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Ask The Get Out of Debt Experts

Why Am I Not Getting My PayPal Master Card E-Statements From Synchrony Bank?

Woman in home office with computer and paperwork frowning

“Dear Steve, I have signed up for e-statements. The email account to which they were being sent was changed in October since I was not receiving the statement monthly and the “customer service” representative suggested that of course the problem must be with the email service (G-Mail!). I changed the email to my work email, made certain to add their ... Read More »

    Why Doesn’t My Student Loan Lender Apply My Extra Payments?

    Adult Ed - Questions

    “Dear Steve, I have a question regarding paying extra on my student loans. I have three loans outstanding, with rates varying from 3.4% to 5.8%. I pay the minimum monthly, and am always in time. In fact, I try to be proactive and pay a little more on the loan with the higher interest rate. To my astonishment, I opened ... Read More »

      I Have Unpaid Debts from the UK. What Can I Do?

      uk

      “Dear Jon, I have unpaid credit cards from banks, unpaid phone bills and I bought a laptop and a tablet on installment which I started to pay already. However my visa has run out and I had to return back to my home country. It’s been 8 months since I came back from UK and I am without a job ... Read More »

        Navient Won’t Help Me Repay My Debts. What Can I Do?

        body outline

        “Dear Steve, I have a private student loan from 2008 that I haven’t been able to make the payments on since June of this year. The amount is about 22k and it was from Sallie Mae, but is now Navient. I was under a payment plan but was not able to keep up this past few months and recently talked ... Read More »

          Will I Be Arrested for Back Council Tax at Heathrow?

          uk

          “Dear Jon, Back in England I couldn’t afford to pay my Council Tax when working and eventually it went to a payment plan. However shortly after this, I emigrated and naturally haven’t heard anything since. I’m now having to head back due to a sick Mother in February (over a year since I emigrated) and I’m concerned about being arrested ... Read More »

            My Bank Agreed to Settle My Credit Card Debt But Now Wants More

            Missing Concept.

            “Dear Michael, I have secured loans on a horse trailer and a John Deere tractor which I am current on paying. I have an unsecured master card with Bank of America. I suffered a fire 2 years ago & lost a part of my home, etc. I used my credit card to rebuild with a total of $31,000. I contacted ... Read More »

              Settling a Three Month Old Debt

              Debt Settlement Advice

              “Dear Michael, I have just sold some real estate and I would like to can I negotiate to reduce the balances of my (unsecured and secured) loans BEFORE I pay them off? Is this possible? Patti” Creditors agreeing to accept less than the full balance of what you owe them, when they have not been paid for 90 plus days, ... Read More »

                Repossession Payment Plans With Debt Collectors

                tow truck repo

                “Dear Michael, Defaulted on a motorhome. It was repossessed and sold at auction. The balance owed after the sale was assigned to a collector. That collector and I made an agreement (contract?) that I would pay a certain amount each month until the debt was satisfied. I have made those payments faithfully for over 2 years-never late. Now the original ... Read More »

                  Why Debt Collectors Dismiss Lawsuits All The Time

                  Crime Or Corruption Cartoon Illustration

                  “Dear Michael, While searching for information about myself online, I find out that I am being sued by a debit collection agency. I live in CA and have never received a formal complaint or summons from Livingston Financial LLC. Can Livingston Financial LLC or any collection agency do this without proper notification. Based on the info I gathered online the ... Read More »

                    I Want to Consolidate My Business Debt to Pay Lower Rates

                    IMG_3369

                    “Dear Michael, We have Business debt – trying to pay off w/low interest rates. Can you recommend a reputable debt consolidation company? One that can, before we sign any documents or close any of our accounts, guarantee us the interest rates they claim they can offer us? We don’t wish to settle, we want to pay the amount we owe, ... Read More »

                      How Can I Transfer My Parent PLUS Loans to My Son?

                      Signs, Road Stencils

                      “Dear Steve, I have several parent plus loans that I took out for my sons college. He also has some stafford loans. I am now concerned of the amount of loans I have under my name. I have three other children who will be attending college, and was hoping to buy a house in the next five years. He and ... Read More »

                        My Debt From Qatar is Chasing Me in India

                        qatar

                        “Dear Jon, Kindly help me to know a case I took personal loan while Job in Qatar I was on my home country on leave I got know that my Visa my Employer has cancelled based some fake information.Even they informed Bank commercial bank of Qatar.I AM TRYING to go for Job in GCC other than Qatar since QATAR BANS ... Read More »

                          My Husband is a Disabled Vet and the Student Lenders Are Coming After Us

                          Debtstar

                          “Dear Steve, My son has 2 Government Student Loans(Sallie Mae & NelNet). He is paying over $300.00 on each one, but they want $816.00. My husband is a Disabled Vietnam Veteran and now the loans are coming after us. They want to garnish his pensions of the difference in payment. I do not work cause I take care of my ... Read More »

                            Her Husband Died and the Lawyer Threatened to Take the House

                            hiding

                            “Dear Steve, Friends husband died from cancer and failed to show up at court hearing for collection suit on credit cards. After his death, collection agency(said they were an attorney) threatened to take her house if she didn’t pay off his debt. This debt was incurred before they got married and he carried into the marriage without telling her about ... Read More »

                              Will I Be Arrested for My UK Tax Debt?

                              Uk Law

                              “Dear Jon, I have a problem with the UK tax on what I owe. They sent me a statement last month to my address in Thailand. Can I get arrested at the airport on arrival or departure in the UK? Thank in advance for your help John” John, First off, no worries, you will not be arrested, stopped, or detained ... Read More »

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