“Dear Steve, We recently applied to refinance hoping to get a lower rate. They thought they could save us about $600 to $700 a month on payments. We have 2 mortgages and about $75000 in credit card debt and my 15 year old car has been deemed illegal to drive, so I need to purchase …
“Dear Steve, I have a home mortgage that was modified at very favorable rates. However, in order to motivate IndyMac my attorney told me to stop paying the original mortgage (my income, self-employed was tanking) and they would be more amenable when I made my HAMP application. My original amount on which I was paying …
“Dear Steve, I received an unsolicited call from Newport Mortgage Relief regarding redoing my home loan under the HAMP program. I’ve read your letters from Jim and Larry. I cannot find any record of the company and as they stated, no address or physical location is stated on any of the documents or website. NMR …
“Dear Steve, I’m hoping you can point in the direction where I can get some assistance. Long story short, I’m retired AF (retired in July 2010) and own a home that I purchased in 2003 when I was on active duty. As a result of a permanent change of station move while on active duty …
“Dear Steve, I have a first motgage with Wells Fargo for $97,000 and a HELOC with Fifth Third for $29. My property value on Zillow is $88,000. I filed chapter 7 that was discharged in March 2009 and never reaffirmed either mortgage. I was thinking of stopping the payment of my HELOC and continue to …
“Dear Steve, My wife filed for Chapter 7 Bankruptcy. I have a 1st mortgage and a home equity loan from the same bank. Both are showing as discharged on my credit report since neither were reaffirmed. What happens if we stop paying the 2nd? Do we have to pay it off or will their be …
“Dear Steve, Hello Steve, I am following up on a recent response to another question…’Should I believe what the Resolution Group is telling me – Larraine‘ I have also receceived same letter but requested further information from the Resolution Group. Below is an email response from one of the ‘intake specialists’ that works for the …
“Dear Steve, I’ve read some of your info on Brookstone and I used to follow John Wright’s blog but he has been on a leave so I thought I’d get your input on this whole case. I am a little concerned as lately I have not been able to get any I formation or updates …
Dear Steve, I am a young adult that is trying to establish credit. When I was 18 years of age I stayed with my mother and signed the lease as an occupant, because I was of age. Therefore, I was held responsible for any damages or anything that could happen to the apartment. My mother …
“Dear Steve, We have been fighting foreclosure for 3 yrs trying to get a mod, and have been studying & preparing to go pro se if necessary to save our home, we feel pro se is to much to attempt and hired an atty who basically doesn’t feel we have a case and says to …
