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Student Loans

I Defaulted on my Federal Student Loans and Now They’ve Doubled

Money and book

“Dear Steve, I wet to a tech school right out of high school and accrued 3100 in fed student loans. I defaulted after being denied financial hardship deferment. It has been 6 years, I am now back in school and looking to receive pel grant. The amount owed on my account is now 6300, double what I took out. I ... Read More »

    Should I Payoff My Student Loans? – Sarah

    Sagging Economy

    “Dear Steve, I have about $19,000 in government-backed student loans at 2.25%. When I graduated, I was advised to NOT pay off the full debt right away and “take advantage” of the low interest rate. So, I have been paying slightly more than the minimum each month ($100) and have only knocked the principal down about $1000 since graduating in ... Read More »

      Sallie Mae Student Loans are Going to Make My Daughter Sterile

      body outline

      “Dear Steve, I am a Nurse Practitioner who is vey very concerned about my daughters mental health -as a result of her student loans….We had NO IDEA -what a nightmare this would become:-(. She has had at least 2 jobs since she was 11 yrs old…Harding working is an understatement !! She is so depressed and dejected over her inability ... Read More »

        I Am a Lawyer With Sallie Mae Loan Debt. Help! – Scott

        debt

        “Dear Steve, Public interest lawyer 250k in student debt 6k in credit card debt 8k in private credit loan from sallie mae I have a Sallie Mae loan through their private credit department. I used this loan for living expenses while I took the New York bar exam this past summer. Is this the type of loan that you wrote ... Read More »

          The Stress From Sallie Mae is Abusive. – Sue

          college-class

          “Dear Steve, My 28 year old daughter Laurie has incurred over 160,000 in student loans with Sallie Mae. They are relentless and even at times harassing her for payment. They are wanting over 900.00 per month which she is not able to do at her job as a vet tech making 15.00 an hour. She tried moving out for the ... Read More »

            I’m a Kindergarten Teacher With $100K in Student Loans

            College Tuition Expenses

            “Dear Steve, I went to a private, out if state, christian college and I am not a kindergarten teacher. I currently have over $100,000 in both federal and private loans all from Salliemae. I’ve been looking for the past 3 years (since I started paying my loans off) for a way to fix this problem. I’m paying over a $1,000 ... Read More »

              I’m a U.S. Resident Living in New Zealand With U.S. Student Loan Debt. – Tess

              gears

              “Dear Steve, I have a BS in Psychology from the University of Texas at Arlington and am just now finishing up my medical degree from the University of Auckland in New Zealand. (Finish Nov 9) I ended up taking out some private loans during my undergrad as my parents were against PLUS loans, and I was paying for everything myself. ... Read More »

                Can’t Pay on My Chase Private Student Loan. – Scott

                Fallout Shelter Sign

                “Dear Steve, Back in august of 2007 I took out a student loan. This student loan was in the amount of 5,000 from Chase Private student loans. Recently i was involved in 2 car wrecks and could not make a payment. Yesterday i received a notice from chase recovery department telling me my payment is due in full. I have ... Read More »

                  My Private Student Loans with Citibank and Sallie Mae Are a Mess

                  student loan debt

                  “Dear Steve, I am currently in student loan repayment. I have consolidated my federal loans, but my private loans are a mess. I had 4 through Citibank, but 2 of them were “bought out” by Discover. So now I have 1 monthly payment for my federal loans and 2 monthly payments for my private loans. I also have another private ... Read More »

                    Can I Still Do an Adversary Filing on My Old Bankruptcy Over Student Loans?

                    Student Loan Corkboard Concept

                    “Dear Steve, My wife and I filed for bankruptcy in 2005. I tried including my student loans but was told I couldn’t. I was never told about this adversary filing. I filed for bankruptcy as a result of medical illness. At that time I was Declared legally disabled for a closed period of time.(yes during the time of filing) I ... Read More »

                      I’m an Optometrist Trying to Eliminate My Student Loans. – Jennifer

                      Debt Consolidation Loan Approved Stamp Shows Consolidated Loans Agreed

                      “Dear Steve, Optometrist graduated in 1996, consolidated student loan debt with Sallie Mae shortly there after, HEAL loan at 9% interest fixed, other loan 4% Stafford? Been paying over 17 years on debt and am current. Also have about $30,000 in credit card debt unable to bring down, husband has about $30,000 as well. What can I do to consolidate ... Read More »

                        I Filed a Chapter 7 Bankruptcy are My Student Loans Discharged? – TMD

                        Student Loan Corkboard Concept

                        “Dear Steve, I filed ch 7 in 2011 & was succesful. My student loan was listed under my debts discharged but not in the student loan area. If my student loan debt was discharged as a listing of all of my debt but not under the student loan section of the paperwork should I still have to pay it or ... Read More »

                          Sallie Mae Won’t Counter My Settlement Offer. – Lauren

                          Student Loan Corkboard Concept

                          “Dear Steve, I have Sallie Mae private student loans ($25,000 or so original loan was $11,000 or so) taken out back in 2004 for Culinary School, Have used all deferment and forbearance and have had quite a bit of being unemployed since, but I have a more stable job now and was trying to work everything out — it has ... Read More »

                            My Recording Arts Degree is Keeping Me From Love. – Ryan

                            hugs

                            “Dear Steve, I am a college graduate with $30,878 in Stafford Loans and $50,932 in private loans. Now I went to a for profit college and I also do admit that I didn’t take as much time as I should have in researching schools. I went to school for a degree in recording arts. Looking back I take full responsibility ... Read More »

                              Sallie Mae is Coming After My Son After His Co-Signer Passed Away. – Diane

                              Certain death

                              “Dear Steve, My father-in-law had co-signed sallie mae student loans for my son approximately seven to ten years ago My son has been paying interst only on these loans of 68,000 dollars. 40,000 dollars is the portion that was co-signed. In April of this year my father-in-law passed away and know sallie mae is telling us that this money is ... Read More »

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