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Student Loans

Can I Get My Student Loan Debt Forgiven Because I Lived in a Poor Section of Brazil? – Kelly

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“Dear Steve, I am an American born citizen but my retired father raised me partly in a poor section of Brazil. 18 years to be exact. I am now 34 and have a student debt of 10500.00 dollars. I heard of a policy that forgives those who worked full time for ten years in a poor foreign country (like in ... Read More »

    How Can I Get My Student Loan Penalty Forgiven? – Scott

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    “Dear Steve, I graduated back in 2002 and borrowed 22k worth of government back student loans. Unfortunately I was unemployed for 2 years shortly after. I put my loan into deferment and moved around a bit. Next thing I know my loans went out of deferment and I was unaware of this because I was moving around so much. Then ... Read More »

      Should I Deal With Sallie Mae Directly to Settle My Student Loans? – Kris

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      “Dear Steve, After graduating in 1996, I owed Sallie Mae about $17000. Over the past 16 years I have worked as a special education teacher, coached, worked with autistic kids, been a lifeguard, waited tables/bartended, worked as a travel agent, done landscaping and currently install solar panels. Although I have had periods where I consistently made payments to the above ... Read More »

        DebtPro123 Said They Could Settle My Private Student Loans and Hasn’t

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        “Dear Steve, I signed up with Debtpro123 in June 2010 to settle my student loans. I owe about $100,000 in private loans. The monthly payments were huge but they were supposed to settle my loans in the Phase 2. The end of April is my last payment but my loans have not been settled. They are in collections and I ... Read More »

          I’m Unemployed With Private Student Loans. What Can I Do?

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          “Dear Steve, I attended a private school and graduated in 2009.. I literally owe 3 different loan company’s total of over $80,000 combined.. 1 i owe roughly 8000.. Another the same.. The i have another (private loan) thats just about 60,000 but the interest rate continually rises… Im on unemployment right now with a newborn..I have been doing unemployment deferment ... Read More »

            Where Can I Find Government Help to Pay My Student Loans? – Juan

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            “Dear Steve, I FINISHED ONLINE SCHOOL IN 2008 AND I HAVE NOT BEEN ABLE TO PAY MY STUDENT LOAN. I OWE AROUND $65000 AND UP TO THE PRESENT DAY I HAVE NOT BEEN ABLE TO PAY. I STUDIED BUSINESS ADMONISTRATION AND I HAVE NOT BEEN ABLE TO FIND A JOB ON THIS PROFESSION, SO I DECIDED TO GO BACK TO ... Read More »

              Private University Said I Had a Full Ride Scholarship But Now I Have Sallie Mae Student Loans. – Ryan

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              “Dear Steve, Hello I am Ryan, a recently graduated college student, and I just found out that I have $12,500 dollars in student loans. When I was first starting college for my BS in Business Administration the dean promised me a few things. First, he promised that the universities career placement program would place me at an entry level management ... Read More »

                I’m Drowning in Interest Only Salle Mae Payments

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                I have three private loans with Sallie Mae the first one is 13.25% and the other two are at 10.25% I’ve been paying them since 2006. I was unable to consolidate in 2006, 2007, 2008, 2010, 2011. I’m at a point were I can only afford interest only payments nothing towards principal because I can’t afford it with rent and ... Read More »

                  Mary Kay, Freelance Editing, And Working to Pay Student Loans But Feeling Like Suicide. – Briar

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                  “Dear Steve, I need help. I graduated college in 2010 from a good school with a multidisciplinary BA. I was able to find a job within 4 months of graduating, before the student loan grace period ended. I have a federal loan of $122.44/month for 10 years. I also have 2 private loans that are killing me. My Sallie Mae ... Read More »

                    My Son Fraudulently Signed My Name to His Student Loans. – Bob

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                    My son whom has been rehabbing from a drug addiction, signed my name to 80k of school debt, did not finish school yet but is working hard to get his life on track . The lenders are hounding me now for this money . He is telling me to contact them and tell them he has committed fraud, However as ... Read More »

                      Living With In-Laws, Deep in Debt, Husband in Denial, Marriage on the Rocks, and I Need Debt Relief! – Sharla

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                      My husband and I both have federal student loan debts (US Dept of Ed and Sallie Mae). We have already each consolidated and are on 20 year repayment terms. He used credit card in college so we had $8000 credit card debt when we began our marriage. We were able to make payments, but have never paid it totally off. ... Read More »

                        Bankruptcy Attorneys Report Major Problems Brewing for Holders of Student Loan Debt

                        The National Association of Consumer Bankruptcy Attorneys conducted a survey of its members. Of the 860 bankruptcy attorneys that participated in the survey, 81 percent said potential clients with student loan debt have increased “significantly” or “somewhat” in the last three-four years. Nearly two out of five of bankruptcy attorneys (39 percent) have seen potential student loan client cases jump ... Read More »

                          The Student Loan Death Trap: Private Student Loans Drive the Future into Poverty. – Rachel

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                          My situation is so horrible and massively complex it’s difficult to explain in a way without running off on other subjects, but mainly my problem is I can’t seem to find out how to survive with a life worth living while having my student loans on my shoulders. If it were just the federal loans..I wouldn’t care…I could do income ... Read More »

                            My Wife is Getting Garnished for a Federal Student Loan She Cosigned For 23 Years Ago. – Robby

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                            My wife was married to her ex at the age of 20. It only lasted a year, but during that year she cosigned the joker’s student loans. They are fed loans. My wife is now 43 and with in the last six months they started drafting her paychecks. At first it was a huge amount, to the tune of $300 ... Read More »

                              Dealing with Student Loan Debt When Active Duty Military

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                              I am active duty for the last 15 years and I have been struggling to pay my student loan. I still owe 50,000 thousand dollar, and I simply cannot afford to make the payments. Is there a program that can help me as a military men to help me pay for this debt. I am going crazy with this situation ... Read More »

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