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Student Loans

I Filed Bankruptcy 7 Last Year But Still Owe Parent PLUS Loan? – Kristin

Financing a budget

“Dear Steve, Please help…I filed Bankruptcy 7 last year but syill have a 80,000 parent PLUS loan…I have used the unemployment deferement and will try for economic hardship next….I just started receiving social sec for widower benefits just 800.00 a month Shall I just default onthe plus loan and let them take 15% OR just keep deferring or using forebearance ... Read More »

    Ohio Statute of Limitations for Old Student Loan Debt. – Maria

    College Tuition Expenses

    “Dear Steve, Teacher in OH- took out a student loan for $7500.00 in 1981. I thought that a law came into effect years ago stating that if by 2003 ( I believe that was the last date) your student loan in oh was at least 20 years old , that the statute of limitations expired. My SL is now about ... Read More »

      Sallie Mae Can’t Clarify Who is Really Responsible for My Student Loan. – Michele

      Screen Shot 2013-02-12 at 1.43.04 PM

      “Dear Steve, I was married and stupid enough to consolidate my 4% student loan with my now ex’s 11% student loans. Because I had over a 700 credit I became the primary. We are now divorced and the decree indicates for my ex to pay towards the monthly payment. That never happen! I paid the entire amount for 6 months ... Read More »

        As an Employer Do I Really Have to Garnish My Employees Wages for a Student Loan Debt? – Mike

        money

        “Dear Steve, Just received an Order of Withholding From Earnings for one of our employees, from ECMC in regards to student loans the employee apparently defaulted on. There is reference to Federal Law and threat to the Employer if we don’t granigh 15% of the employee’s wages. I’m not familiar with this Company and their rights to do this. Can ... Read More »

          Will The Fairness for Struggling Students Act Allow Me to Discharge My Private Student Loans in Bankruptcy? – Lexi

          stressed-woman

          “Dear Steve, I owe $25,000 in credit card debt and over $120,000 in student loan debt. Half are federal loans and half are private loans. I am a single mother of two little ones and the reason for my debt was mostly due to my failed marriage and going to an expensive school. I am getting ready to file for ... Read More »

            I Took Out a Parent Plus Loan for My Daughter’s Education I Can’t Pay Now. – Lee

            Student Loan Corkboard Concept

            “Dear Steve, I am a middle-aged woman who has been ill for over a decade and has not been able to work during that period. In the 90’s I took out Parent Plus Loans for my daughter’s education. I began to make payments on them as they came due until I became ill and lost my job and my house ... Read More »

              I Want to Go Back to School But Have an Old Defaulted Student Loan. – Lizzy

              College Tuition Expenses

              “Dear Steve, i went to a computer school 9 month course , had to leave weeks prior to graduation for family reasons. 1982 , back in 1991 the irs took my tax return , i now have no paperwork on any of this, im 52 , been thru some health issues for the past few years , no work… i ... Read More »

                Should We Deal With Our Old Debt or Use Our Cash to Build a House? – Shane

                New Construction

                “Dear Steve, newly wed 30yo male. i have around 95k in debt…. Around 70k is student loans from sallie Mae. 30k of which is co signed for my wife and her brother. all of which have defaulted…..The rest is made up of a reposessed vehicle 4 yrs ago..15k.. And various credit cards maxed out. 10-12k.my wife and I have been ... Read More »

                  I Attended Crown College With Sallie Mae Loans But They Closed Without Giving Me My Degree.

                  abandoned

                  “Dear Steve, I attended Crown College out of Lakewood WA. It was an internet college and the course was Law Enforcement…; I told them I wanted to get a Masters in the subject eventually so that perhaps I could teach eventually. They said they only offered and Associates in this field and the credits were transferable and I could pick ... Read More »

                    I Took Out a Student Loan to Cover Life Expenses and be a Mom. – Layla

                    oops

                    “Dear Steve, In 2008 I took out a student loan to help me pay for expenses and be a mom without exhausting myself doing it. I asked for $10000 and the guy convinced me to go with the full amount I was approved for which was $23000. I was not able to graduate and now they are knocking down my ... Read More »

                      Can Sallie Mae Garnish Wages and Tax Our Tax Refund Without Going to Court? – Kristen

                      closeup of a gavel on cash, from above

                      “Dear Steve, My husband and I live in West Virginia, and my husband went back to school to get his Master’s Degree in Media Studies (because he really wants a career in Film). He got his student loan through Sallie Mae. Anyway, he works for the state and isn’t paid what he’s worth. I’m currently unemployed, because we only have ... Read More »

                        I’m Disabled and Behind on My Government Student Loans. – Jess

                        happy woman in wheelchair outdoors beach showing victory sign

                        “Dear Steve, I have about 42 thousand in gsl debt that has gone through to about 60 K now. I have been disabled and trying to get on ssi/ssdi for about 6 years now. I have an apartment via a government program to assist disabled persons with housing, but have only 115 plus food stamps from the state while my ... Read More »

                          My Mother Took Out Loans to Pay for My Education. I Can’t Afford to Pay. – Jasmine

                          College Tuition Expenses

                          “Dear Steve, My mother took out loans to fund my education with the best intentions in the world. Unfortunately because of some medical and educational setbacks, it took me 6 years to graduate and I’m sitting on around 100K in student loans, not sure how much is private and how much is federal :( After graduation I was laid off ... Read More »

                            I Married a Drunk and Selfish Ass Who Never Cared About Debt or My Student Loans. – Tammy

                            Student Loan Corkboard Concept

                            “Dear Steve, I have a 22 year old student loan, it was 1.200 originally. I was married to a drunk and a selfish ass who never cared about debt. who has gotten us into more and more debt .I got rid of him finally now I am filing bankruptcy for all the debts except the student loan. With interest it ... Read More »

                              Got Student Loans. Got Cancer. Can’t Make Payments.

                              Magnifying Glass - Q&A

                              “Dear Steve, 10+plus years of student loans Bachelors and Masters Degree Cancer 2008 – now in remission Two Kids Stay at home Mom No solid work experience I have utilized all forbearance and deferments and I am not looking for full time work and there has been no attempt to repay, yet I want to discharge my debt because I ... Read More »

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