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Ask The Get Out of Debt Experts

How Can I Best Avoid Paying Taxes Using the Accepted for Value Process? – Steve

no bullshit

“Dear Steve, In looking for relief of the burdin of paying taxes on income I have been reading the UCC-1, Accepted For Value,The Law Of Nations, as well as web sites and there is one inparticular educationcenter2000. Mr. Rhode through all of your vast knowlege of studies have you ever found away to avoid paying taxes on income by using ... Read More »

    I Owed RC Willey But Had to Quit Paying Them. – John

    classified

    “Dear Steve, I owed R.C.Wiley $12k + had a medical situation happen and quite paying them and paid the medical . Big mistake ! Anyway they turned it over to collection law firm. I have been making quaterly payments on the $12K for 2 years and have paid the law firm over . The original amount was $8,950 but the ... Read More »

      I Married a Drunk and Selfish Ass Who Never Cared About Debt or My Student Loans. – Tammy

      Student Loan Corkboard Concept

      “Dear Steve, I have a 22 year old student loan, it was 1.200 originally. I was married to a drunk and a selfish ass who never cared about debt. who has gotten us into more and more debt .I got rid of him finally now I am filing bankruptcy for all the debts except the student loan. With interest it ... Read More »

        Resolution Law Group Sent Me a Mailer About Suing Countrywide Mortgage. – Patrick

        Real Estate Concept

        “Dear Steve, bought house through country wide morgage co. recieved leter about complex tort action against them i recently recieved a letter from resolution law group about a complex tort action law suit against country wide i called the number and spoke to a jay wilson to make long story short he told me when all is done i would ... Read More »

          How Do I Consolidate My Credit Card Debt Into One Payment? – Michelle

          black-hole

          “Dear Steve, I would like to consolidate my credit card debt into one payment to lower my payments and can see a end date. What is the best way to do this and what company can help? I don’t have extra money to pay down. Michelle” Dear Michelle, That’s hard to tell just based on what you shared. But let’s ... Read More »

            Got Student Loans. Got Cancer. Can’t Make Payments.

            Magnifying Glass - Q&A

            “Dear Steve, 10+plus years of student loans Bachelors and Masters Degree Cancer 2008 – now in remission Two Kids Stay at home Mom No solid work experience I have utilized all forbearance and deferments and I am not looking for full time work and there has been no attempt to repay, yet I want to discharge my debt because I ... Read More »

              I Negotiated Debt Settlements But Can’t Afford to Pay Them. – Steve

              credit card verification

              “Dear Steve, I recently went back to school to get my MBA – I graduated with it in 2009, but was unable to find a job in the finance industry, despite experience and the degree. I put the cost of school of credit cards and the debt spiralled out of control, and on top of additional debt I had, totaled ... Read More »

                What Should My Daughter Do to be Able to Buy Her First House? – Carol

                Real Estate Concept

                “Dear Steve, I’m not sure of the exact score, but my daugher’s (She is 26.) credit is good. She was in the process of trying to purchase her first home and was pre-approved for $100,000. Once into the process, she was denied because she had too much debt (student loans, car lease, credit card). She has a fulltime teaching job, ... Read More »

                  I Just Got Divorced. Is Debt Invalidation a Scam? – Hope

                  caution

                  “Dear Steve, Have a lot of unsecured debt just went through divorce. Having hard time making ends meet. Talked to a company about debt invalidation. Is this a scam? I don’t think I could afford it because I am at a point where I can’t even pay the min payments on my credit cards but if there was some way ... Read More »

                    A Credit Repair Company Said If We Settle Our Own Debt it Will be Taken Off Our Credit Report. – Anne

                    "Credit rating" handwritten with white chalk on a blackboard

                    “Dear Steve, My husband and I had a financial meltdown 3 years ago. had to short sale our house, I wasnt able to work for medical and child reasons. Had got in over our heads with a large mortgage then ended up with large credit card debt trying to save our home.had approx $80000 in credit card debt. We were ... Read More »

                      I Completed My Degree at the University of Hull UK But Still Owe Tuition. – Joan

                      uk

                      “Dear Jon, I completed my Masters degree last year September 2012 at the University of Hull. I still owe tuition fee in £3597.02. I am meant to graduate in Jan of 2013 but I contacted the Uni that I would not be able to pay before then and that my graduation be postponed till July of 2013 when i would ... Read More »

                        I’m Graduating College at 63 But Have a Lot of Student Loan Debt. – Vicki

                        Student Loan Corkboard Concept

                        “Dear Steve, I am an older student, have been on unemployment several times in the last 5 years, have not been employed full time for the last 3 years. I have a large amount of debt, especially student loan debt. I am an “older student” and will be finishing my Bachelor’s degree this year, 43 years after high school graduation ... Read More »

                          My Wife Sent Me a Link About the Lance Denha Scam. Is It a Scam?

                          Loan Modification Green Road Sign with dramatic clouds and sky.

                          “Dear Steve, My wife sent me the link to your posts re Lance Dunha scam. I was about to engage their services to represent me with Chase on my First Mortgage and Bank of Princeton on my second – $895 – month one and $595 for the next months until resolved. They are offering to us a Federal Law that ... Read More »

                            I Got Divorced and Want My Debt Forgiven Without Bankruptcy

                            Divorce papers and cash with misc items

                            “Dear Steve, My husband and I agreed to dissolve our marriage – quite frankly it was a relief to be out of the situation – unfortunately my foresight leaves much to be desired. I am now a single mom of 3 with a healthy mortgage (1st & 2nd), private health insurance, student loans ($34k +), a car payment, child care ... Read More »

                              Hyat, Hyat & Landau Are Going for a Writ of Garnishment. – Alma

                              danger

                              “Dear Steve, On 01/19/2013, I received a continuing writ of garnishment notice from the law offices of Hyat, Hyat & Landau representing Midland Credit Management, Inc. This motion to garnish my wages was given to them because apparently they got a Judgement against me back in 01/2004 from a credit card debt that I got in 1996 when I lived ... Read More »

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