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The Lender Agreed to a Short Sale But Nobody Wants to Buy It. – Hal

“Dear Steve, We have a underwater mortgage that is approximately $100,000 in excess of the value of our home. We have been trying to get the principal reduced and now have the offer listed in the “question’s section” We have underwater mortgage that was transferred from Bank of America to SPS and they have offered …

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How Can We Go About Selling Our Timeshare Without Getting Scammed? – Lisa

“Hello again Steve. I have another question. My husband and I own a timeshare with Shell Vacation Club. It was paid off in January of this year. The monthly maintenance fees are $74. We don’t use the timeshare that much and we are considering selling the timeshare. I’ve heard its very difficult to sell timeshares …

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My Husband Was Having an Affair and Left Me With Bad Credit. – Mary

“Dear Steve, Husband sign the certified mail slip and never told me about court or judgement against me from Fath Properties, Ohio. Mother-in-law passed away of cancer. Her apartment was right next door. Our family lived in both apartments but I was the only one on lease of second apartment. Family wanted to vacate and …

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Can a Land Trust Bring a Lawsuit Against a Mortgage Holder? – Lyndha

“Dear Steve, Why isn’t the Land Trust a valid instrument to be used as a vehicle to quiet title and bring a lawsuit against an unscrupulous mortgage holder? Lyndha” Dear Lyndha, First off, you’d have to direct any specific legal question to a lawyer that is licensed to practice law in the state you live …

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I Can’t Get My Mortgage Modified and I’m Behind on Credit Card Debt. – Doug

“Dear Steve, I Was Injured On The Job An Can No Longer Work .When This Happened I Worked Out My Income Over The Next 5 Years The First 2 Years My Income Droped 35% The Next Year Another 15% The 4th Year Another 15% This Is Where My Income Is At This Time. The First …

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What Do You Know About Debt Source Solutions? – Jason

“Dear Steve, I’ve been trying to help my disabled father for over a year. His mortgage loan originated with country wide, then it ended up landing with BOFA. It’s been next to impossible to get a so called *HAMP, or *HUD help since they are nothing more than credit counseling centers that corresspond with the …

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My Friend Went With Fidelity Land Trust. She’s Not Sure if it’s a Sham? – Nelsa

“Dear Steve, I have a friend who could not afford her morgage payments and was approaching forclosure, she tried to do a modification with the mortgage company but they did not instead they sold the mortage to a nother company. This left the homeowner desperate and afraid of loosing her home, so he hired an …

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