There are legitimate ways to stop payday loans and cancel or pay less, depending on your specific situation. Here are some options to consider: Negotiate with the lender: You can try to negotiate with the lender to work out a payment plan that is more manageable for you. Explain your financial situation and offer to …
Question: Dear Steve, Speedy Cash This Year sent me some lawsuits and Last year, ACS Sent me some things I think these are the same 2 scams your talking about. Patrick Answer: Dear Patrick, Thank you for sending me an image of one of the notices you received. It is clearly bullshit. I looked at …
Question: Dear Steve, Hello, I have messed up myself! I have taken out several tribal loans, and the payments are killing me. How can I pay these off for as little as possible? Do I need to file for bankruptcy? Kaylee Answer: Dear Kaylee, Tribal loans have been a real pain in the ass for …
Question: Dear Steve, I have seven payday loans. I can’t pay my online payday loans. I have already closed my bank account. What should I do? Evelynne Answer: Dear Evelynne, The fact these are online payday loans makes me wonder if these payday lenders are even registered to offer loans in the state where you …
Question: Dear Steve, I am swimming in payday loans, unsecured debt and I’m not going to make it. I am seriously considering going bankrupt, but I’m not sure that’s the best choice. I truly need your assistance Can I get out of debt? I have about 4000 dollars in payday loans and am making payments …
Question: Dear Steve, I have multiple payday loans. A company offered me debt relief. Is First Choice Advocacy legit? Jamaal Answer: Dear Jamaal, I have written about First Choice Advocacy before and I would direct you to these posts. The term “legit” is always problematic. I have no idea what that means to you. As …
Question: Dear Steve, Covid hit our home hard. I took out online payday loans since my credit isn’t great. Now I am in overdraft every payday because of them. I don’t know what to do since I can’t get help anyplace because of my credit score, and also, 2 of them I feel are the …