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Ask The Get Out of Debt Experts

The 1st United Mortgage Consultants Took My Money and Did Nothing. – Anthony

Abandoned room

“Dear Steve, We signed up with 1st United Mortgage Consultants to take care of our mortgage and debt. The said it was a 4 month program. We have lost about $1800, to them for the first two month and now you call thier number and you get a apartment complex in Maryland. What is the story on this company and ... Read More »

    Why Did the Credit Union Report My Forgiven Debt on a 1099C? – Anthony


    “Dear Jim, I took a personal and car loan out from a federal credit union was unable to pay. Just spoke to IRS they had me setup payment arrangement & told me that i might not owe because bank did a 1099c. Supposedly it was reported as earned income,but this is the first time I’ve heard about it. If i ... Read More »

      I’ll Be Committing Suicide Next Month Because of My Student Loans. – Bradley

      Student Loan Corkboard Concept

      “Dear Jon, Student – Due to illness will be commiting suicide early January If a student with pretty much no estate other than a tv and an xbox was to give said “tv and xbox” away as christmas presents. Then, took out £500-£10,000+ from these various payday loan companies at the maximum amount and time period to pay back (So ... Read More »

        How Can I Dispute a Credit Card from Cabot Financial in the UK? – Mahadeo

        Screen Shot 2012-12-10 at 10.40.14 AM

        “Dear Jon, Made request under CCA74 to Cabot financial (Europe) Ltd for true copy of credit card agreement which they claimed (under £2500) were in force since 2002.. They sent t&cs but no copy of the true executed agreement. Wrote to them to dispute their claim as unenforceable and stopped payments. They keep sending intimidating letters with threats of court ... Read More »

          I Was Working in Dubai, Made Redundant and Left Debt There. Will I Be Arrested? – Solvig


          “Dear Jon, I have been living in Dubai for 4 years and enjoyed every single minute of it. Sadly i was made redundant and could not secure another job, so I had to bounce my two apartment cheques for around 24,000 Dirhams. The owner said that he filed a case, but a friend of mine in Dubai has a friend ... Read More »

            America’s Advocacy Law Group Wants Me to Pay Money Upfront for Mortgage Help. – Doug

            Real Estate Concept

            “Dear Steve, I was reviewing loan mod companies this morning I was speaking to a group in Fullerton California called America’s Advocacy law group I researched then and I notice they are located in Florida. Now I had been speaking with a person name Chris Isicsa who was my intake specialist and he was wanting me to sign there service ... Read More »

              Can I Trust America’s Consumer Advocacy Group and Denny Lake? – Steve

              Screen Shot 2012-12-08 at 1.01.03 PM

              January 4, 2012 – Update: See letter from the attorney of Robert Prado at bottom of post and the statement and states that “ACAG has no affiliation with Denny Lake.” “Dear Steve, My wife and I have been searching for a good loan modification firm for about 3 months and we have been contacted by several companies by phone, mail ... Read More »

                My Bank Account Was Frozen Because of a Debt Buyer Lawsuit. What Should I Do? – Charles

                closeup of a gavel on cash, from above

                “Dear Steve, In 2012 I had my bank account froze recived a letter saying I was sued in 2008 for a debt,I had know idea about being sued it seems its a third party debt buyer I have know idea what the debt is from have not had any credit cards opened since 2002 Is there a way I can ... Read More »

                  I’m Unemployed But Using Savings to Keep Current With Credit Card Payments. – William


                  “Dear Steve, I have a total of $17,000 in Credit card debt ($3800 in Business Credit Card Debt) from 6 different cards. I am current on all my payments, however I have been unemployed for the last 7 months due to a disability and am running out of savings to cover the minimum payments. I recently have received a loan ... Read More »

                    Can I Trust Debt Life Solutions to Get Me Mortgage Relief?

                    Screen Shot 2012-12-07 at 12.37.08 PM

                    “Need mortgage relief….debt life solutions contacted me …..they are telling me everything I want to hear! I am an r.e agent so am aware of scams out there. Do you know anything about them ? When googled some canadian company called cambridge life solutions comes up as well with a lot of negative stuff being said about them…. Are they ... Read More »

                      Will The Resolution Group Stop Bank of America From Going After Me? – Marcie

                      Real Estate Concept

                      “Dear Jon, Back in 2006 I purchased a real estate property and the mortgage service bank was Bank of America. The mortgage broker requested income tax documents from my preparer and indicated to him how much specifically I was supposed to show in the forms 1040, the income was inflated like 2 times, but I did have enough money cash ... Read More »

                        My Workforce Investment Act Student Loan Payment is Delayed and I’m Graduating

                        tired working woman

                        “Dear Steve, I returned to school a couple of years back and am finally ready to graduate. This past spring I requested a name change from the courts (from my married name to my maiden name) as I really have no desire to be known through out the rest of my life as my ex’s wife. I never liked his ... Read More »

                          Will Debt Collectors Chase Me Over My Phone Bill in Australia? – Daisy


                          “Dear Steve, i was leaving in australia for more than 5 years and always paid my phone bill on time. however due to some financial crisis, i had to go back for my home country and not able to pay my closed contract with the provider (amounting to more than $1000). i had no Permanent Residency visa with Australia and ... Read More »

                            How Can I Get Bank of America to Change My Interest Only Loan? – Clara


                            “Dear Steve, Bank American gave me a Loan Modification with an interest only on my house. How can i get them to change the Loan? Bank America gave me a loan Modification for Interest only. How can i get them to change from an interest only Clara” Dear Clara, It would appear Bank of America extended you a loan modification ... Read More »

                              Will My Unpaid University Debt Prevent Me From Staying in the UK? – Raj


                              “Dear Jon, I was a student who came to the UK in 2009. I was enrolled for a course, which I did not complete. End 2009, I got a Tier 2 visa and started working. Now it’s time to extend my visa. I had paid my agent who arranged my student visa in 2009 all the money for the course ... Read More »

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