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Student Loans

Student Loan Forgiveness Program for Low Income Teachers

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I am a student enrolled in a masters program for special education. When I began school I decided to enter the student loan forgiveness program, which qualifies me to receive up to $17,500 of my loans being paid off, as long as I teach in a title 1 school for five years in a highly qualified area (which I qualify ... Read More »

    Drowning in student loan debt. What Can I Do? – Laurie

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    I’m completely lost and don’t know where to turn. When I started college, I went to the first and only school I applied for. An Art Trade school (that later closed down). I was young and stupid and didn’t have anyone to turn to for advice except for the “experts” of the school, who totally took advantage of my stupidity. ... Read More »

      Can I bankrupt the judgement on my student loan that was obtained prior to the 2005 student law changes?

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      I got a student loan in 1996. I failed out of my school shortly thereafter, but quickly transferred to a new school and continued my education. I was then re-accepted back into the first school and failed out again, finishing my degree in the second school. So, I got my degree, and it was a fight. I made some payments ... Read More »

        If I commit suicide will my next of kin have to pay my student loans?

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        I know it’s a terrible question, but they say that student loans never go away. I’m about to graduate with my masters, and it will end up costing me over 100,000. It makes me want to kill myself, especially considering how incredibly hard I worked through undergrad to graduate with almost no debt. I wish I could turn back time- ... Read More »

          Directv Let Me Go. How Do I Pay My Student Loans Now? – Jim

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          I have 2 separate student loans one is with a private lender ( acs ) and the other one was with sallie mae. I was able to consolidate the sallie mae loan with ( direct loan ) which is a consolidation firm, but the other loan I couldn,t because it is a private loan. I am paying every month $ ... Read More »

            What happens to your U.S. debt if you were to move to another country? – Jazz

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            I’m am 30 years old, and became very ill back in 2008, right during my senior year in college. Ended up defaulting on my student loans and credit cards because I was in the hospital for so long. However, I am also engaged to marry a New Zealand citizen, and was wondering if I were to move to NZ, what ... Read More »

              Loan forgiveness for international student with National Collegiate Trust student loans? – Laura

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              Hi, I have a South Sudanese friend who studied in the US and has now gone home to work in development/humanitarian assistance. He has a loan from the AES/National Collegiate Trust that he is currently unable to pay off due to agreeing to take a lower salary in his home country. Is there a way for him to file for ... Read More »

                I cosigned Sallie Mae student loan and now they are coming after me. – John

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                I cosigned student loans for my son for 3 years. He went for a loan for his senior year of college and they refused because it was up to $100,000,00. He had to quit ollege and they immediately made him start repaying back. (this is a Sallie Mae Loan). He cannot pay it and now they are coming after me ... Read More »

                  Public service loan forgiveness as a school principal. – Jim

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                  I have about $190,000 student loans-government backed- I capped the $148,500 and then got PLUS loans for graduate school. I am looking at the “public sevice loan forgiveness” option as I am a principal at a public school. What I do not understand is if you have to make 120 payments based on a ten year repayment schedule to qualify ... Read More »

                    How do i get out of a student loan that is charging me a daily % rate? – Luxx

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                    I attended FIDM and had took out a perkins loan with them. My other loans were with another company. I was falling behind on payments and I think I was around 120 days late the FIDM loan counselor strongly advised me to consolidate all my loans. At that time all my % rates were 6% or lower and payments I ... Read More »

                      Had a bad divorce. How do i pay off a student loan with no money? – Heather

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                      I have been out of school for almost 3 years, I lost everything I had and I have been going through a bad divorce so I have no money coming in, I’m living off of my sons ssi so how do I pay off my student loan with no money or get help with it. I would eventually like to ... Read More »

                        My medical assisting school closed. Do I still owe the student loan? – Melissa

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                        I attended a career training program at a accredited school. The program was for medical assisting and was 14,000.00. I chose this particular program because if you need time off you are elegible to go beck. A few years ago.I tried and someone bought out program. Not only did my credits not count, I will have to retake ever course, ... Read More »

                          Student Loan with AES in default. Can they force a garnishment? – Diane

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                          I have a substanital student loan that has fallen into default because I can not pay the large $550 monthly payments they have requested. I sent AES and letter about a year and a half ago and told them I can pay $150 per month. I started paying that amount and have consistently paid each month since then. However, they ... Read More »

                            I Got Pregnant and Didn’t Finish College But Owe Sallie Mae. – Jennifer

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                            I am in serious student loan debt because I got pregnant and didn’t finish college. I now am married with two kids and falling into depression because of my loans. I pay the minimum amount to sallie Mae ever month but they are interest only payments and all my other loans are in forbearance which I have done multiple times ... Read More »

                              Who Can Sallie Mae Get Away With Not Following Direct Loan Rules?

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                              I am confused on how Sallie Mae gets away with this. My Sallie Mae loans is considered a private loan, so why am I unable to declare bankrupt on it? If they are a true school loan then won’t they allow me to have income based payback option? Why don’t they have to follow the same rules as Direct Loans? ... Read More »

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