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Student Loans

I Went to the Same School as Edward Snowden and it was a Fraud


“Dear Steve, Tech School was a fraud. I attended Computer Career Institute at Johns Hopkins in 2003. After reading the Edward Snowden attended the same ‘school’ and it was found to be a fraud, my blood ran cold. You suggested in a post I just finished reading that the victim file for bankruptcy. I paid my loan in full. How ... Read More »

    My Graduate School Pursued Me for Payments in Bankruptcy

    angry woman

    “Dear Steve, I went through bankruptcy and my school filed an Adversarial Proceeding against me I attended a graduate school that is not a Title IV school. However, they were engaged in a number of exploitative and unethical practices. I declared bankruptcy with no problems and my lawyer thought they wouldn’t pursue going after me because they are not a ... Read More »

      How is Sallie Mae Calculating My Interest?


      “Dear Steve, Sallie Mae recently changed payment ‘firms’ that process automatic debit. I’ve noticed in my new online statements that it shows interest being charged from the 16th to the 15th of each month, even thou my payments are shown on the 10th. Like it’s totally there on the form with payment dates listed 5 days before interest accrued dates. ... Read More »

        Can I Really Eliminate My Culinary School Student Loans in Bankruptcy?


        “Dear Steve, I have a private Sallie Mae student loan I took out back in 2007 to pay for a vocational education in culinary arts from a school called “Kitchen Academy” (I think they got bought out by Le Cordon Bleu and now they go by the latter name) The loan was originally for $16,000. I now owe $27,000 due ... Read More »

          I Saw a Commercial for Student Loan Debt Help. Are They Legit? – Katie

          asian dragon

          “Dear Steve, I saw a commercial with a website claiming to help with student loan debt. They listen a website and a phone number. The website was Once I filled out a small questionnaire I was notified by phone from the company. A guy named Travis asked for some background info such as Name, where I work, if I ... Read More »

            If a Parent PLUS Loan Borrower Dies Will the Child Have to Pay it Back? – Cathey

            Cemetery Caution

            “Dear Steve, Young lady’s mom had taken out a parent plus loan, the Mom passed. Does the loan automatically become the debt of the student? The student is of course now being told to pay it. I thought since the parent took it out, the debt died when she died. Is there any help in this situation? What happens with ... Read More »

              Need to Get Rid of My Student Loans to Start a Family. – Mike

              couple working

              “Dear Steve, Graduated 2006 and now have $12k more debt then original 2 Private Tuition and 4 Private student signature loans with Sallie Mae. Last loan of which was with 1 semester to go for nearly $30k and seems after this article to be def in the category of non education necessity kinds. I am delinquent month after month and ... Read More »

                Is It True My Brother With Mental Illness Can Eliminate His Student Loans? – Josh


                “Dear Steve, My younger brother has been diagnosed as a paranoid schizophrenic. He has fought bouts of depression, hallucinations, and paranoia for the last 5-6 years. He has been on numerous different powerful drugs to help him. He, thank god, has finally found one that helps him with some of his symptoms but no way near is he the same ... Read More »

                  Were My Student Loans Eliminated in My Bankruptcy? – Erika


                  “Dear Steve, I obtained a Private Student Loan through Loan to Learn (Educap, inc. 5Star bank) in 2004 for $30,000 that required payment towards a variable interest rate while in school. I have paid on time from 2004-2012 before facing a hardship. With an average monthly payment of $300 (sometimes higher, sometimes lower) I have paid well over $25,000. I ... Read More »

                    Sallie Mae Took Advantage of Me When I Was. – Nicolle


                    “Dear Steve, I have 5 student loans, currently totally about $48,000 after 6+ years of repayment. Two of them are private loans at only about $1,300 each, another private is at about $8,000, my only federal loan is at $11,000, and my bear of a loan is a private loan with Sallie Mae, currently at approximately $26,000 (original borrowed amount ... Read More »

                      Should Me Son Cash Out an Annuity to Pay Off His Student Loans? – Tracy


                      “Dear Steve, My son was given a generous gift of $10,000 by my husband’s aunt. The money was given for “education” and placed in a conservative investment annuity by the aunt. We never did anything with the account but accept the quarterly statements. My son has graduated from college, and is fully employed in his field. His loans are due, ... Read More »

                        I Gave My Student Loan FAFSA PIN to a Debt Help Company. Help! – Amy


                        “Dear Steve, I saw the link for on Facebook and clicked on the link. All it asked for is my husband’s name, our state and phone number. Shortly after we were contacted by Craig with Student Loan Support. We put off the discussion until today when he called me (Amy) about my husband (David)’s loans. I was on the ... Read More »

                          I Got a Call From a Student Loan Helpline Company About My Loans. – Tracey

                          Drowning swimmer

                          “Dear Steve, So I have roughly $75k in federal student loan debt, that due to economic hardship, I am having difficulty paying. I got a call from one of these so called “Student loan help line” companies that told me that if I let them consolidate my loans that the max I would have to pay is 197 payments and ... Read More »

                            My Private Student Loan Company Won’t Let Me Pay What I Can Afford. – Mitch


                            “Dear Steve, I’m a first generation college student, and attended Hartwick College for 1.5 years until transferring and finishing college at SUNY Oneonta. I owe near 80k from my college years. I had two private student loans that were held thru CitiBank for a total of near 20k. Citibank worked with me on deferment, income based repayment, and delaying payments ... Read More »

                              Can I Settle My Private Student Loan Debt? – Tim

                              Alone and Lost

                              “Dear Steve, Unemployed for two years after college, defaulted on one of my private student loans, delinquent on others. Credit is already terrible. I have three private student loans, one of which I have already defaulted on. I recently came in to some money and want to use it to wipe out my student loan debt, or at least as ... Read More »

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