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Student Loans

I Just Signed Up With Student Loan Processing .US and I’m Having Second Thoughts.

Cleaning toilet

“Dear Steve, I just signed up yesterday with student loan processing. US, but have paid no money as of yet. I signed an agreement that says I will get 100% of my money back if I am rejected for a federal student loan consolidation by Dept of Ed. The contract states how much, what the payment is estimated to be. ... Read More »

    The NCO Debt Collector Lied That I Could Settle My Private Student Loan Debt. – Matt

    crime scene

    “Dear Steve, The background information is something like this: I went delinquent on a student loan (private) after a period of financial hardship. It defaulted and went over to NCO Financial for debt collections. I wasn’t sure how the whole process worked at the time, and I started a payment plan. My agent at NCO was named John and would ... Read More »

      Can I Get An Income Based Repayment Plan for My $197K in Student Loans? – Ian

      under construction narrow

      “Dear Steve, Due to the poor financial planning of both myself and my parents, I financed my undergraduate education primarily with student loans. Even worse, I went to an out-of-state school with high tuition. After four years (and an abortive year in law school), I racked up about $197,000 in student loans. I know it’s an obscene amount. I have ... Read More »

        Can the IRS Seize Our Bank Account for a Defaulted Student Loan? – Judy

        catcher

        “Dear Steve, IRS has garnished our income tax refund from 2012, for a student loan defaulted in 1990 or 1991. This is my student loan, for about $2200 at the time. I’m sure it is more now, 23 years later. I am not employed. My husband’s income is our only source of income and we filed our taxes Married filing ... Read More »

          Can You Please Review My College Loan Services Agreement for Student Loan Help? – Lisa

          Screen Shot 2013-04-23 at 1.55.14 PM

          “Dear Steve, I have two daughter who just graduated college. Between them, my husband and myself, we have 9 federal loans totaling almost 250K. At this time none of us can afford to pay the minimum loan monthly payments. I recently contacted a college loan consolidation company. It’s a private company that charges for consolidating and reducing the monthly payments ... Read More »

            How Can I Afford My Sallie Mae Student Loans in Retirement? – Nancy

            retirement

            “Dear Steve, I owe Sallie Mae about $62,000. I originally borrowed $45 in 1998 for graduate school all are subsidized student loans consolidated at 8.5%. I have been making payments since 1999 with some times of forebarence etc. I make OK money now and pay the loans of $571, but now I am retiring and will make so much less. ... Read More »

              I Want to Kill Myself Because of My Student Loans. I Dream of Dying.

              change 3

              “Dear Steve, I have seen that there are others who have posted that they have contemplated suicide in order to get out of student loan debt and I can tell you that they aren’t alone. I was laid off twice since I graduated and I can’t afford to pay my loans back. I couldn’t even if I found a job. ... Read More »

                Everest Institute Did Not Help Me Get a Job in Medical Billing and Coding. – Ashley

                Student Loan Corkboard Concept

                “Dear Steve, I went to Bryman Institute in 2007 for medical billing and coding. While I was there they changed the name to Everest Institute which was a red flag to me but I was already in the program for a while so there wasn’t much for me to do. I successfully completed the program and got a job at ... Read More »

                  My Ex-Husband and I Consolidated Our Student Loans. I’m Still Paying. – Marie

                  Divorce

                  “Dear Steve, My ex-husband and I consolidated our student loans back in 2004. In our divorce in 2012, I am required to pay on the joint loans for 10 years then in reverts to him. He is currently paying individual loans of ours. He makes considerably more than I do (about $45,000/yr and I’m around $25,000/yr) and I am unable ... Read More »

                    I Had to Withdraw From Law School Due to Illness. They Say I Owe Money. – Carol

                    It's all very odd.

                    “Dear Steve, Student Loan Debt: over $100,000.00 law school debt plus masters debt but no undergrad debt. Here’s one for you. I was studying for a Masters at a law school in so. cal. withdrew due to illness. They say I never withdrew and took the money for one class from student loan and the other class had private funding ... Read More »

                      We Owe $700,000 in Student Loans And Need Help! – Laura

                      broken piggybank with dollar notes

                      “Dear Steve, We are considering bankruptcy and have a huge student loan of over $700,000 that has been in forbearance for 24 months. We have only paid small monthly payments in the past because of being self-employed and not making a lot of money. The original amount was about $200,000 and the rest is interest. My husband is 51 & ... Read More »

                        Is it True I Can Eliminate My Student Loans in Bankruptcy if I Just Stop Paying Them?

                        student loan default

                        “Dear Steve, I currently have 58,000 in private loans and 98,000.00 in federal loans and I currently have no clue what to do. My private loan provider (the wonderful sallie mae)….wants 600.00 a month, and the federal goverment wants 450.00 a month. I am a teacher and these payments are just not possible….some people told me that if I let ... Read More »

                          I Just Made Payment Arrangements on an Old Defaulted Student Loan. Did I Do the Right Thing?

                          Magnifying Glass - Q&A

                          “Dear Steve, i recieved a letter from my defaulted student loan fron fall 99 and spring 00. the letter styated that they were going to start taking .15 of my pay after taxes. they were okay until 2005. another thing that is odd is that i checked with my payroll dept and they have no garnishments issues (was supoposed to ... Read More »

                            I Was Scammed by the University of the Rockies. – Yolanda

                            College Tuition Expenses

                            “Dear Steve, Iam one of those scammed students who attended University of the Rockies at this time I am not sure who turn to next I reported this to the attorney general who referred me to the BBB. Who recieved the notice of my concerned with a removal and then a change to retest and take the comps test only ... Read More »

                              Can I Eliminate My Sallie Mae and Citibank Student Loans With Bankruptcy? – Kassandra

                              money down the drain

                              “Dear Steve, Situation * I have a Sallie Student Loan for 58577.75 and a Citibank Student Loan for 30960.30. I am a 26 year old female and my income doesn’t even cover my living cost. I live at home with my parents, still. My monthly payments are 622.68 and 297.20, respectively. That’s 919.88 per month. With both loans being deferred ... Read More »

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