yet another one …
Question: Dear Steve, I need help with my credit history and payments. I contacted the credit collection companies and started paying on some outstanding accounts. How can I get my credit fixed and remove these accounts to be able to raise my credit score? Sonia Answer: Dear Sonia, This recent podcast talks specifically about how …
Question: Dear Steve, I am a 75-year-old disabled vet. When I retired, I sought ways to bolster my income, and I got scammed. Big Time. I still owe Chase and BoA credit cards a total of nearly $60K. If I have to sell retirement funds to pay them, my income will be a huge hit. …
Question: Dear Steve, I just found out my school is now one of the schools part of the Borrower Defense lawsuit, Chicago School of Professional Psychology. I’m currently under the PSLF program, needing four more years until forgiveness. If I apply for the Borrower Defense discharge, will it affect my current PSLF application? Bill Answer: …
Question: Dear Steve, I read your review of Century with great curiosity, as I was a client from Feb 2019 until a month ago. I believe that they operate very unethical, attempting to skirt the FTC Telemarketing Rule by sending local notaries to sit with prospects on a conference call and then saying the notary …
Question: Dear Steve, I paid World Law around $15,000.00 and didn’t get any of my debt settled don’t know where my money is. I want to know how I can get my money back. Judy Answer: Dear Judy, Wow, World Law, there is a company I have not heard about in a few years. Honestly, …
Question: Dear Steve, My name is Alice, and I am from the United States. My husband and I have been married for about 4 yrs now. We were happily married with a 2yrs old son. Three months ago, I started to notice some strange behavior from him, and a few weeks later, I found out …
Question: Dear Steve, I graduated college in 2014 and made payments (got my co-signer off after 24 consecutive payments) until the winter of 2018. I stopped working because I had to stay home with my baby. Then I was in deferment. Covid 19 happened, and I’ve been in deferment since this month when my private …