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Question: Dear Steve, Due to the lockdowns starting in 2020, I fell behind on payments to credit cards with American Express and one other. I also traveled out of the country for what I thought would be a brief visit, but the world has been so unstable to travel, that the idea of traveling is …
Question: Dear Steve, I contacted ClearOne Advantage yesterday; they connected me with Pacific Debt. They supposedly have a good rating with BBB. The reviews are good also, but I am hesitant to do this. (with so many scam companies today) Should I go with this company? I could not pay my credit cards as I …
Question: Dear Steve, I was supposed to be having my bill go down, not up. But instead, my credit kept getting worse. What am I missing here? They were taking $352&change from my account for damn near an entire year. So do you want to explain why my bills kept going up when they were …
Question: Dear Steve, My husband and I have about $50,000 on hand, we can’t invest it because we need it to put new siding on our house, but we are also trying to save more money to add a garage to our home. Are there any quick places to put this cash to grow it …
Question: Dear Steve, About three years ago, I acquired three credit cards – two from Credit One Bank and one from Fingerhut. I only applied for these particular ones because I had a bankruptcy in 2011, wanted to build up my credit score again, and could not find any other companies who’d issue me one. …
Question: Dear Steve, I initiated two equal payments to my credit card account by computer a week apart. One was posted to that account one was not. My bank faxed the credit card bank the transmission statements, which showed the payments to them. My bank can’t do much more than that for me. The credit …
Question: Dear Steve, My husband is 76, and I am 72. When both of us worked, we could pay our bills, but now we find ourselves 90,000 in debt and only Social Security as income. In addition, we have just recently had to take custody of our 6-year-old granddaughter, which increased expenses. My husband has …
Question: Dear Steve, If I default on my membership fee financing payments, and the CAMPGROUND cancels the membership agreement, does that also cancel the loan agreement for the membership? They will not allow me to use it and said they canceled the membership agreement. Can they make me pay the entire financed amount if they …
Question: Dear Steve, I was contacted today by a law firm stating that they have a court case against me for a debt to Providian National Bank (Chase Bank) in the amount of $4695.24 from 08/31/2001. They state that the last known payment on this account was on 03/28/2002. I filed a Chapter 13 Bankruptcy …
The Consumer Financial Protection Bureau (CFPB) took action against the owner of a student-loan debt relief company for allegedly withdrawing hundreds of thousands of dollars from student borrowers’ bank accounts, without authorization. The CFPB alleges that Frank Gebase, Jr. controlled a company that took the borrowers’ money after obtaining their names and account information from …