Latest Posts
Home > Ask The Get Out of Debt Experts > Statute of Limitations (page 2)

Statute of Limitations

Why Would Anyone Pay a Debt Outside the Statute of Limitations? – Mike

Ready to Collapse

“Dear Steve, I had a credit card several years ago that I never paid and was never sued on within the statute of limitations and when it passed the seven year period it dropped off my credit report. I changed my phone number before I stopped paying and the original creditor and the collection agencies never found my current phone ... Read More »

    Debt Collector Wants Money I Already Paid. – Larry

    Ready to Collapse

    “Dear Steve, I had Aetna medical insurance through December of 2008 and enrolled in Kaiser beginning with my 2009 health insurance. I just received (dated Nov 2) a collection notice from the bill collector, RMS, representing Aetna stating that I owe the Aetna Mail Order Pharmacy for two prescriptions in 2008. They give no information of what the medications were, ... Read More »

      Can I Be Sued for Encyclopedias I Bought 13 Years Ago? – Katie

      Ready to Collapse

      “Dear Steve, In 1996 or 1998 i purchased some encyclopeida from a sales man and at the time he quoted every one in our little town a price which was under 500.00 and then he talked us into them and then i had had to pay a down payment of 75.00 and the rest was in installedment when the invoice ... Read More »

        We Dropped Out of the Everest Debt Solutions Program. – Andy

        “Dear Damon, We had been carrying $30,000 in CC debt for about two years making the minimum payments. We were waiting for a business deal to go through so that we could pay off the debt. We hadn’t missed a payment but we missed the small print on a letter that they sent us that allowed them to double our ... Read More »

          I Have a Question About My Girlfriend’s Statute of Limitations and Her Gateway Computer. – Brian

          Ready to Collapse

          “Dear Steve, This is my girlfriends past debt. Back in 2000-2001 her then boyfriend bought a gateway computer from Gateway for about 3000$ in the state of Arizona. In 2002 she moved to Idaho. Last payment was made in 2003. No further action was taken on her part to resolve this debt. There is now a collection company called Asset ... Read More »

            JD Enterprises is Chasing My Husband Over An Old AT&T Debt. – Jennifer

            Ready to Collapse

            “Dear Steve, Jd enterprises contacted my husband at work about a debt from AT&T that is over 10 years old. They told him we owed $1300, but would accept $800 today. If we didnt settle today he couldnt’t gurantee anything else and we would be served to go to court and then would owe $2500 for legal services. My husband ... Read More »

              I Have $190,000 in Credit Card Debt I Can’t Pay. – Patrick

              Ready to Collapse

              “Dear Steve, Soon I will default on $190,000 in credit card debt on 8 different cards. Until now I have never missed a payment and my FICO score has been above 700. I have a good job making well over 100K but there is no way I can pay back 190K! (at my age of 55). I have alot of ... Read More »

                Kansas Statute of Limitations Question. – KansasDebt78

                Ready to Collapse

                “Dear Steve, I am currently working on fixing my credit….now I am finding some hiccups My question is fairly simple. I have been back and forth with a well known junk debt buyer. My defense is easy…..SOL has expired. The key problem I am having here is proving that this credit card is indeed considered under the TILA an “open ... Read More »

                  Get My FREE Get Out of Debt Guy Newsletter

                  I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                  I promise to keep your email safe and secure.